Juan Berruecos is a Financial Solutions Advisor (FSA) with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their priorities and develop strategies aimed at pursuing their short-, mid-, and long-term financial goals. His services encompass a range of areas, including general investing, retirement planning, and saving for unexpected events. He also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions. Juan holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's degree from the University of Miami. He approaches his work by helping clients uncover what matters most to them and their families, enabling the creation of tailored financial strategies.

Felix Valdes is a financial advisor at J.P. Morgan Securities with four years of industry experience. He holds a Series 66 designation and has worked at various entities within the JPMorgan Chase organization since 2019. Outside of advising, he is a partner in a real estate entity that is currently inactive. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Michael Zalkind is a financial advisor with Raymond James & Associates in Hallandale Beach, FL, holding Series 63 and Series 65 licenses and 27 years of industry experience. Before joining Raymond James in 2026, he worked at Morgan Stanley and Morgan Stanley Private Bank for a combined 12 years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse range of clients, including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Sabrina Reus is a financial advisor at Fidelity with 10 years of industry experience. She holds the Series 66 designation and has worked at various Fidelity entities since 2016, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction, utilizing systematic methodologies and long-term asset allocation benchmarks.

Marc Engelman is a financial advisor at Wells Fargo Clearing with nine years of industry experience. He previously worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. from 2016 to 2019. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research and analytics with diversification principles and modern portfolio theory to offer both brokerage and advisory solutions.

Christine Sjoblom is a financial professional with Cambridge Investment Research Advisors, holding a Series 66 designation and 19 years of industry experience. She has been with Cambridge since 2014 and previously worked at Latitude Advisors, LLC and Medallion Advisory Services, LLC. Outside of her advisory role, she coordinates the "Adopt a Class" program at Harbordale Elementary School and engages in public speaking focused on professional development. Cambridge Investment Research Advisors is a large SEC-registered firm serving a wide range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, utilizing both proprietary and third-party strategies across various custody platforms.

Aspen Gitter is a Financial Advisor affiliated with Merrill Lynch Wealth Management. In this role, Aspen works closely with clients to understand their financial priorities and develop strategies aimed at achieving their short-, mid-, and long-term goals. Aspen provides guidance across a range of areas including general investing, retirement planning, and saving for unforeseen expenses. Additionally, Aspen offers access to Bank of America specialists for services related to banking, credit, home financing, and small business solutions. Aspen holds the Professional Investment Advisor (PIA) designation and earned a Bachelor's Degree from the University of Miami. Through ongoing advice and support, Aspen assists clients in addressing their evolving financial needs.

Haydee Chachamovits is a Series 66-licensed financial advisor with 16 years of industry experience. She has worked at UBS Financial Services since 2022 and previously spent nine years at Safra Securities LLC. Based in Miami, FL, she provides advisory services through UBS’s platform. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, leveraging proprietary research and model-based asset allocations to tailor solutions to client goals.

Garrick Gomez is a financial advisor at J.P. Morgan Securities with 13 years of industry experience. He holds a Series 66 designation and has worked at firms including HSBC Bank USA, Wells Fargo, and Strategic Wealth Designers. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional brokerage and investment management capabilities.

William Fischer is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 licenses and totaling 30 years of industry experience. His prior roles include positions at Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Kimberly Loney is a CFP® and ChFC® with three years of industry experience. She currently works at Edelman Financial Engines and previously held roles at Edward Jones and several other financial services firms. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diversified portfolios and both discretionary and non-discretionary management options.

Erik Sanchez is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at J.P. Morgan Securities since 2020, previously working at Wells Fargo Clearing and Wells Fargo Bank NA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers customized solutions delivered by Wealth Advisors on a non-discretionary basis, focusing on approved funds and strategies.

Rachell Comunale is a financial advisor at Merrill with a Series 66 designation and eight years of industry experience. She has been with Merrill since 2017 and concurrently works at Bank of America, N.A. since 2018. Prior to her current roles, she worked at W Fort Lauderdale from 2016 to 2017. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Silvana Roncal is a financial advisor at Morgan Stanley with 28 years of industry experience. She holds the Series 63, Series 65, and Series 66 licenses and has been with Morgan Stanley since 2013, including over a decade at Morgan Stanley Private Bank, N.A. Outside of her advisory role, she is active in the Miami-Dade Democratic Hispanic Caucus, working to engage Spanish-speaking voters in local elections. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by structured discovery processes and modeling tools. The firm manages approximately $2.74 trillion in client assets and provides services through various investment and planning strategies.

David Savitz serves as Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2022. He brings 28 years of experience in financial consulting, specializing in creating personalized financial planning and investment strategies. David and his team work closely with clients to understand their unique financial situations and priorities, aiming to build long-term strategies that address their goals. His career includes progressive roles in financial services, including positions at Fidelity Investments since 2012, and earlier experience at MetLife Securities Inc., Wells Fargo Advisors, LLC, and Merrill Lynch dating back to 1998. Throughout his career, David has focused on holistic financial planning and investment management. Outside of his professional work, David enjoys attending concerts, participating in social events with friends, and engaging in recreational activities such as golf, tennis, outdoor adventures, and traveling.

Henry Grinberg is a financial advisor with Raymond James & Associates in Aventura, FL, holding the Series 66 designation and bringing 23 years of industry experience. He has worked at Raymond James since 2018 and previously held roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He is also the owner of Green Mountain Group LLC. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers tailored financial planning and non-discretionary investment consulting, supported by a wide range of portfolio management styles and extensive affiliated research and advisory resources.

James Fitzcharles V is a financial advisor at Merrill with nine years of industry experience. He holds a Series 66 credential and has worked at both Merrill and Bank of America, N.A. since 2016 and 2017, respectively. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dana Brown is a financial advisor at J.P. Morgan Securities with 38 years of industry experience. He has held his current position since 2012 and holds a Series 63 designation. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Matthew Kenigsberg is a financial advisor at Edward Jones in Bal Harbour, FL, holding the CFP® and CFA® designations with five years of industry experience. Prior to joining Edward Jones in 2024, he worked at Fidelity Investments from 2007 to 2024. He is the owner of Precedence Consulting LLC, a currently dormant part-time consulting business. Edward Jones is a wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Vondalyn Lidie is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, she worked in various roles outside the financial sector, including positions in the food service industry. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and modeling techniques as part of its financial planning process.