Ryan Mount is a financial advisor with Raymond James & Associates in St. Petersburg, FL. He holds the Series 66 designation and has four years of industry experience. His prior roles include positions at Lincoln Investment, Capital Analysts, and Cetera Advisor Networks. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension and profit-sharing plans, and charitable and governmental entities, offering financial planning, investment consulting, and institutional fiduciary services.

Carl Jensen is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has worked at Morgan Stanley since 2009 and has been with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, Carl pursues freelance photography. Morgan Stanley Wealth Management provides a range of advisory programs to individual and institutional clients, offering tailored financial planning that utilizes firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Alison Foster is a financial advisor at Osaic Wealth Inc. with 27 years of industry experience. She holds Series 63 and Series 66 licenses. Her prior experience includes roles at Raymond James Financial Services Advisors, Inc., Raymond James Financial Services, Inc., and INVEST Financial Corp. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services supported by model-based asset allocation, portfolio optimization tools, and a multi-affiliate platform.

Scott Seifer is a Series 66 licensed financial advisor with Edward Jones in Tampa, FL, bringing four years of industry experience. Prior to joining Edward Jones, he spent 32 years with the Hillsborough County Aviation Authority and served 32 years in the United States Air Force Reserve. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory services, including discretionary and non-discretionary managed strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of financial advisors and branch offices.

Sanja Anderson is a financial advisor at Edward Jones in Tampa, FL, with 13 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Philip Stein is a financial advisor with Morgan Stanley in Tampa, FL, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and combines institutional resources with various investment and advisory services.

Scott Allison is a CFP® professional with 28 years of industry experience. He is currently with OSAIC and has previously worked at firms including Woodbury Financial Services and USAA Financial Advisors. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporations, offering a broad range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools.

William Hoyt Jr. is a CFP® professional with 33 years of experience at Raymond James & Associates in St. Petersburg, FL. He has been with the firm since 1993. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including high-net-worth individuals, institutions, pension and profit-sharing plans, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management styles.

Steven Warren is a financial advisor at Raymond James & Associates with one year of industry experience. He holds a Series 66 designation and has prior work experience at Yale School of Management, Booz Allen Hamilton, Naval Surface Warfare Center, and Florida Atlantic University. Outside of his advisory role, he manages a single-family residential rental property in Panama City, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary services, employing a range of portfolio management styles supported by in-house research and affiliated sub-advisers.

Matthew Corcoran is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at various Morgan Stanley affiliates since 2016. Outside of his advisory role, he performs as a guitarist in a local rock and roll band called The Conflicts. Morgan Stanley Wealth Management serves both individual and institutional clients with a wide range of advisory programs, emphasizing tailored financial planning using firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and offers comprehensive services that include estate planning and investment strategies.

Micah Hochstetler is a financial advisor at Merrill with Series 63 and Series 66 designations and one year of industry experience. His prior roles include positions at Bank of America, Vanguard Marketing Corporation, and American Income Life Insurance Company. Outside of finance, he has experience working in education and agricultural operations, including at Harding University and Dogwood Hills Tree Farm. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

David House is the Resident Director and Wealth Management Advisor at Merrill, where he collaborates with a team of advisors to provide comprehensive planning and investment advice. With over 20 years of experience, David works with successful individuals and multi-generational families nationwide, focusing on personalized financial strategies that address both short-term and long-term goals. David’s expertise encompasses a broad range of areas including college education planning, family wealth management, legacy planning, retirement income, philanthropic planning, and tax minimization. Early in his career, he earned the CERTIFIED FINANCIAL PLANNER® certification in 2008, affirming his commitment to developing strategic financial plans. He holds a Bachelor’s degree and an MBA from Campbell University, along with a Master’s degree from Northeastern University. Outside of his professional role, David is involved in community volunteering, following Merrill’s tradition of local participation. He enjoys running marathons, visiting National Parks with his family, and spending time supporting his five children in their sporting and extracurricular activities.

Charles Osterholt III is a financial advisor with Merrill in Saint Petersburg, FL, holding Series 63 and Series 65 credentials and possessing 34 years of industry experience. He has been with Merrill since 1992 and has also been affiliated with Bank of America, N.A. for 15 years. Outside of his advisory work, Osterholt serves as a director of the Waterfront Parks Foundation and chairs the finance committees for St. Anthony's Hospital and BayCare Health System. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, institutional, and charitable clients.

Annabelle Folsom is a financial advisor at Raymond James & Associates with a Series 66 credential and less than one year of industry experience. Her background includes roles with the U.S. Department of State, the Florida House of Representatives, and student government at the University of South Florida. She has also held positions in educational settings, including Flagstaff Arts and Leadership Academy and Oelwein Middle School. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a broad client base that includes individuals, institutions, and municipal entities. The firm offers financial planning and non-discretionary investment consulting supported by extensive research and a range of portfolio management styles.

Edward Hayes is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and 13 years of industry experience. He previously worked at Raymond James and Associates/Producers Choice and has experience with Indianapolis Indians and OneAmerica. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to create model portfolios, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Raed Jaber is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding a Series 66 designation and bringing 23 years of industry experience. His prior roles include positions at BB&T Investment Services, Inc. and Morgan Stanley DW Inc. Outside of his advisory work, he is a co-owner of a rental property in Spring Hill, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, utilizing research and analytics alongside diversification principles and modern portfolio theory.

Lexi Siracusa is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 66 license with one year of industry experience. Prior to joining Morgan Stanley in 2025, she worked at Palisociety, iRobot Incorporated, Orange Bank and Trust Company, and held roles at The University of Tampa and Aflac Insurance Corporation. Morgan Stanley Wealth Management serves both individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s approach includes structured discovery conversations and planning tools that incorporate market simulations and return estimates, emphasizing client responsibility for plan implementation.

Stephen Mc Masters is a financial advisor at Merrill with eight years of industry experience. He holds a Series 66 designation and has worked at Merrill since 2018. Prior to joining Merrill, he was with UnitedHealth Group, OptumRx for one year. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Brian Cubler is a CFP® and holds a Series 66 designation, with 25 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Morgan Stanley Dw Inc. and Morgan Stanley & Co. LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients through investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm operates at scale with over 14,000 advisors and $671 billion in assets under management, offering both brokerage and advisory solutions.

Rachel Golden is a financial advisor at Raymond James & Associates with 13 years of industry experience. She holds the Series 66 designation and has previously worked at Soma, Bank of America, Merrill, and Loft. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.