Joseph Rice is a financial advisor at Raymond James Financial with nine years of industry experience. He holds the Series 66 designation and has worked previously at Lincoln Financial Advisors, Bank of America, and Merrill. He is also CEO of Cogan Financial, an LLC he established for tax purposes. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools to illustrate potential outcomes and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Jason Mccarty is a Series 66-licensed financial advisor with Morgan Stanley in Palm Beach Gardens, FL, and has 17 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through various advisory and brokerage platforms.

John Zavolas is a financial advisor at RBC Capital Markets with 12 years of industry experience. He holds a Series 66 designation and has worked at RBC Capital Markets since 2021. His prior experience includes roles at Bank of America and Merrill. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers a range of advisory programs and tailors investment strategies using both in-house and third-party managers, with a focus on customized portfolio management and a broad set of financial services.

Giovanna Triana is a financial advisor at J.P. Morgan Securities with 27 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill for 20 years before joining J.P. Morgan Securities and JPMorgan Chase Bank in 2019. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Nelson Burbank Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Raymond James since 2013. He assists with administrative and clerical duties for York Investment Partners LLC on a limited basis. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, institutional, and nonprofit clients. The firm provides tailored, non-discretionary investment consulting and supports municipal and public finance work through affiliations uncommon among large institutional advisors.

Andrew Porath Jr. is a financial advisor with Morgan Stanley holding a Series 66 designation and four years of industry experience. He has previously worked at Muriel Siebert & Co., Inc. and Bank of America. Porath is based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and market simulations in its financial planning process.

Francis Connolly is a financial advisor with UBS Financial Services in West Palm Beach, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include positions at JPMorgan Securities and JPMORGAN Chase Bank, as well as an earlier tenure at UBS Financial Services. He serves on the board of directors for Dare 2 Care, a nonprofit providing laundry and shower services for the homeless in Palm Beach County, assisting with budgeting, fundraising, and advising. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing proprietary capital market assumptions and research to tailor financial plans and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of financial and capital markets services.

Zachary Rider is a financial advisor with Raymond James & Associates in Palm Beach Gardens, FL, holding a Series 66 designation and 9 years of industry experience. He joined Raymond James & Associates in 2016 after working at American Insurance & Financial Services for one year. Outside of his advisory work, Rider serves as a Sponsorship Committee Member for the American Cancer Society in West Palm Beach, where he helps secure corporate sponsorships and donations. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning and advisory services supported by a wide array of portfolio management styles and in-house research.

Kent Pearce is a Managing Director and Private Wealth Manager with The Pearce Group at Merrill Private Wealth Management. He leads a team serving a national clientele through office locations in Towson, Maryland, and West Palm Beach, Florida. The Pearce Group provides comprehensive wealth management services to affluent individuals, families, corporate executives, business owners, foundations, endowments, private and public companies, and professional athletes and entertainers. With over 30 years of experience at Merrill Lynch Wealth Management, Kent has been recognized on multiple occasions by Forbes and Barron's for his financial advisory expertise. In 2026, he was ranked #29 on Forbes' "America's Top Wealth Advisors" list and #1 in Maryland - Baltimore on Forbes' "Best-In-State Wealth Advisors" list. He was also named among the Top 50 in America on Barron's "Top 100 Financial Advisors" list in 2025 and holds the #1 ranking in Maryland on Barron's "Top 1500 Financial Advisors" list for 2026. Kent's team comprises 20 members with over 250 years of combined experience. Kent holds a Master of Business Administration in Financial Management from Mount Saint Mary's University and a Bachelor of Arts degree from McDaniel College with a dual concentration in Economics and Finance. He has served on various boards including the Living Classrooms Foundation Board of Directors and the CEO Club of Baltimore. He is a founding member of Merrill's National Advisor Growth Network Board. Kent received Merrill's David Brady Award in 2018, honoring his commitment to clients, colleagues, and community through character and integrity.

Howard Johnson is a financial advisor at Ameriprise with 34 years of industry experience. He holds the CFP® and ChFC® designations, along with Series 63 and Series 65 licenses. Johnson has been with Ameriprise and its affiliated entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning focused on dependable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Amy Lippiello is a financial advisor at Raymond James Financial with nine years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James Financial Services, Inc. since 2016. She is also associated with Frost Financial Services, Inc. in a support capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional clients, using tailored, non-discretionary planning supported by analytical tools and a large advisor network.

Justin Adams is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He has been with Fidelity Investments since 2018, progressing through various roles including Investment Consultant, Financial Representative, High Net Worth Service Associate, and Customer Relationship Advocate. In his current role, Justin partners with clients to customize financial plans tailored to their families' unique needs. He focuses on identifying strategies to improve these plans and assist in growing, protecting, and distributing wealth across generations.

Howard Kaslow is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. He is based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and emphasizes structured financial planning processes supported by its Global Investment Committee’s tools and models.

William Enriquez is a financial advisor with Ameriprise who holds Series 63 and Series 65 credentials and has 35 years of industry experience. He has been with Ameriprise since 2014, including its predecessor entity, and is based in North Palm Beach, Florida. Outside of his advisory role, he is the president and owner of Advance Palm Beach, Inc., a business used to manage operating expenses for his practice. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written Recommendation Reports and ongoing planning advice focused on income sustainability and tax-aware withdrawal strategies for clients nearing or in retirement.

Joan Lally is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. Based in Palm Beach Gardens, FL, her career has been focused within this firm for the past 17 years. Morgan Stanley Wealth Management serves individual and institutional clients by delivering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support its financial planning process.

Patrick Seuffert is a financial advisor at Stifel with a Series 66 designation and two years of industry experience. His prior roles include positions at Adelphi University, Jenoptik Optical Systems, LLC, and Palm Beach Atlantik University. Stifel serves a broad range of clients, including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm’s investment approach is based on a proprietary methodology developed by its Investment Strategy Group, which uses forward-looking capital market assumptions and probabilistic modeling to support asset allocation and financial planning analyses.

Estefania Drew is a financial advisor at Equitable Advisors with three years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Fidelity Investments as well as in healthcare and hospitality roles. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs.

Ryan Kistenfeger is a financial advisor with Raymond James & Associates in West Palm Beach, FL. He holds Series 65 and Series 63 licenses and has three years of industry experience. His prior work experience includes roles at Truxio, Indigo Ag, and Rubicon Global. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and charitable organizations, offering financial planning, investment consulting, and municipal advisory services.

Louis Croce III is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. He worked at UBS Financial Services for 27 years before joining Morgan Stanley in 2021. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients. The firm emphasizes structured financial planning and provides access to various investment products and strategies.

J Smith is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding Series 63 and Series 65 credentials and over 55 years of industry experience. He has been associated with Painewebber Incorporated since 1967. Outside of his advisory role, he serves in an advisory capacity for Trip Caddy LLC, a company focused on high-end vacation home rentals. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary capital market assumptions and research to tailor financial plans and portfolios to client goals and risk tolerances.