Joshua Edward Grabel is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL. He holds Series 63 and Series 66 credentials and has 24 years of industry experience, including 11 years at UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management and provides research-driven, model-based asset allocation tailored to clients’ goals and risk tolerances.

Alex Bluestein is a Financial Advisor at Merrill Lynch Wealth Management. He leads Bluestein and Associates, a multi-generational wealth planning team with over 50 years of combined experience and various professional designations. The team offers clients access to a broad array of company resources including portfolio management, wealth preservation and transfer, tax-minimization strategies, education funding, and lending capabilities through Bank of America. Alex's expertise centers on developing comprehensive wealth strategies tailored to high net-worth families. His approach emphasizes discipline, focus, and integrated planning aimed at long-term wealth preservation and the achievement of clients' most important financial goals, such as retirement savings, education funding, home purchases, or legacy building. He holds a Bachelor's degree from Florida State University and professional designations including Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA).

Steven Ferrari is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 14 years of industry experience. He has worked at J.P. Morgan Securities since 2012 and is involved in private real estate investment through ownership interests in Group 2024 LLC and 265 E Old Hickory, LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized reporting through a combination of advisory and brokerage capabilities.

Christopher Satkowski is a financial advisor with Equitable Advisors in Ft. Lauderdale, FL. He holds a Series 66 designation and joined the firm in 2025. Prior to his current role, he worked in various positions including at Enhance Health LLC and GameStop Corporate. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels to meet client needs.

Jose Venegas Llorente is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. His prior work experience includes roles at JPMorganChase, ADT Security Services, and various other companies. He is based in Fort Lauderdale, FL. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research with tailored financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and custody services.

Cindy Hiers is a financial advisor at Fidelity with 23 years of industry experience. She holds the Series 63 and Series 66 designations and has previously worked at Bank of America, Merrill, and New York Life, among others. She has also served as Director of Consumer Sales for Neora, a health, wellness, and beauty company. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe. The firm also manages model portfolios and oversees multiple registered investment companies and fund‑of‑funds.

Matthew Savarick is a financial advisor at Merrill with 16 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing and Morgan Stanley Private Bank. Outside of his advisory role, he is involved with Savvy Entertainment LLC, focusing on app development. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Patricia Nicolau is a financial advisor with Merrill in Fort Lauderdale, FL, holding a Series 66 designation and 19 years of industry experience. She has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Russell Stout is a financial advisor at Osaic Wealth, Inc. with 22 years of industry experience. He holds the Series 66 designation and has worked previously at Sagepoint Financial, Inc. and M&T Securities. Outside of advisory work, he is involved with Excelsior Wealth Partners, an LLC through which he provides investment-related services. Osaic Wealth serves a diverse range of clients, including individuals, institutions, pension plans, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset allocation tools, risk tolerance assessments, and automated rebalancing to manage portfolios that include a wide array of investment options.

Juan Roca is a financial advisor at Cetera with 15 years of industry experience. He holds a Series 65 designation and has worked at Cetera and its affiliates since 2019, following eight years at Foresters Financial Service. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers discretionary and non-discretionary portfolio management, financial planning, and access to a multi-manager platform with a range of program options and affiliations.

Felix Jaimovich is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and bringing 20 years of industry experience. He has worked with Morgan Stanley Smith Barney LLC since 2013 and Morgan Stanley Private Bank, N.A. since 2015. Outside of his advisory role, he has a sole proprietorship in real estate managed by his wife. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services. The firm uses structured planning tools and proprietary investment models, managing approximately $2.74 trillion in client assets.

Ashley Leopold is a Series 66-licensed financial advisor at Morgan Stanley with six years of industry experience. Prior to joining Morgan Stanley in 2025, she held roles at Ameriprise, Northwestern Mutual Investment Services, and HJ Sims among others. She is based in Fort Lauderdale, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning using structured discovery processes and firm-approved planning tools.

Michael Salvatore is a CFP®-designated financial advisor at LPL Financial with 29 years of industry experience, including 19 years at LPL. He is based in Plantation, FL. Salvatore also operates a consulting business related to investments. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, corporations, and charitable organizations through a national network of advisers. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by LPL Research and third-party subadvisors.

Gerard Darang is a financial advisor with Cetera, holding Series 63 and Series 65 credentials and 14 years of industry experience. He previously worked at Foresters Financial Services for seven years before joining Cetera in 2019. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting both discretionary and non-discretionary program structures.

Richard Lang is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on providing personalized wealth management strategies tailored to the specific needs, goals, and risk appetites of his clients. His services encompass wealth planning, multi-generational wealth advice, alternative investments, investment portfolio construction and management, trust and estate services, tax planning strategies and optimization, and retirement planning strategies. Richard works primarily with families, medical practitioners, professional services firm executives, and entrepreneurs to help them grow their wealth and secure their financial well-being. He is committed to delivering high levels of service and guidance, maintaining open communication and transparency, and building long-lasting client relationships. He encourages individuals seeking financial advisory services to connect with him to develop plans aligned with their financial goals. He holds a Bachelor's Degree from the University of Central Florida and has earned professional designations including CERTIFIED FINANCIAL PLANNER (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Richard is fluent in English and Spanish. He was born and raised in Fort Lauderdale, Florida, and currently resides in South Florida with his wife, daughter, and dog. Outside of his professional role, Richard enjoys various sports including baseball, basketball, football, and golf. He also appreciates music, spending time with family, traveling, watching movies, practicing yoga, and has a particular interest in coffee.

Harry Goldsmith is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Stifel Nicolaus & Co Inc since 2010. He holds Series 63 and Series 65 licenses and is based in Aventura, Florida. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and financial planning.

Arnold Butkus is a financial advisor at Wells Fargo Clearing with 53 years of industry experience. He holds the Series 63 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Egerton Bullock is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 licenses and bringing 32 years of industry experience. He has worked with Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients by providing a broad range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Monte Carlo simulations and secular return estimates in its financial planning process.

Arthur Greenfeder is a financial advisor at Merrill with 45 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Merrill since 1980, overlapping with a tenure at Bank of America since 2011. He serves as a trustee for a nonprofit entity based in Delray Beach, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Gregory Steinmetz is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2010, also working at Morgan Stanley Private Bank, N.A. since 2015. He is based in Fort Lauderdale, Florida. Morgan Stanley Wealth Management serves both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and methodologies.