Manuel Diaz Rivera is a financial advisor at Morgan Stanley with four years of industry experience and holds a Series 66 designation. His prior work experience includes positions at Banco Central Del Peru, Cemex, and Loyola Maryland University. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by proprietary tools and research.

Heather Corbalis is a financial advisor at Merrill with eight years of industry experience. She holds a Series 66 designation and has been with Merrill since 2007, following one year at Publix. Outside of her advisory role, she serves as a trustee for a family trust unrelated to investments. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kevin Shurland is a financial advisor with Morgan Stanley in Aventura, FL, holding a Series 66 designation and having 20 years of industry experience. He has been with Morgan Stanley and its Private Bank division since 2014 and 2015, respectively. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in assets. The firm’s financial planning emphasizes structured discovery and firm-approved tools, serving clients through tailored strategies without offering individual security recommendations as part of standalone planning.

Bernard Cohen is a financial advisor with LPL Financial, holding a Series 66 designation and nine years of industry experience. He previously worked at UBS Financial Services for nine years and has a background in education spanning four years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a broad advisory platform offering financial planning, model portfolio programs, third-party asset management, and institutional services.

Jose Alonso Pujol is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at Merrill and Bank of America. Outside of his advisory role, he is a limited partner in a family logistics business. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s process integrates quantitative and qualitative research and includes capabilities in derivatives and commodities.

Martin Correa Perez is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has previously worked at JPMorgan Chase Bank, Upper Echelon Academy, B. Riley Wealth, and Yale University. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program that focuses on written asset allocation advice, investment manager searches, and customized performance reporting. The program combines quantitative and qualitative research with a forward-looking approach to capital market assumptions.

Monica Filpo is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 63 and Series 66 licenses and with 12 years of industry experience. Her work history includes roles at Truist Investment Services and JPMorgan Chase Bank, among others. She also has experience managing a private business, Filpo Properties, LLC, from 2015 to 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG considerations, with implementation supported by affiliated investment-management entities.

Brian Rodriguez is a financial advisor with Cetera, holding Series 65 and Series 63 licenses and six years of industry experience. He has worked at several firms including MassMutual and Guerra Financial Group before joining Cetera in 2022. Based in Miami, FL, his career spans roles in both investment services and insurance. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers, supporting discretionary and non-discretionary account structures.

Imanol Suarez Biglieri is a financial advisor at Morgan Stanley with eight years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2018. Prior to his current role, he had professional experience at Oglethorpe University and a brief tenure with Total Body Contouring. Morgan Stanley Wealth Management serves both individual and institutional clients by offering a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through its Financial Advisors and Estate Planning Strategies Group.

Sebastian Perez Quintana is a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. In this role, he helps clients pursue their financial objectives by managing custom investment strategies, selecting from a range of Merrill model portfolios, and leveraging third-party investment options. Sebastian focuses on personal retirement planning, small business strategies, and tax minimization to provide tailored financial solutions. With over seven years of experience in the financial industry, Sebastian began his career at Primerica, where he attained the position of Regional Vice President. He later served as a Senior Financial Consultant at Regions Bank before joining Merrill Lynch. Sebastian holds Series 7 and 66 FINRA registrations, is a licensed Life, Health, and Annuities insurance agent, and has earned the Personal Investment Advisor (PIA) designation. Bilingual in English and Spanish, he specializes in educating first-generation wealth creators, particularly immigrants, on building and maintaining wealth across generations. Outside of his professional activities, Sebastian enjoys reading, soccer, and traveling. He values work-life balance and spends his time off with his wife and son. Sebastian’s approach to financial advising emphasizes trust, transparency, and personalized planning centered on clients’ unique goals and priorities.

Nicolas Boker is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 license and 19 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2016. Morgan Stanley Wealth Management (MSWM) is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets.

