Diana Melvin is a financial advisor at Merrill with 42 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Merrill since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christopher Johnson is a financial advisor with Raymond James & Associates, holding a Series 66 designation and seven years of industry experience. He has worked at various Raymond James entities since 2017 and previously had roles at Busch Gardens and Lowry Park Zoo. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting with a range of portfolio management styles and provides specialized municipal advisory services alongside its extensive affiliate network.

Veronica Bastow is a financial advisor at Wells Fargo Clearing with four years of industry experience. She holds a Series 66 designation and has worked at Wells Fargo Clearing since 2021. Prior to that, she held roles at US Tech Solutions and Florida Destinations, and she also spent four years at the University of South Florida St. Petersburg. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with options that include insurance-related vehicles and bank deposit sweep programs.

John Rial is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with a select group of entrepreneurs, affluent owners of private and pre-IPO businesses, C-suite executives, and families to develop individualized wealth management and liability management strategies. John is a qualified Portfolio Manager who manages personalized or defined investment strategies that can include individual stocks and bonds, model portfolios, and third-party investment options, often on a discretionary basis. He also oversees equity portfolio management, securities and restricted stock trading, as well as concentrated stock hedging and monetization strategies for his team. John has been serving clients since 1995 and focuses on areas such as college education planning, family wealth management strategies, and managing new wealth. He leads the Foreman Rial Group, delivering comprehensive wealth planning and asset management solutions supported by global institutional research and pricing. His team emphasizes providing a boutique level of guidance to meet the needs of fast-moving, elite clients, helping reduce their financial life risk and supporting their pursuit of new ventures. A Pittsburgh native, John earned his Bachelor of Science degree from Pennsylvania State University. He is a CERTIFIED FINANCIAL PLANNER® certificant and holds several FINRA registrations, including Series 7, 9, 10, 31, 63, and 65. Prior to his financial career, John served on active duty in the U.S. Navy with distinction in Operations Desert Shield, Desert Storm, and Noble Eagle, completing multiple commanding officer tours as a senior naval officer. He is involved with Opportunity International and The Bear Creek School. John’s personal interests include golfing, ice hockey, and tennis.

John Mcnulty is a CFP® professional with 24 years of experience in the financial industry. He joined Cetera in 2025 following a 23-year tenure at Avantax Advisory Services and has operated McNulty & Associates since 1992, providing tax, accounting, and business consulting services. Outside of financial advising, he serves as a board member for the Evanston Fourth of July Association. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options, access to third-party managers, and a wide range of program structures supported by a large national network of advisors.

Elizabeth Herbst is a financial advisor with Raymond James & Associates who holds Series 63 and Series 65 licenses and has 39 years of industry experience. She worked at UBS Financial Services for 29 years before joining Raymond James in 2018. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering financial planning and consulting services with a primarily non-discretionary approach supported by a wide range of portfolio management styles and affiliated research.

Frank Kraft is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding Series 63 and Series 66 credentials and 13 years of industry experience. His prior roles include positions at Bank of America, Merrill, BMO Harris Bank, and SunTrust Advisory Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines research from Wells Fargo Investment Institute with third-party analytics to offer diversified investment solutions.

Aaron Weser is a Wealth Management Advisor with Merrill Lynch Wealth Management in Tampa, Florida. He began his career at Merrill in 2009 as a Financial Solutions Advisor and has held several roles including Associate Wealth Management Specialist, Investment Associate, and Portfolio Strategist. Currently, he focuses on serving the wealth management and investment needs of high-net-worth individuals and multiple generations of their families. With a background in portfolio strategy, Aaron provides clients with clear and understandable guidance regarding their investments and portfolio risk management. He emphasizes long-term planning strategies by engaging clients in in-depth discussions to understand their personal and professional goals, as well as any concerns that might impact achieving those goals. Aaron holds a Bachelor's degree in economics and finance from the University of Hartford and an M.B.A. from Penn State University. He also holds the Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), and Personal Investment Advisor (PIA) designations. He lives in Tampa, Florida, with his wife, Desiree Bisogno, and enjoys traveling, exercising, and playing golf.

