Quan Pham is a financial advisor with Merrill, holding a Series 66 designation and 14 years of industry experience. He has worked with Merrill since 2012 and has been associated with Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Krista Collver is a Series 66-licensed financial advisor at Morgan Stanley with eight years of industry experience. She has worked at Morgan Stanley Smith Barney LLC since 2020 and previously spent four years at Merrill Lynch, Pierce, Fenner & Smith Incorporated. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients through a range of advisory programs. The firm offers tailored financial planning and manages approximately $2.74 trillion in client assets.

Jesus Lopez Jr. is a financial advisor at Wells Fargo Clearing with a Series 66 designation and five years of industry experience. He has been with Wells Fargo Bank, N.A. since 2015 and Wells Fargo Clearing since 2021, both based in Jacksonville, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets through a large network of over 14,000 financial advisors and offers both brokerage and advisory solutions.

Thomas Kealy is a financial advisor with Wells Fargo Clearing in Jacksonville, FL, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from the Wells Fargo Investment Institute and third-party sources.

Jacob Chevalier is a financial advisor with Merrill based in Jacksonville, FL. He holds Series 66 and Series 63 designations and has 12 years of industry experience. He has worked at Merrill since 2014 and has also been affiliated with Bank of America since 2015. Outside of his advisory role, he is involved as a general partner and managing member of a limited liability company that holds and sells rental properties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Dustin Gilliam is a financial advisor at Fidelity with nine years of industry experience. He holds Series 63 and Series 66 licenses and has been associated with various Fidelity divisions since 2016. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction, often incorporating AI and systematic methodologies in managing multi-manager and fund-of-funds strategies.

Leslie Valerio is a financial advisor at Wells Fargo Advisors with 20 years of industry experience. She holds Series 63 and Series 66 registrations and has worked within Wells Fargo entities since 2013, including Wells Fargo Clearing and Wells Fargo Advisors, LLC. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options that include cash-flow, retirement, education, and specialized services such as business-owner transition and special-needs planning. The firm combines advisory services with other financial products and referral channels, utilizing Wells Fargo’s research and planning tools to develop tailored client recommendations.

Christian Furze is a financial advisor at Fidelity with 17 years of industry experience. He holds Series 63 and Series 66 designations and has been affiliated with various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and advises multiple registered investment companies, distinguishing it among large institutional peers.

Logan Elfreich is a Series 66 credentialed financial advisor with 12 years of experience. He has worked at Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Megan Clough is a financial advisor at Merrill with 10 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Colin Jones is a financial advisor at Merrill with 12 years of industry experience. He holds a Series 66 designation and has been with both Bank of America, N.A. and Merrill since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal Chief Investment Office teams and third-party managers.

Stephen Settle is a financial advisor with Fidelity in Jacksonville, FL, holding Series 66 and Series 63 licenses and six years of industry experience. His prior roles include positions at Keller Williams Atlantic Partners and Angel Oak Home Loans. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified portfolios across mutual funds, ETFs, and ETPs.

Joshua Brantley is a financial advisor at Merrill with 11 years of industry experience. He holds a Series 66 designation and has been with Merrill since 2013. Located in Jacksonville, FL, he serves clients through Merrill's extensive institutional platform. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and various institutional entities.

Elizabeth Brown is a financial advisor at Fidelity with four years of industry experience. She holds Series 63 and Series 66 licenses. Her prior work includes roles at Pearl Henry Boutique and teaching positions at Trevecca Nazarene University and Maury County Public Schools. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs through systematic methodologies. The firm also serves as a commodity pool operator and advisor to registered investment companies, employing algorithmic methods and AI in its investment process.

John Piraneo is a financial advisor with UBS Financial Services, holding Series 63 and Series 66 credentials and bringing 41 years of industry experience. He has been with UBS Financial Services since 2015. UBS Financial Services serves individual, corporate, and institutional clients with a combination of brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management through proprietary research and asset allocation models.

Paul Wefer is a financial advisor at Fidelity with 12 years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments since 2025, previously working at Fidelity Brokerage Services LLC and Chimera Securities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering discretionary and non-discretionary advisory services alongside model portfolios built from mutual funds, ETFs, and ETPs.

James Deberry III is a financial advisor with LPL Financial in Jacksonville, FL, holding a Series 66 designation and nine years of industry experience. He has worked at LPL Financial since 2017 and concurrently at VyStar Credit Union since 2014. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by research and model portfolios.

Iyanuoluwa Saka is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, Iyanuoluwa held roles at Florida Financial Advisors and worked in various capacities at the University of North Florida. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Ashley Jones is a Planning Consultant at Fidelity Investments, a role she has held since 2024. She focuses on working with individuals and families to develop personalized financial plans aimed at improving their financial well-being. Ashley's approach emphasizes building relationships based on trust and collaboration, utilizing Fidelity's tools and resources to help clients achieve their specific financial goals. Ashley has a progressive career with Fidelity Investments, including previous positions as a Workplace Planning Consultant I+II from 2022 to 2024, an Investment Solutions Representative from 2020 to 2022, and a Customer Relationship Advocate from 2018 to 2020. She holds insurance licenses in Arkansas and California, supporting her role in financial planning and consulting. Outside of her professional work, Ashley has personal interests that include family activities, fitness, food, hiking, parenthood, and traveling.

David Kistner is a financial advisor with Merrill in Jacksonville, FL, holding a Series 66 designation and 16 years of industry experience. He has been with Bank of America and Merrill Lynch since 2010. Outside of his advisory role, he owns Pinewood Restorations, a business focused on refinishing and repurposing antique furniture. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, with portfolio implementation tailored to various investor needs.