Frank Hotze is a financial advisor with Merrill in Cincinnati, OH, holding a Series 66 designation and 12 years of industry experience. He has worked at Merrill and Bank of America since 2019, and previously held roles with PNC Bank and PNC Investments from 2013 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

John Dougherty III is a financial advisor at LPL Financial with 22 years of industry experience. He holds the Series 66 designation and previously worked for Lincoln Financial Advisors for 21 years before joining LPL Financial. Outside of his advisory role, he is involved in a non-variable insurance business through Dougherty Tedesco and Associates. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research and technology-driven portfolio solutions.

Louis Giglio is a financial advisor with UBS Financial Services in Cincinnati, OH, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with UBS Financial Services since 2013. Outside of his advisory role, he has participated in nonprofit activities including serving on the finance and investments committee of the Greater Cincinnati Foundation. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and offering tailored financial planning supported by proprietary research and model-based asset allocations.

Keith Lum is a financial advisor at UBS Financial Services with 30 years of industry experience. He holds a Series 66 designation and has been with UBS since 2013. Lum serves on the board of directors for Every Child Succeeds, a nonprofit that delivers evidence-based home visitation services in Ohio and Kentucky. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm uses proprietary capital market assumptions and research to tailor investment plans aligned with clients’ goals and risk tolerances.

Rosemarie Carrington is a financial advisor with Fidelity in Covington, KY, holding Series 66 and Series 63 licenses. She has two years of industry experience, including roles at SkillCloud Consulting Group, Procter & Gamble, and Lowe's Home Improvement. Prior to joining Fidelity, she spent 18 years at Compton Point Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage various fund structures.

John Feldman is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 66 designation and has worked at Fidelity Brokerage Services LLC since 2018, following three years at Transamerica Agency Network. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serves in advisory roles for multiple funds with established governance and proxy-voting procedures.

Nicholas Lampkin is a financial advisor with LPL Enterprise who holds Series 63 and Series 66 licenses and has 14 years of industry experience. His prior experience includes 14 years at Fidelity Investments and roles at Northwestern Mutual Wealth Management Company and related entities. Lampkin is based in Cincinnati, OH. LPL Enterprise, LLC serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, consulting, model portfolios, and third-party asset management, combining adviser programs with sales of financial products and insurance via an affiliated agency.

Jamie Osborne is a financial advisor with LPL Financial based in Cincinnati, OH, holding Series 63 and Series 65 credentials and 15 years of industry experience. His prior roles include positions at Ameritas Investment Corp., CCF Investments, and Capital Choice Financial Services. Outside of his advisory work, Osborne owns a small farm business, Osborne Homestead Services, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing discretionary and non-discretionary management along with access to model portfolios, third-party subadvisors, and specialized strategies.

Jeffrey Morehead is a Private Wealth Management (PWM) Investment Management Consultant at Fidelity Investments. In his role, he collaborates with clients and their Wealth Management Advisors to create, implement, and oversee investment strategies aimed at achieving long-term financial objectives. Jeffrey has been with Fidelity Investments since 2016, progressing through various positions including Customer Relationship Advocate, High Net Worth Associate, High Net Worth Tier II Associate, and multiple levels of Investment Management Consultant. His experience encompasses a comprehensive understanding of investment management within the wealth management sector.

Brian Frakes is a Wealth Management Planning Consultant at Fidelity Investments, where he works closely with a team of Senior Relationship Managers in the Southeast Region. In this role, he collaborates to provide comprehensive financial service to clients and their families. Brian has been with Fidelity Investments since 2018, gaining experience in various roles including Operations Specialist and Wealth Management Operations before his current position. This progression reflects his growing expertise in wealth management and operational support. Outside of his professional career, Brian enjoys baseball, board games, comedy, cooking and baking, family activities, and social events with friends.

Vicky Mattison Leguillon is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 20 years of industry experience. She has been with LPL Financial since 2017 and previously worked at Thurston Springer Miller Herd & Titak, Inc. from 2015 to 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory and brokerage services, offering both discretionary and non-discretionary management with access to various model portfolios and research resources.

Cynthia Dwyer is a financial advisor with Merrill in Cincinnati, OH, holding Series 63 and Series 65 credentials and 29 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner & Smith Inc. since 2003. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Andrew Martin is a financial advisor at Fidelity with Series 63 and Series 66 credentials and one year of industry experience. He has previously worked at New York Life and El Toro IP Targeting, and has held positions in both academic and business environments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, and is recognized for its use of proprietary fundamental research combined with quantitative analysis and algorithmic portfolio construction.

Yvonne Wyckoff is a financial advisor with Morgan Stanley, holding Series 63 and Series 66 credentials and bringing 22 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a broad range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as Secular Return Estimates and Monte Carlo simulations.

Kati Nolan is a financial advisor at Fidelity with four years of industry experience. She holds a Series 66 designation and has worked at Fidelity since 2022. Prior to her advisory role, she has experience in retail and education sectors, including positions at Pandora Shops by Todd and Northern Kentucky University. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional investors, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm integrates proprietary research with quantitative analysis and algorithmic portfolio construction, employing systematic methodologies and long-term asset allocation strategies.

Mark Celebrezze is Vice President and Wealth Planner at Fidelity Investments, a role he has held since 2024. He collaborates with clients to develop comprehensive and holistic financial plans, focusing on avoiding common financial mistakes, identifying financial goals, implementing tax-efficient investment strategies, and assisting with legacy planning considerations. He emphasizes open communication and ongoing dialogue to tailor plans that evolve with clients' goals. Mark has extensive experience within Fidelity Investments, having held several positions since 2016. His previous roles include Portfolio Specialist, Client Management Representative, Senior Stock Plan Executive Services Representative, Stock Plan Consultant, Workplace Investing Executive Services Representative, Full Trader, Pension Representative, and 401k Financial Service Associate. He holds insurance licenses in Arkansas and California. Outside of his professional work, Mark has interests in camping, kayaking, visiting museums, parenthood, caring for pets, and volunteering.

Joshua Appleman is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining Fidelity, he worked in the restaurant industry for several years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a variety of clients, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process and is known for its use of systematic methodologies and AI in research and portfolio management.

Arjun Verma is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity Investments, he worked in various roles including at Rock Solid Remodeling and several academic institutions such as Thomas More University and Montgomery College. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

John Eiben is a financial advisor with Edward Jones in Milford, OH, holding a Series 66 designation and 12 years of industry experience. He has been with Edward Jones since 2013. Outside of advisory work, he manages the upkeep and maintenance of the building housing his Edward Jones office. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices across the country.

Benjamin King is a CFP® with 21 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. He holds the Series 66 designation and is based in Cincinnati, OH. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets through a large network of more than 14,000 financial advisors, offering both brokerage and advisory solutions.