Matias Santo is a financial advisor at J.P. Morgan Securities with a Series 66 designation and one year of industry experience. His background includes roles at JPMorgan Chase Bank, N.A., and the UNM Anderson School of Management. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Tomas Hrabec is a financial advisor at Charles Schwab with a Series 66 designation and two years of industry experience. His prior roles include positions at J.P. Morgan Chase and McNair and Associates. Outside of finance, he was involved with Sus-Hi Eatstation from 2020 to 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and an integrated operational structure.

Larissa Gomez is a financial advisor at J.P. Morgan Securities with a Series 66 credential and approximately one year of industry experience. She previously worked at JPMorgan Chase Bank, N.A., and J.P. Morgan Securities LLC. Outside of finance, she has experience in campus recreation at Pennsylvania State University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

James Williams is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and six years of industry experience. He has worked at Morgan Stanley Private Bank since 2020 and has been with Morgan Stanley since 2019. Prior to that, he held roles at Boston College and Investec. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and the Global Investment Committee’s models.

Maria Curbelo Miro is a financial advisor with Morgan Stanley in Miami, FL, holding Series 65 and Series 63 licenses and having five years of industry experience. She previously worked at Wells Fargo Clearing from 2019 to 2021. Outside of her advisory role, she is a co-owner of an inherited apartment in Brazil with her siblings. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning services that utilize structured discovery processes and firm-approved planning tools.

Spencer Paulson is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and five years of industry experience. His prior roles include positions at Assurance Dimensions, Caryt and Company Inc., and various logistics and accounting firms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Maria Diaz is a Series 66-licensed financial advisor at Morgan Stanley in Miami, FL, with 18 years of industry experience. She has been with Morgan Stanley since 2016. Outside of her advisory role, Diaz is involved in managing rental property investments and serves as the manager of OTIN LLC, a real estate investment-related business. Morgan Stanley Wealth Management is an SEC-registered advisory and broker-dealer firm that offers a comprehensive range of financial planning and investment services to individual and institutional clients. The firm employs structured planning tools and investment modeling to support tailored financial strategies.

Giuliana Rubenich is a financial advisor at Morgan Stanley in Miami, FL, holding a Series 66 designation with three years of industry experience. Her prior roles include positions at UBS Financial Services, BB Americas Bank, and Banco Itau SA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and offers structured financial planning supported by proprietary tools and investment modeling.

Alfredo Baez is a financial advisor at Stifel with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Merrill, Wells Fargo Clearing, and Wells Fargo Advisors. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Eduardo Bonilla is a financial advisor at Raymond James & Associates with 27 years of industry experience. He holds the Series 63 and Series 66 securities licenses and has been with Raymond James & Associates since 2013. Outside of his advisory role, he owns and manages a rental real estate business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Camile Infante is a financial advisor with UBS Financial Services in Miami, FL, holding Series 65 and Series 63 licenses. Camile has one year of industry experience, with prior roles at Sanctuary Securities, Azimut Investment Advisors, and TD Bank. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Daniel Castelblanco is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63, 65, and 66 licenses and has been with J.P. Morgan since 2017. Outside of his advisory role, he is involved as an owner and partner in several real estate entities. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Mateo Borja is a Series 66 licensed financial advisor at UBS Financial Services with seven years of industry experience. He has worked at UBS since 2022 and previously held roles at Jefferies LLC and Credit Agricole. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management, offering research-driven, model-based asset allocations and a broad range of capital markets services.

Brendy Kamba is a financial advisor at J.P. Morgan Securities with a Series 66 designation and four years of industry experience. Brendy has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2021. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Ana Orriols is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. She has previously worked at UBS Financial Services, Inc. and Bank of America, N.A. Outside of finance, her background includes roles at Project Olas and Spazio Home. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Christeen Hermina is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and five years of industry experience. She has worked with Wells Fargo since 2015, including her current role at Wells Fargo Clearing since 2021. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

Jonathan Kornberg is a financial advisor with J.P. Morgan Securities LLC, holding a Series 66 license and five years of industry experience. His prior experience includes positions at Raymond James and JPMorgan Chase Bank, NA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, offering asset-allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary approach. The firm combines quantitative modeling with centralized due diligence and applies an ESG framework when recommending eligible strategies.

Mikaela Gaona is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and three years of industry experience. She has worked with J.P. Morgan Chase Bank and J.P. Morgan Securities since 2023 and has prior experience at the University of Florida. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm delivers these services alongside affiliated brokerage and investment management capabilities through a non-discretionary program.

Lori Monaco is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, Ms. Monaco is also a real estate agent with Fortune International. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured process focused on long-term outcomes. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and employer-sponsored financial planning agreements.

Richard Salvino is a Private Wealth Advisor and principal of Moeder Salvino & Associates, a team of professionals within Merrill Private Wealth Management. He leads efforts to develop tailored financial strategies for family offices, business owners, senior executives, and their family members. The team's client base spans the United States and international locations. With a career beginning in 1988, Richard's experience includes asset allocation, concentrated stock strategies, wealth transfer, and philanthropic planning among other areas. Prior to his current role, he was part of the management team at Merrill that developed Merrill Private Wealth Management and held various leadership positions including Director of Private Advisory Services and Co-Head of the Client Coverage Group. Earlier, he was with Citibank in Private Banking, starting the Miami and Palm Beach offices and managing clients within the Family Office Group in New York. Richard holds a Bachelor's degree in Philosophy from Northwestern University and a Master's degree from the University of Miami, for which he was awarded an academic scholarship. He holds the Personal Investment Advisor (PIA) designation. His personal interests include biking, fishing, and traveling.