Adam Foldes is a financial advisor with Morgan Stanley in Boca Raton, FL, holding a Series 66 designation and 21 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates advanced modeling tools.

Daniel Valdivia is a Series 66-licensed financial advisor with J.P. Morgan Securities, where he has worked since 2015, totaling 10 years of industry experience. He is based in Plantation, Florida. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory with affiliated brokerage and investment management capabilities.

Daniel Guggenheim is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and investment committee data to support its financial planning process.

Luke Niles is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS in 2026, he served eight years in the United States Army and attended the United States Military Academy at West Point. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Ryan Shutowick is a financial advisor at Cetera with a Series 66 license and one year of industry experience. His prior work includes positions at JM Family Enterprises, Plenary Group, and a period of unemployment before joining Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to multiple investment strategies and third-party managers.

Patrick Mc Nicholas is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. His prior experience includes roles at Bank of America, N.A. and involvement in education at Raritan Valley Community College and William Paterson University. Outside of his advisory work, he serves as a board member for the American Cancer Society and is engaged with the BNI Masters networking group in an administrative capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Eduardo Flores Vega is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his expertise in providing personalized investment guidance. Eduardo completed an Accredited Certificate Program at Colegio Rosa Bell, which contributes to his foundation in financial advisory services.

George Ferguson is a financial advisor at Cetera with 17 years of industry experience. He holds Series 63 and Series 65 licenses and has a background that includes long-term roles at Avantax Advisory Services and related entities, as well as ownership of Ferguson Tax and Financial Services, providing tax preparation and accounting services. Ferguson previously worked at Broward Community College for over a decade. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a large nationwide network. The firm offers various portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary options across multiple program structures.

Jordan Hirsch is a financial advisor at OSAIC with one year of industry experience. He holds a Series 66 designation and has prior roles at MML Investors Services LLC, MassMutual Life Insurance Co, and Equitable Advisors. Outside of advisory work, Hirsch serves as an insurance broker, focusing on life, disability, long-term care, fixed annuities, and health insurance. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services. The firm employs a variety of asset-allocation tools and supports multiple advisory platforms, with portfolios consisting of stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Eleanor Schnell is a Wealth Management Advisor with Merrill Lynch Wealth Management, providing comprehensive wealth management strategies tailored to individual client needs. She focuses on understanding clients' financial goals to create flexible strategies that address various aspects of their financial lives, leveraging investment insights from Merrill and banking solutions from Bank of America. Her expertise includes college education planning, family wealth management, legacy planning, retirement income, tax minimization, and portfolio management services, with particular attention to women and wealth and managing new wealth. Eleanor holds a Bachelor's Degree from Kean University and maintains professional designations as a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Eleanor resides in Coral Springs with her husband and four children. She participates actively in her community, serving as a coach for the Coral Springs Basketball Club's recreational basketball program. Her personal interests include basketball, table tennis, spending time with her family, and watching movies.

Michelle Hampton Anderson is a financial advisor at Merrill with 28 years at the firm and 13 years of industry experience. She holds a Series 66 designation. Outside of her advisory role, she works part-time at Acacia Animal Hospital in Pompano Beach, Florida, assisting with lab work, surgery, appointments, and pharmacy duties. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lauren Spencer is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked across multiple Fidelity entities since 2010. Spencer is based in Pompano Beach, Florida. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a mix of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm provides discretionary and non-discretionary services, fund advisory, and model portfolios, and it is noted for its use of AI and formal governance procedures.

Jason Solodkin is a financial advisor with LPL Financial in Hollywood, FL, holding CFP® and Series 66 credentials and 17 years of industry experience. He worked at Kestra Financial Services from 2016 to 2020 before joining LPL Financial in 2020. In addition to his advisory role, he is licensed to sell life, health, fixed annuities, disability, LTC, and Medicare supplement insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations, through its national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, with discretionary and non-discretionary management supported by research and model portfolios.

Julian Latimer IV is a financial advisor at Merrill with 21 years of industry experience and holds a Series 66 designation. He has worked at Merrill since 2004 and has been affiliated with Bank of America, N.A. since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Melanie Farmer is a financial advisor at Merrill with 27 years of industry experience. She holds a Series 66 designation and has been with Merrill Lynch since 2012. Based in Fort Lauderdale, FL, she serves clients through one of the largest institutions in the industry. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Phillips is a financial advisor with Raymond James & Associates in Hallandale Beach, FL, holding Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Raymond James, he held positions at firms including Candlewood Securities LLC, Ameriprise, and Equitable Advisors LLC. Outside of his advisor role, he is the CFO and co-founder of Cliqued, LLC, a connectivity-based application, where he is involved in financial modeling and budgeting. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, and offers a variety of financial planning and advisory services that emphasize client-directed implementation and a range of portfolio management strategies.

Brandon Carvalho is a financial advisor at Morgan Stanley in Fort Lauderdale, FL, holding Series 65 and Series 63 licenses with eight years of industry experience. His prior roles include positions at B. Riley Wealth Management, National Asset Management, and National Securities Corporation. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning using firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and offers services through both individual and corporate agreements.

Victoria Bonadio is a Planning Consultant at Fidelity Investments, where she collaborates with clients on a wealth management team to develop personalized investment plans. In her role, she guides clients through their financial journeys and utilizes Fidelity's resources to align portfolios with clients' financial objectives. Before joining Fidelity Investments in 2021, Victoria worked as a Financial Services Representative at Merrill Edge from 2020 to 2021. Through her experience, she focuses on building trust-based relationships to help clients work toward financial security.

Diego Garcia is a financial advisor at Fidelity with nine years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments since 2021. His previous roles include positions at CUNA Brokerage Services, CUNA Mutual Group, Citigroup, and Valic Financial Advisors. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios composed of mutual funds, ETFs, and ETPs.

Linh Nguyen is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Merrill Lynch, and BB&T. Outside of finance, she has experience in the spa and nail salon industry. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services through a range of investment and planning strategies.