Juan Sonzini is a financial advisor at Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses with 10 years of industry experience. He previously worked at HSBC Securities and HSBC Private Bank from 2015 to 2021 before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs firm-approved planning tools and structured processes in its financial planning services.

Lynnette Fernandez is a financial advisor at Merrill with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill Lynch since 1999. Outside of her advisory role, she is an authorized member and managing partner of limited liability companies involved in rental property management in Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Philip Martini is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley and Rockefeller Capital Management. Martini’s background includes a four-year tenure at the University of Chicago. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Victor Mullins is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and with 40 years of industry experience. He previously worked at Cantella & Co., Inc. for nine years before joining Cambridge in 2022. Mullins also operates VLM Wealth Management as an independent investment advisor representative. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals, utilizing a variety of portfolio management strategies and platform arrangements.

Max Adams is a financial advisor with MassMutual Investors Services in Miami, FL, holding Series 63 and Series 65 licenses with 31 years of industry experience. He has been with MML Investors Services Inc. and MassMutual since 2007. Outside of his advisory role, Adams practices law through his own firm and is involved in ownership and agency roles in insurance businesses. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a structured approach that uses firm-approved software to analyze client goals and deliver written recommendations.

Luis Loboguerrero is a financial advisor at UBS Financial Services with 26 years of industry experience. He holds the Series 66 and Series 65 licenses and previously worked at Citigroup for 11 years before joining UBS in 2021. Outside of his advisory role, he is a partner in Freeman's Restaurant in New York, where he participates in regular management discussions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Guy Loret De Mola is an International Wealth Advisor with Merrill Lynch Wealth Management. He has more than 33 years of experience in the finance industry, specializing in Latin American investment banking and wealth advisory services. Guy began his career as a credit analyst at Chase Manhattan Bank in Lima, Peru, advancing to Second Vice President while covering LATAM Investment Banking. He continued in investment banking at Barclays Bank from 1993 to 2001 before transitioning to a role as an International Wealth Advisor at Merrill. He holds a Bachelor of Science degree in Industrial Engineering from Universidad Nacional de Ingeniería in Lima, Peru, and an MBA from the Wharton School of Business at the University of Pennsylvania. Additionally, Guy is a Personal Investment Advisor (PIA) credential holder. He resides in Key Biscayne, Florida with his wife, Simonetta.

Maria Plaza is a Senior Financial Advisor at Merrill Lynch Wealth Management, specializing in serving high-net-worth individuals, families, and entrepreneurs both in the United States and internationally. She joined Merrill in 2022 and focuses on crafting personalized investment and banking strategies that include liquidity management and private investments, aligning with clients' long-term goals. Her work integrates financial planning, risk management, and legacy planning to support clients comprehensively. Maria brings over 17 years of experience in the financial industry. Prior to Merrill, she spent 14 years at J.P. Morgan Private Bank as a Vice President Client Advisor, working closely with families in Central America and the Caribbean. Her expertise spans global banking, securities, and wealth advisory, with an emphasis on client trust, discretion, and service. She holds a bachelor's degree in International Finance and Marketing from the University of Miami's Herbert Business School and has earned the Personal Investment Advisor (PIA) designation. Maria is fluent in English and Spanish. Outside of work, she enjoys dancing, music, reading, running, watching movies, and yoga.

Alejandro Triana is a financial advisor with Raymond James & Associates in Miami, FL, holding the Series 66 designation and bringing 18 years of industry experience. His previous roles include positions at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of his advisory work, he is also the owner of Cascando Investment LLC, a business established for investment purposes with his wife. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary consulting, and institutional fiduciary solutions supported by a broad network of advisers.

Francisco Rodriguez is a financial advisor at Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses with 11 years of industry experience. His prior work includes roles at JP Morgan Chase Bank, J.P. Morgan Securities, Regions Bank, Cetera Investment Services, and Prudential. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services supported by structured discovery processes and firm-approved planning tools.

Yanitsa Jimenez is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley Smith Barney since 2009 and at Citigroup Global Markets since 2005. Morgan Stanley Wealth Management provides a variety of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and analysis.

Adriana Mena is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds the Series 63 and Series 65 licenses. Prior to her current role, she operated Amaja Luxury Design LLC, doing business as Debbies Drapery Design Studio, for two years. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering non-discretionary recommendations supported by an in-house manager solutions team and a centralized due diligence process.

Jose Medina Villegas is a financial advisor and partner in the Gonzalez Coto & Associates advisory practice within Merrill Private Wealth Management. He helps lead a multi-generational team of eight professionals who serve Ultra High Net Worth families. The team focuses on strategic investing, cross-border planning, and legacy building to support clients in realizing their business, professional, and personal goals. Their services include estate planning, investment management, lending, banking, and liquidity management, leveraging the resources of Bank of America and Merrill. Born in Cali, Colombia, Jose moved to the United States at age eight and brings a personal understanding of the immigrant experience. He has lived in Miami for nine years. Jose holds a Bachelor's degree from Florida International University and holds the professional designations of Certified Investment Management Analyst (CIMA) and Certified Private Wealth Advisor (CPWA). He is fluent in English, Spanish, and Portuguese. Outside of work, he is an avid sports fan and stays active through activities such as fútbol, padel, tennis, running, and walking his dog.

Maria Rodriguez Santana is a financial advisor with Merrill in Coral Gables, FL, holding a Series 66 designation and eight years of industry experience. She has been affiliated with Bank of America and Merrill since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Isabella Cascavita is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2024. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Hernan Gonzalez is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process that incorporates firm-approved tools and market modeling techniques.

Erik Gonzalez is a Series 66-licensed financial advisor with Morgan Stanley in Miami, FL, where he has worked since 2012. He has 16 years of industry experience. Outside of his advisory role, he is a partner in A&E Kings Creek LLC, a real estate-related business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analytics.

Alejandro Machado is a financial advisor at UBS Financial Services with six years of industry experience. He holds a Series 66 designation and has been with UBS in various capacities since 2017. Prior to his advisory career, he spent five years at the University of Alabama. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor financial plans to clients' goals and risk tolerances.

Jose Garcia is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has previously worked at UBS, Wells Fargo, and BNY Mellon. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm offers customized investment solutions through its Institutional Consulting Services program, applying an ESG eligibility framework and providing non-discretionary advice.

Ricardo Barrera Villar is a financial advisor with UBS Financial Services, holding a Series 66 designation and over 21 years of industry experience. He has been with UBS and its affiliates since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and various capital markets functions.