Alan Greenberg is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 46 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he teaches a continuing education course on real estate investment trusts at Hofstra University and delivers market overview and asset allocation presentations at the Chautauqua Institute. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and strategies developed by its Global Investment Committee.

Paul Rampolla is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 36 years of industry experience. He has been with Raymond James since 2003 and previously worked for Dale Carnegie for eight years. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Kenneth Smail is a financial advisor with Raymond James & Associates and holds a Series 66 credential. He has 17 years of industry experience, including prior roles at Fidelity Brokerage Services, TD Ameritrade, and Scottrade. Outside of finance, he owns an epoxy coatings business that specializes in garage floor applications. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional clients, and municipal entities. The firm offers financial planning and advisory services supported by extensive research, a broad range of portfolio management styles, and specialized municipal advisory capabilities.

Thomas Udovich Jr. is a financial advisor at Raymond James Financial with 32 years of industry experience. He holds Series 63 and Series 65 designations and is a partner at Acadium Financial Partners. His prior experience includes roles at SunTrust Advisory Services and SunTrust Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored non-discretionary planning and investment consulting, employing risk profiling and analytical tools to support client goals.

Ian Sheekey is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop financial plans and investment strategies aimed at helping them achieve greater control over their current and future financial goals. He has held several roles at Fidelity Investments since 2020, including Investment Consultant, Financial Representative, and Workplace Planning Consultant. Prior to joining Fidelity, Ian gained experience as a Wealth Management Intern at Ewing Cona Wealth Management at Hightower Advisors in 2019. Ian's career progression reflects his commitment to financial consulting and investment services. Outside of his professional work, Ian enjoys activities such as spending time at the beach, comedy, fitness, exploring food, and attending social events with friends.

Alyssa Liples is a Wealth Management Planning Consultant at Fidelity Investments. In her current role, she collaborates with a dedicated team to deliver personalized financial services, focusing on creating tailored comprehensive plans for clients and their families. Alyssa has been with Fidelity Investments since 2017, progressing through roles from Customer Experience Associate to Financial Representative, and then to her current position since 2020. This experience has provided her with a broad understanding of wealth management and financial planning. No additional information on education, credentials, personal interests, or community involvement has been provided.

Daniel Morales is a Series 66-licensed financial advisor with Equitable Advisors in Palm Beach, FL, where he has worked since 2018. He has eight years of industry experience and previously worked with AXA Advisors, LLC. Morales also has professional experience outside finance, including roles at Polo Club Apartments and Dotaciones y Escolares SAS. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Julie Wilbus is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding Series 63, 65, and 66 credentials with 11 years of industry experience. Her prior roles include positions at Morgan Stanley, First Republic, and JPMorgan Chase. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options and integrates advisory services with banking, lending, and trustee services.

Gail Deluca is a financial advisor at Wells Fargo Clearing with 34 years of industry experience. She holds Series 63 and Series 65 designations and has worked with Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kelli Baumgardner is a financial advisor at UBS Financial Services with eight years of industry experience. She holds Series 65 and Series 63 licenses and has worked at UBS since 2018, following a role at First American Title and four years in education. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research, custody, underwriting, and capital markets support.

Ethan Grossman is a financial advisor at Morgan Stanley in West Palm Beach, FL, holding Series 63 and Series 66 designations with five years of industry experience. His prior roles include positions at Stifel Financial, TD Ameritrade, and earlier work in business operations and hospitality. He is also a partner in Litteken & Grossman LLC, an outside investment venture separate from his advisory activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs, including financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market modeling techniques.

Laureann Hinds is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and 12 years of industry experience. She has worked at Wells Fargo Advisors and Wells Fargo Clearing before joining JPMorgan Chase Bank and J.P. Morgan Securities in 2023. Outside of her advisory role, she is involved in several small business ventures including logistics and craft selling businesses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Joshua Skivington is a financial advisor with Raymond James & Associates in Palm Beach, FL, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Raymond James & Associates since 2016. Skivington serves as a board member and finance committee member at Rosarian Academy in West Palm Beach, where he reviews budgets, plans five-year school strategies, and approves investment policies. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser with approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering tailored financial planning and consulting services supported by a broad range of portfolio management styles and affiliated research.

Gabriel Wadsworth is a financial advisor with J.P. Morgan Securities in Palm Beach, FL. He holds Series 65, Series 66, and Series 63 licenses and has seven years of industry experience. His prior roles include positions at JPMorgan Chase Bank and CAPSTONE Investment Group. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Jose Cordero is a financial advisor with J.P. Morgan Securities in Palm Beach, FL, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Morgan Stanley, Chubb\ACE American Insurance Company, and USTA Player Development Incorporated. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to inform investment recommendations.

Scott Waldman is a financial advisor at Morgan Stanley with 44 years of industry experience. He holds a Series 63 designation and has worked previously at Citigroup Global Markets and Morgan Stanley Smith Barney. Outside of his advisory role, he serves as a board member for the LIV Golf League Stingers franchise. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs structured planning tools and offers both direct and corporate financial planning solutions.

James Radler is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of The J&R Group. He began his career in financial services in 1989 and joined Merrill in 1992 after serving on a portfolio management team with a major Boston-based money management firm. Within The J&R Group, he provides wealth management guidance to both individual and corporate clients, specializing in areas such as retirement benefits consulting and equity compensation plans. Jim is a qualified Portfolio Manager who manages personalized or defined strategies on a discretionary basis, utilizing individual stocks and bonds, model portfolios, and third-party investment strategies. His expertise includes corporate retirement services, institutional philanthropic management, retirement planning strategies for institutions and affluent individuals, concentrated stock strategies, retirement and estate planning, and private money management. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Jim received a bachelor's degree in political science from Northwestern University in Evanston, Illinois. He enjoys reading, golfing, traveling, and spending time with his family in Winnetka, Illinois.

Michael Mcgarrity is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and having 30 years of industry experience. He has been with Wells Fargo Advisors and related entities since 2009. Mcgarrity is also the owner of MCG Wealth, LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special needs, and divorce. The firm utilizes Wells Fargo’s research and planning tools to develop tailored recommendations, with clients choosing implementation options through brokerage or advisory programs.

Angela Garber is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutions, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and modeling techniques as part of its financial planning process.

James Smith is a CFP® credentialed financial advisor with 37 years of industry experience, currently affiliated with Morgan Stanley in West Palm Beach, FL. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2010. Outside of his advisory work, he teaches a course on the time value of money for Boston University’s Program for Financial Planners and serves on the Culture and Communications Committee for the Delray Beach Club. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market simulations as part of its financial planning process.