Kerri Buchman is a financial advisor with Ameriprise in St. Petersburg, FL, holding a Series 66 designation and over 26 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1998. In addition to her advisory role, she operates Envision Abundance LLC, through which she provides financial advisory services. Ameriprise offers retirement-income planning services primarily for individuals nearing or in retirement who meet certain asset thresholds, delivering tailored recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by a dedicated consulting team to support its advisory approach.

Ian Roach is a financial advisor with Edward Jones based in Tampa, FL, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Morgan Stanley, iPD Agency, and an earlier tenure at Edward Jones, as well as positions outside finance with Rinkside Sports, Art Monkey, and USA Hockey. Outside of his advisory work, he drives for Uber on weekends in San Francisco. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a nationwide network of over 23,700 advisors. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Thomas Gashonia is a financial advisor at Morgan Stanley with 14 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2014 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Heather Penrod is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. Her prior roles include positions at Bank of America, Merrill, and Sandy Morris Financial & Estate Planning Services. Outside of advising, she assists with tax filing and bank account reconciliation for Penrod's Allstar Drywall & More LLC, a business owned by her husband. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and municipal entities. The firm offers financial planning and investment consulting through a variety of portfolio management styles and provides municipal advisory services as well as specialized programs for small employers.

Ted Soltys Jr. is a financial advisor with Equitable Advisors in Saint Petersburg, FL, holding Series 63 and Series 65 credentials and 42 years of industry experience. He has been with Equitable Advisors since 1999, previously associated with Axa Advisors. Outside of his advisory role, he serves as executor and power of attorney for his parents' living trust and as co-trustee for his wife's trust. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm operates a hybrid referral and implementation model that combines advisory and brokerage channels and emphasizes tailored client service based on documented goals and risk tolerance.

Andrew Parks is a financial advisor with OSAIC, holding a Series 66 designation and one year of industry experience. His work history includes roles at Osaic Wealth and 21st Century Financial, along with prior experience in the hospitality sector. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party money managers to construct portfolios across various asset classes.

Joanna Bever is a Series 65–licensed financial advisor with 15 years of industry experience, currently serving at Raymond James Financial. She has been with various Raymond James entities since 2011. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, and institutions. The firm uses tailored, non-discretionary planning and risk analysis tools to support client goals and offers specialized programs such as municipal advising and SIMPLE IRA Employer Advisory services.

Charles Thompson is a financial advisor at LPL Financial with 18 years of industry experience and holds the Series 66 designation. He has been with LPL Financial since 2014. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research, model portfolios, and various investment strategies.

Carlos Munozlucas is a financial advisor with Raymond James & Associates in St. Petersburg, FL, holding Series 63 and Series 65 credentials and possessing 26 years of industry experience. He has been with Raymond James & Associates since 2016. Munozlucas serves as Chair of the Investment Committee and is a member of both the Board of Trustees and Finance Committees at Associated Catholic Charities, Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets and serving a diverse client base, including individuals, institutions, and charitable organizations. The firm offers financial planning and non-discretionary investment consulting, utilizing various portfolio management styles and affiliated research resources.

Ivana Lienau is a financial advisor with Wells Fargo Clearing in Tampa, FL, holding a Series 66 credential and four years of industry experience. She has been with Wells Fargo Clearing and its affiliates since 2016. In addition to her advisory role, she performs freelance translation work through Upwork. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Brian Rumbles is a financial advisor at LPL Financial with nine years of industry experience. He holds a Series 66 designation and has previously worked at Ameriprise Financial Services and Cuso Financial Services, LP. He is also involved with Grow Financial Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, credit unions, and corporations. The firm offers a range of financial planning and advisory programs, utilizing model portfolios and research, and provides both discretionary and non-discretionary management services.

John Wire is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with various branches of Raymond James since 2015 and is also associated with Wahl Wire Wealth Management. Outside of his advisory role, he owns a small support company, Wire Wealth Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports clients through various advisory programs and institutional consulting.