Zachary Omanson is a financial professional with 17 years of industry experience, currently affiliated with Cetera. He holds Series 63 and Series 65 credentials and has worked at firms including Wells Fargo Advisors, B. Riley Wealth Management, and Avantax. Omanson manages multiple business activities related to financial services and insurance, including roles at United Team Wealth Management and UTT Holdings, which provide a range of investment and insurance products as well as tax preparation and bookkeeping services. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a nationwide network of independent advisors and operates a multi-manager platform with access to both affiliated and third-party investment managers.

William Weldon is a Personal Investment Advisor (PIA) with Merrill Lynch Wealth Management. In his role, he focuses on connecting clients to the people, plans, and processes that align with their individual financial goals. He works with clients on a range of personal objectives, including education funding, retirement planning, healthcare cost management, and long-term family financial strategies. William holds a Bachelor's Degree from the University of Dayton and a Master of Business Administration (MBA) from DePaul University. His approach emphasizes simplicity and transparency in wealth management, aiming to demystify the investment process while tailoring strategies to clients' unique perspectives and priorities.

Pamela Cunningham is a financial advisor with Primerica Advisors in Sunrise, FL, holding Series 65 and Series 63 credentials and 15 years of industry experience. She has worked with PFS Investments Inc. since 2011 and Primerica Financial Services since 2010. Outside of her advisory role, she coaches for Beach Body on a part-time basis. Primerica Advisors sponsors and manages a wrap-fee asset management program serving primarily individual investors along with corporate and charitable clients. The firm employs model-delivery strategies created by unaffiliated asset managers and supports trade execution and account custody through well-known custodians.

Aeleen Lisena is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and 27 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory solutions. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

John Torregrosa is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding a Series 66 designation and 25 years of industry experience. He has been with UBS since 2006. Outside of his advisory role, he is active in professional networking organizations, serving as president of BNI Executives and helping organize and recruit members for BNI Integrity. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management and offers proprietary research and a broad platform of financial products and services.

Chad Tourin is a CFP® professional with 11 years of experience, currently affiliated with Mass Mutual Investors Services. His prior roles include positions at MML Investors Services LLC, Guardian Life Insurance, and Primerica Advisors. Beyond his financial advisory work, he is the owner and president of Graducate, LLC, which provides educational resources and coordinates programs for graduate-level students. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, and charitable organizations. The firm offers financial planning, asset management, and educational seminars, structuring planning engagements as annual, collaborative relationships using firm-approved analysis tools.

Jason Stoss is a Senior Financial Advisor with Merrill Lynch Wealth Management, where he has been serving clients since 2006. He specializes in liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, women and wealth, sports and entertainment, tax minimization, and retirement income. Jason holds a Bachelor of Arts degree from the University of South Florida. He has earned the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Originally from New York, Jason lives and works in Weston with his wife, Lisa, and their two children, William and Elizabeth. He is an avid golfer and volunteers his time coaching his son's travel baseball team, as well as supporting several local charities.

Johanna Trujillo is a financial advisor at Merrill with 17 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 2017, following six years with Morgan Stanley Smith Barney LLC. Outside of her advisory role, she is the director and owner of NonzTop Inc., where she oversees the company's mission, strategy, marketing, and design. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Murray is a financial advisor with J.P. Morgan Securities, holding Series 63, 65, and 66 licenses and bringing 23 years of industry experience. He previously worked at Pershing LLC and BNY Mellon Capital Markets and serves on the finance committee of the Lauderdale Yacht Club, a nonprofit organization focused on bath, tennis, and sailing activities. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its customized recommendations.

Brian Stone is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC for a combined 15 years. Stone is also a director of Stone Trading Company, a privately held oil exploration and drilling company based in Sarasota, FL. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with access to model portfolios, third-party subadvisors, and advanced portfolio management technologies.

Rosario Cammarata Jr. is a financial advisor with Ameriprise in Fort Lauderdale, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior experience includes roles at UBS Financial Services and Malpka. Outside of advising, he owns Rcamm Art, LLC, a retail business, and serves on the City of Fort Lauderdale Budget Advisory Board. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Benjamin Beauharnais is a Senior Financial Advisor with Merrill Lynch Wealth Management. He serves as a primary resource for clients on a range of financial matters, working closely with individuals, families, and business owners to implement informed financial decisions. His focus includes simplifying complex financial scenarios and aligning strategies with clients' specific plans. With over two decades of lending experience, Benjamin advises clients on optimizing liquidity and navigating lending strategies, including commercial and residential real estate transactions. His professional approach emphasizes clarity, communication, and thoughtful planning to support clients' financial objectives. Benjamin holds a bachelor's degree from Syracuse University, a master's degree from the University of Southern California, and a master's degree in Wealth Management from Columbia University. He also holds the Personal Investment Advisor (PIA) designation.

Lessette Altamiranda is a financial advisor at Morgan Stanley with 17 years of industry experience and holds a Series 66 designation. She has worked at Morgan Stanley since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of her advisory role, she is involved in real estate ownership in Coral Springs, Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients, offering tailored financial planning and a wide array of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning tools and strategies approved by its Global Investment Committee.

Sarah De Barros is the Vice President Private Wealth Management Advisor at Fidelity Investments. She has been with Fidelity since 2016, progressing from Financial Consultant to Vice President Wealth Planner, and currently serves as Vice President Private Wealth Management Advisor since 2024. Throughout her tenure in the financial industry, Sarah has supported clients through various life situations, focusing on building deep relationships to understand clients and their families. Her approach centers on providing guidance tailored to clients' unique financial objectives and educating them on healthy financial planning to build confidence in pursuing their goals.

Daniel Kaufman is a financial advisor with Ameriprise in Ft. Lauderdale, FL, holding Series 66 and Series 63 credentials and 12 years of industry experience. Prior to joining Ameriprise in 2024, he worked at Morgan Stanley Private Bank and FOLIOfn Investments. He also owns a rental business unrelated to investment activities. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing annual planning focused on income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Abel Scilingo is a financial advisor with UBS Financial Services in Ft. Lauderdale, FL, holding a Series 66 designation and six years of industry experience. He has been with UBS since 2015 and also has a background in mechanical repairs through his involvement with ARS Trailer Services Corp. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor investment strategies.

Daniel Valdivia is a Series 66-licensed financial advisor with J.P. Morgan Securities, where he has worked since 2015, totaling 10 years of industry experience. He is based in Plantation, Florida. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory with affiliated brokerage and investment management capabilities.

Luke Niles is a financial advisor at UBS Financial Services with a Series 66 designation and one year of industry experience. Prior to joining UBS in 2026, he served eight years in the United States Army and attended the United States Military Academy at West Point. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor strategies to clients' goals and risk tolerances.

Patrick Mc Nicholas is a financial advisor at Merrill with six years of industry experience and holds a Series 66 designation. His prior experience includes roles at Bank of America, N.A. and involvement in education at Raritan Valley Community College and William Paterson University. Outside of his advisory work, he serves as a board member for the American Cancer Society and is engaged with the BNI Masters networking group in an administrative capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Eduardo Flores Vega is a Senior Financial Advisor with Merrill Lynch Wealth Management. He holds the professional designation of Personal Investment Advisor (PIA), reflecting his expertise in providing personalized investment guidance. Eduardo completed an Accredited Certificate Program at Colegio Rosa Bell, which contributes to his foundation in financial advisory services.