Jason Tabares is a financial advisor at UBS Financial Services with 13 years of industry experience. He holds the Series 66 designation and has previously worked at Citigroup, Bank of America, and Merrill. Outside of advising, he is a passive investor in a restaurant business through CPB Consulting Group, LLC. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, utilizing proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides a broad range of capital markets and advisory solutions.

Andres Bordone is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and one year of industry experience. Prior to joining Morgan Stanley, he worked at CBRE, Majesty Foods LLC, Crocs Retail LLC, and Doral Academy Charter Prep. He is also involved with Bordone Industries LLC, a retail and online store business. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools to help clients develop tailored financial plans.

Jesus Kruger is a financial advisor with UBS Financial Services in Miami, FL, holding a Series 66 designation and 21 years of industry experience. He has been with UBS since 2010, previously working at UBS International Inc. from 2004 to 2010. Outside of his advisory role, he is the owner of a family LLC that manages personal real estate investments. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to client goals and risk profiles.

Rosa Gonzalez is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 credential and 26 years of industry experience. She has worked with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, N.A. since 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm emphasizes tailored financial planning using structured discovery and proprietary tools, managing approximately $2.74 trillion in client assets.

Allison Martinez Martinez is a financial advisor with Morgan Stanley in Miami, FL, holding a Series 66 designation and beginning her industry career in 2024. Prior to joining Morgan Stanley, she gained experience at Banco Santander International and has worked in various roles in education and the food service industry. Morgan Stanley Wealth Management provides advisory services and tailored financial planning to both individual and institutional clients, utilizing structured planning tools and modeling techniques as part of its comprehensive approach.

David Garcia is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2014. Morgan Stanley Wealth Management offers a broad range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and provides services both directly to individuals and through corporate financial planning agreements.

Liliana Riverol is a financial advisor at Merrill with 20 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2004. Based in Coral Gables, FL, she serves clients through one of the largest financial institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies designed for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Dilsa Montoya is a financial advisor at Morgan Stanley with 16 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Morgan Stanley since 2016, with a brief tenure at EFG Capital International Corp in 2025. Outside of her advisory role, she is a partner in Dlux Perfumes LLC, a retail and online store based in Miami. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools without providing individual security recommendations as part of standalone plans.

Frank Parker III is a CFP® with 28 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader set of financial products, such as insurance-related vehicles and bank deposit sweep options.

Luis Bermudez Rosas is a financial advisor at J.P. Morgan Securities with nine years of industry experience. He has worked at JPMorgan Chase Bank NA and JPMorgan Securities LLC since 2017 and previously at Banesco USA from 2015 to 2017. Outside of his advisory role, he serves as a board member of Bero Investment Group Inc., a family company involved in real estate. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a quantitative asset-allocation approach combined with centralized due diligence and an ESG eligibility framework.

Sergio Akselrad is a financial advisor with J.P. Morgan Securities who holds Series 63, 65, and 66 licenses and has 36 years of industry experience. He previously worked at Goldman, Sachs & Co. for 28 years before joining J.P. Morgan Bank and J.P. Morgan Securities in 2018. Outside of his advisory role, he owns a family property in Key Largo, Florida held through a single-member LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization, offering access to a diverse range of products and strategies while delivering services on a non-discretionary basis.

Marianela Del Valle is a financial advisor with UBS Financial Services, holding a Series 66 designation and bringing 24 years of industry experience. She has been with UBS in various capacities since 2006, including roles at UBS International and UBS AG. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services supported by proprietary research and a comprehensive platform of capital markets and custody solutions.

Christian Hernandez is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2019. His prior experience includes roles at Bank of America, Merrill, Integrated Homecare Services, and Florida International University. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm applies an ESG eligibility framework and offers a range of asset-based fee investment solutions.

Jeffrey Wolfe is a financial advisor with Morgan Stanley in Miami, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior experience includes 12 years at UBS Financial Services. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and integrates firm-approved planning tools and investment committee insights into its financial planning process.

Emilio Santiago Gonzalez is a financial advisor at Merrill with four years of industry experience. He holds a Series 66 designation and has worked previously at Bank of America and Wells Fargo. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, retirement plans, corporations, and charitable organizations.

Luis Guerrero is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at UBS Financial Services for nine years before joining his current firm. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, and offers financial planning, non-discretionary investment consulting, and institutional advisory services supported by a nationwide network of advisers.

David Hope is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 66 designations and has worked with Sagepoint Financial, Inc. since 2009. Additionally, he serves as a trustee for a family trust. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides a range of brokerage and advisory services and utilizes various asset-allocation and portfolio management tools to support client investment needs.

Jerry Williams is a financial advisor at Morgan Stanley with 25 years of industry experience. He has held positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, and worked at Citigroup Global Markets from 2004 to 2009. Williams holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Veronica Salazar is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and 16 years of industry experience. She has worked previously at HSBC Bank (USA) N.A. for seven years and has had two separate tenures with UBS Financial Services since 2017. Outside of advising, she is a proprietor and owner involved in the management of a security systems distribution company serving Latin America and a tanning salon business in Miami Dade. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and research-driven portfolio management tailored to client goals.

Francisco Prida is a financial advisor with Morgan Stanley in Coral Gables, FL, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools supported by its Global Investment Committee.