Isabella Cascavita is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2024. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Hernan Gonzalez is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process that incorporates firm-approved tools and market modeling techniques.

Erik Gonzalez is a Series 66-licensed financial advisor with Morgan Stanley in Miami, FL, where he has worked since 2012. He has 16 years of industry experience. Outside of his advisory role, he is a partner in A&E Kings Creek LLC, a real estate-related business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and analytics.

Alejandro Machado is a financial advisor at UBS Financial Services with six years of industry experience. He holds a Series 66 designation and has been with UBS in various capacities since 2017. Prior to his advisory career, he spent five years at the University of Alabama. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings. The firm combines institutional trading capabilities with wealth management services, leveraging proprietary research and model-based asset allocations to tailor financial plans to clients' goals and risk tolerances.

Jose Garcia is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has previously worked at UBS, Wells Fargo, and BNY Mellon. J.P. Morgan Securities provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm offers customized investment solutions through its Institutional Consulting Services program, applying an ESG eligibility framework and providing non-discretionary advice.

Ricardo Barrera Villar is a financial advisor with UBS Financial Services, holding a Series 66 designation and over 21 years of industry experience. He has been with UBS and its affiliates since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, supported by proprietary research and various capital markets functions.

Jason Tabares is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds the Series 66 designation and has previously worked at Citigroup, Bank of America, and Merrill. Outside of advising, he is a passive investor in a restaurant business through CPB Consulting Group, LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Andres Bordone is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at CBRE, Majesty Foods LLC, Crocs Retail LLC, and Doral Academy Charter Prep. He is also involved with Bordone Industries LLC, a retail and online store business. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools to help clients develop tailored financial plans.

Jesus Kruger is a financial advisor with UBS Financial Services in Miami, FL, holding a Series 66 designation and 21 years of industry experience. He has been with UBS Financial Services since 2010 and has been associated with UBS International Inc. since 2004. Outside of his advisory role, he is the owner of Jestefana LLC, a family-owned company used for personal real estate investments managed by his wife. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management, combining institutional trading capabilities with wealth management solutions.

Rosa Gonzalez is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 credential and 26 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm emphasizes tailored financial planning using structured discovery and proprietary tools, managing approximately $2.74 trillion in client assets.

Allison Martinez Martinez is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and beginning her industry career in 2024. Prior to joining Morgan Stanley, she gained experience at Banco Santander International and has worked in various roles in education and the food service industry. Morgan Stanley Wealth Management provides advisory services and tailored financial planning to both individual and institutional clients, utilizing structured planning tools and modeling techniques as part of its comprehensive approach.

David Garcia is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2014. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services both directly to individuals and through corporate financial planning agreements.

Alicia Novoa is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds Series 65 and Series 63 licenses and has prior experience at Goldman Sachs and Cambridge Associates. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with a due diligence process and an ESG eligibility framework when recommending investment strategies.

Liliana Riverol is a financial advisor with Merrill in Coral Gables, FL, holding a Series 66 designation and 20 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2004. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s corporate platform, providing access to a wide array of financial products and services.

Dilsa Montoya is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has worked at Morgan Stanley since 2016, with a brief tenure at EFG Capital International Corp in 2025. Outside of her advisory role, she is a partner in Dlux Perfumes LLC, a retail and online store business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning that uses structured discovery and firm-approved planning tools.

Frank Parker III is a CFP® with 28 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial products, such as insurance-related vehicles and bank deposit sweep options.

Luis Bermudez Rosas is a financial advisor with J.P. Morgan Securities in Miami, FL, holding Series 65 and Series 63 licenses and bringing eight years of industry experience. He has worked with JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2017 and previously at Banesco USA from 2015 to 2017. He serves as a board member of Bero Investment Group Inc., a family-owned real estate company. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its investment recommendations.

Sergio Akselrad is a financial advisor with J.P. Morgan Securities who holds Series 63, 65, and 66 licenses and has 36 years of industry experience. He previously worked at Goldman, Sachs & Co. for 28 years before joining J.P. Morgan Bank and J.P. Morgan Securities in 2018. Outside of his advisory role, he owns a family property in Key Largo, Florida held through a single-member LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization, offering access to a diverse range of products and strategies while delivering services on a non-discretionary basis.

Marianela Del Valle is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing 24 years of industry experience. She has been with UBS in various capacities since 2006, including roles at UBS International and UBS AG. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and a comprehensive platform of capital markets and custody solutions.

Christian Hernandez is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2019. His prior experience includes roles at Bank of America, Merrill, Integrated Homecare Services, and Florida International University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers a range of asset-based fee investment solutions.