Annette Smith is a financial advisor with UBS Financial Services in Tampa, FL, holding a Series 66 designation and bringing 14 years of industry experience. She has been with UBS since 2015. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and proprietary research to tailor investment plans.

Aishka Lugo is a financial advisor with UBS Financial Services in Tampa, FL, holding a Series 66 designation and bringing 24 years of industry experience. She has been with UBS since 2006. Lugo serves as the executive director of the Hispanic Chamber of Commerce, advocating for Spanish-speaking local businesses in her community. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides proprietary research and a broad range of capital markets solutions.

Tammy Ferguson is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and 16 years of industry experience. She has been with Merrill since 1993. Outside of her advisory role, she is a consultant for doTerra Essential Oils, assisting in a non-sales capacity. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Frank Manzo is a Series 66-licensed financial advisor at Cetera with six years of industry experience. His career includes roles at JP Morgan Chase Bank, Merrill, and Regions Bank, among others. Manzo’s background also includes work in automotive sales prior to entering financial services. Cetera Investment Advisers LLC is an SEC-registered firm serving a large nationwide network of independent advisors and their clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and planning services through a multi-manager platform that supports both discretionary and non-discretionary strategies.

John Arends is a financial advisor with J.P. Morgan Securities in Tampa, FL. He holds a Series 66 designation and has one year of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., he worked for LCG Advisors from 2014 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program offers written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and incorporating both quantitative and qualitative research.

Adriana Sormani is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 26 years of industry experience. She previously worked at UBS Financial Services Inc. from 2011 to 2019 before joining Raymond James in 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services with a variety of portfolio management styles and affiliated research resources.

Jake Rodriques is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds Series 66 and Series 63 licenses and has been with Morgan Stanley and its Private Bank since 2017. Prior to that, he worked at Network 1 Financial Securities, Inc. and Alexander Capital, L.P. Morgan Stanley Wealth Management serves individual and institutional clients by providing advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and a range of investment offerings.

Isramil Pichardo is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and having 18 years of industry experience. He has been with Primerica Advisors since 2011 and has worked at Primerica Financial Services since 2005. In addition to his advisory role, he owns The Purpose Group, LLC, an entity formed for Primerica business purposes. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm provides advisory services through a large network of advisors and utilizes model-delivery strategies managed by unaffiliated asset managers, with discretionary separately managed account options and custodial support from Pershing.

Daniel Coyle is a financial advisor at Edward Jones with 20 years of industry experience. He holds the ChFC® designation along with Series 63 and Series 66 licenses and has been with Edward Jones since 2005. Outside of his advisory role, he is a member of Port Tampa Lodge 153 F&AM. Edward Jones is a full-service wealth management firm serving individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment strategies supported by a large network of advisors and branch offices nationwide.

Camille York Adrien is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 10 years of industry experience. Prior to joining Raymond James in 2018, she worked at CUNA Brokerage Services and Suncoast Credit Union. Adrien is also the owner of The York Exchange, where she facilitates seminars, workshops, and keynote speeches. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting with a range of portfolio management styles supported by affiliated research and model managers.

Brandt Zimmerly is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. He has worked with PFS Investments Inc. since 2011 and with Primerica Financial Services since 2009. Outside of his advisory role, he owns Zimmerly and Associates, LLC, which operates for Primerica business purposes, and is involved with Team HSTL, a non-investment-related venture. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options within a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors while using Pershing and Primerica Brokerage Services for custody and trade execution.

Tracy Maeter is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 designations and 13 years of industry experience. She has worked with J.P. Morgan entities since 2016, including roles at JPMorgan Chase Bank and Royal Bank of Canada Investment Management (USA) Limited. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research with forward-looking capital market assumptions, and recommendations may include ESG criteria.

Melvin Nnabuife is a financial advisor at Morgan Stanley with six years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Fisher Investments and Northwestern Mutual. Outside of advising, Melvin is the owner of Afro Elite Enterprise LLC, a community engagement organization focused on supporting minority businesses and promoting African culture through event curation and oversight. He is also the founder of ApexVisionary Consulting, a small business consulting firm. Morgan Stanley Wealth Management provides advisory programs to both individual and institutional clients, offering tailored financial planning through a structured process supported by firm‑approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services that include comprehensive financial planning and diverse investment solutions.

Bryon Holz is a financial advisor with Osaic, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 39 years of industry experience, including prior roles at Sagepoint Financial, Inc. and American General Securities Incorporated. In addition to his advisory work, Holz operates Bryon Holz & Associates, an independent insurance sales business, and contributes as a freelance music writer and photographer. Osaic Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include financial planning, managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm’s investment process focuses on model-based asset allocation and portfolio optimization, supported by various analytical tools and multiple strategies implemented by advisors.

Christine Proctor is a financial advisor at Wells Fargo Advisors in Tampa, FL, holding Series 63 and Series 65 licenses with 34 years of industry experience. She previously worked at Wells Fargo Clearing for 10 years before joining Wells Fargo Advisors in 2026. Outside of her advisory role, she is involved as a distributor for Young Living Essential Oils and serves as an administrative assistant for Beneficial Sales Inc. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutions, offering a broad range of planning options including retirement, education, risk, and wealth-transfer planning. The firm combines advisory services with other financial products and referral channels to serve clients who meet specific net-worth criteria.

Nicole Crothers is a Series 66-registered financial advisor with Edward Jones in Tampa, FL, with six years of industry experience. She previously worked at BB&T from 2012 to 2019 before joining Edward Jones, where she has been since 2019. Outside of her advisory role, she owns rental property in Kearneysville, WV, which she manages on an occasional basis. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including households across a range of net worth levels and various types of organizations. The firm offers a broad array of investment strategies and services, supported by a large nationwide network of financial advisors and branch offices.

Cameron Diehl is a financial advisor at Raymond James & Associates with 18 years of industry experience. He holds the Series 66 designation and has been with Raymond James & Associates since 2007. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Robin Mason is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 credential and 19 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques in its financial planning process.

Todd Basler is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 63 and Series 65 credentials and 32 years of industry experience. He has been with PFS Investments Inc. since 1994 and with Primerica Financial Services since 1993. Basler is also involved in several business ventures, including ownership of Basler Group LLC, a Primerica-affiliated investment entity. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm uses model-delivery strategies managed by third-party asset managers and provides advisory services through a large network of advisors.

Trae Vaillant is a financial advisor with Primerica Advisors in Tampa, FL, holding Series 65 and Series 63 licenses and possessing nine years of industry experience. He has been with PFS Investments Inc. since 2017 and previously worked at Gartner from 2016 to 2021. Outside of his advisory role, he is involved in health insurance sales through Destiny Family Group, LLC. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with thousands of advisors and offers model-driven investment strategies supported by third-party asset managers and custodial services.