Ana Da Silva is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and bringing 21 years of industry experience. Her prior work includes roles at Wells Fargo Clearing and HSBC Securities (USA) Inc., where she spent over a decade. She has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning supported by structured discovery conversations and firm-approved tools, managing approximately $2.74 trillion in client assets.

Leon Ciobataru is a financial advisor with UBS Financial Services in Miami, FL, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. Prior to joining UBS in 2025, he spent 13 years at Morgan Stanley Smith Barney LLC and an additional 10 years at Morgan Stanley Private Bank, N.A. He is also involved in commercial real estate property rental in São Paulo, Brazil. UBS Financial Services provides brokerage and investment advisory services to individual, corporate, and institutional clients, combining wealth management with institutional trading capabilities and a broad platform that includes fee-based financial planning and discretionary portfolio management.

Bernie Mena is a financial advisor with Primerica Advisors in Miami, FL, holding Series 63 and Series 65 licenses and 11 years of industry experience. He has worked at PFS Investments Inc. since 2014 and Primerica Financial Services since 2013, with prior experience at Mercury Insurance Group from 2003 to 2016. Outside of advisory roles, he teaches securities licensing classes and operates a legal entity for Primerica business purposes. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and limited discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure for its services.

Giancarlo Luna is a Series 66-registered financial advisor with Merrill in Miami, FL, where he has worked since 1994. He has 25 years of industry experience. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies designed by internal Chief Investment Office teams and third-party managers.

Jesse Fuchs is a Financial Advisor with Merrill Lynch Wealth Management. He collaborates with individuals, families, and business owners to develop personalized wealth management strategies that align with their unique goals and priorities. Jesse's approach encompasses various areas including investment planning, retirement strategies, wealth preservation, and legacy considerations. Jesse specializes in Corporate Executive Services, Education Planning, Family Wealth Management Strategies, International Wealth Management, Liquidity Management, Managing New Wealth, Women and Wealth, Sports & Entertainment, Individual and Corporate Investment Strategy, and Tax Minimization. He holds the Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™) certification and the Personal Investment Advisor (PIA) designation. Born and raised in Miami, Jesse earned a Bachelor of Science degree in Economics from Florida State University. Outside of his professional role, he enjoys basketball, boxing, football, golfing, music, pickleball, reading, skiing, traveling, and watching movies. Jesse values building lasting relationships and helping clients make informed decisions throughout various stages of life.

Jana Stiss is a financial advisor at Merrill with six years of industry experience. She holds Series 65 and Series 63 licenses and previously worked at Fidelity Brokerage Services LLC and Bank of The West. Outside of her advisory role, she owns DenverCraftsCo, a business creating and selling resin dog tags on Etsy. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Eduardo Gerami is a financial advisor at Morgan Stanley with a Series 66 credential and four years of industry experience. He previously worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities from 2022 to 2026, as well as Banco Santander International between 2011 and 2022. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and provides advisory services under various arrangements, including corporate financial planning agreements.

Thomas Lequerica is an International Wealth Advisor at Merrill Lynch Wealth Management. In his role, he focuses on aligning financial strategies with clients' personal life priorities and goals, such as retirement planning, education funding, and business ventures. He draws on Merrill Lynch’s investment insights and has access to Bank of America’s products and services to tailor opportunities that meet client needs. Prior to joining Merrill Lynch Wealth Management, Thomas gained experience working at Citibank NA and SunTrust Bank. He holds a Bachelor's degree in Economics and a Master of Business Administration (MBA) in Finance, both from Florida International University. Thomas also holds the Personal Investment Advisor (PIA) designation and provides services in both English and Spanish.

Norberto Quirno Costa is a financial advisor with UBS Financial Services in Miami, FL, holding Series 65 and Series 66 designations and 26 years of industry experience. He joined UBS in 2013 after working at Wells Fargo Clearing from 2008 to 2010. He served on the board of directors for the Asociacion Internacional Helen G, a foundation involved in charitable, cultural, educational, and political activities. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, utilizing proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including fiduciary financial planning and access to proprietary research and lending programs.