David Blount is a financial advisor with LPL Financial in Oviedo, FL, holding the CFP® designation and Series 63 and 66 licenses. He has 25 years of industry experience, including 15 years with THE O.N. Equity Sales Company and over two decades as an independent insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base, including individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs supported by research and multiple portfolio management options.

Megan Judge is a financial advisor at Wells Fargo Clearing with five years of industry experience. She holds a Series 66 designation and previously worked at Raymond James and municipal legal departments in Long Beach and New York City. She acts as a power of attorney for her mother in an investment-related capacity. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages roughly $671 billion in assets across more than 14,000 advisors and offers a range of brokerage and advisory solutions.

Joseph Bell is a financial advisor at Charles Schwab with six years of industry experience. He has worked at Charles Schwab since 2018 and previously spent five years at Bank of America Merrill Lynch. He holds a Series 66 designation and is based in Orlando, Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and a formal alternative-investment onboarding process.

Yanping Wu is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses and 12 years of industry experience. She has been with Charles Schwab & Co., Inc. since 2016. Outside of her advisory work, she co-owns a second home that is a rental residential property. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combined advisory, brokerage, custody, and cash-sweep platform, offering primarily non-discretionary investment guidance alongside access to discretionary separately managed accounts.

Daniel Shapiro is a CFP®-credentialed financial advisor with Charles Schwab in Orlando, FL, where he has worked since 1994, accumulating 31 years of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he serves as managing member of Starfish Green, LLC, a venture involved in second home rental property management. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a formal alternative investment process.

Mehdy Forootan Flores is a financial advisor with Charles Schwab in Orlando, FL. He holds a Series 66 designation and has worked in the financial industry since 2023, with prior experience at Banrio Casa de Valores and 3F ARQ + CONST. He is also a passive member of S&M Synergy Group LLC, a non-agent real estate business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset model portfolio approach supported by research and due diligence on alternative investments.

Todd Merrill is a financial advisor at Charles Schwab in Orlando, FL, holding Series 66 and Series 63 licenses with three years of industry experience. His career includes prior roles at Marriott Vacation Club, Trustco Bank, Lowe's, and 20 years of service in the US Navy. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment services supported by multi-asset model portfolios and centralized operational infrastructure.

Frank Garces is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan entities since 2012. Outside of his advisory role, Garces is president and CEO of F & S Commerce, Inc., an e-commerce business selling personal goods through Amazon. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Diego Cardoso-Pereira is a Financial Consultant at Fidelity Investments, where he has been serving since 2023. His role focuses on providing personalized financial planning that aligns with each client's unique goals, offering tailored guidance to develop disciplined investment strategies aimed at growing, protecting, and enjoying their wealth with confidence. Prior to his current position, Diego held various roles at Fidelity Investments, including Investment Consultant, Planning Consultant, and Investment Solutions Representative from 2021 to 2023. Before joining Fidelity Investments, Diego gained experience in the financial sector through positions such as Assistant Vice President of Operations at StoneX Group, Derivatives Middle Office Specialist at Voya Investment Management, Associate Equity Operations at Cowen Inc., and Intermediate Analyst at Bank of New York Mellon. Diego has personal interests in comedy, football, golf, movies, pets, and traveling.

Jarvis Ovalles is a financial advisor with Primerica Advisors in Orlando, FL, holding Series 63 and Series 65 licenses and eight years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2016. Outside of advisory activities, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which includes model-delivery strategies and a limited selection of separately managed accounts for individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, with portfolio implementation delegated to BNY Mellon Advisors.

Jhonatan Quintero is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. His prior work includes roles at Family First Life and American Income Life. He receives insurance residuals as a secondary activity. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary guidance and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and a structured alternative investment platform.

Mylene Serrano Kalinich is a financial advisor with Cetera, holding Series 63 and Series 66 designations and 22 years of industry experience. She has worked with Cetera and Regions Bank since 2019 and previously held roles at BB&T Securities and BB&T from 2014 to 2019. Outside of advising, she is a private banker serving high-net-worth clients and is a 50% owner of Sawtelle Development LLC, a commercial building business. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large network of independent advisors. The firm offers a multi-manager platform with various portfolio management options, spanning discretionary and non-discretionary strategies and includes access to third-party money managers.

Yanilsa Pinkus is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 licenses and has 23 years of industry experience. Her prior firms include Raymond & Associates Inc, Moors & Cabot Inc, and Wells Fargo Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm emphasizes tailored, non-discretionary planning and supports municipal and public finance work through unique affiliations.

Russell Hardy is a financial advisor with Charles Schwab & Co., Inc. in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has been with Charles Schwab since 2018. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment management solutions. The firm combines comprehensive advisory, brokerage, custody, and cash-sweep services within an integrated operational structure.

Sarah Skibo is a financial advisor with Merrill in Orlando, FL, holding Series 63 and Series 65 licenses and eight years of industry experience. Her prior roles include positions at Bank of America, PNC Bank, Fifth Third Securities, and Fifth Third Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Eiker is a Series 66-licensed financial advisor with LPL Financial, based in Orlando, FL, and has 11 years of industry experience. He has worked with FAIRWINDS Credit Union for over 20 years and joined LPL Financial in 2025. LPL Financial is a registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a wide range of advisory programs, financial planning, and retirement consulting, supported by in-house and third-party research and advanced portfolio management technologies.

Luciano Denegri is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2018. Denegri also served on a charitable committee facilitating relationships between schools in Peru and those in the United States. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a range of individual and institutional clients.

Kyle Brennan is a financial advisor with Mass Mutual Investors Services in Orlando, FL, holding the ChFC® designation and Series 63 license. He has 23 years of industry experience, including prior roles at Metlife Securities and Massachusetts Mutual Life Insurance Company. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations through a collaborative, goal-oriented process.

Gaury Rogers is a financial advisor at Morgan Stanley with 22 years of industry experience. He has held positions at Morgan Stanley Private Bank, N.A. since 2020 and Morgan Stanley Smith Barney since 2010. Rogers holds Series 63 and Series 65 registrations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individual and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using firm-approved tools.

Edith Lopez is a financial advisor with Wells Fargo Clearing in Winter Park, FL, holding Series 63 and Series 66 licenses and three years of industry experience. She has been with Wells Fargo Clearing since 2022 and has worked at Wells Fargo Bank, NA since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.