Davis Mc Nichol is a financial advisor with Mass Mutual Investors Services in Erlanger, KY, holding CFP® and ChFC® designations and eight years of industry experience. His career includes roles at Mass Mutual Life Insurance Company and MML Investors Services, LLC since 2018. Outside of advising, he is involved in home healthcare for special needs clients and conducts employee education sessions on personal finance topics such as budgeting. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser offering ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative financial planning using analytic tools and provides event-driven planning programs, including divorce and estate-settlement services.

Leigh Gage is a Certified Financial Planner (CFP®) with 20 years of industry experience. He has worked at Stifel Nicolaus & Co Inc since 2019 and previously spent 10 years at UBS Financial Services Inc. Gage is also involved in managing a rental property in Cincinnati, Ohio. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is supported by proprietary methodologies developed by its Investment Strategy Group, providing asset allocation and financial planning analyses intended to inform client decisions.

Tracy Read is a Financial Consultant at Fidelity Investments, a role she has held since 2024. Prior to this, she worked as a Planning Consultant at Fidelity Investments from 2023 to 2024, and served as a Director Retirement Planner at the same company from 2021 to 2023. Throughout her career, Tracy focuses on helping clients with their overall financial well-being by maintaining personal and straightforward conversations. She holds insurance licenses in Arkansas and California, supporting her work in financial consulting. Tracy emphasizes building strong client relationships through attentive listening, which she believes facilitates clients feeling understood and comfortable as they pursue their financial goals. Outside of her professional responsibilities, Tracy has interests in fitness, social events with friends, gardening, golf, music, and volunteering.

Kyle Hurles is a financial advisor at Robert W. Baird & Co. with one year of industry experience. He holds a Series 66 designation and has prior work experience at Miami University and Centerville City Schools. Kyle is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pension and profit-sharing plans, corporations, and charitable organizations. The team offers customized financial planning and portfolio management services, utilizing a range of strategies from traditional allocations to more complex approaches, including discretionary management and overlay services.

Jonathan Patton is a financial advisor at Ameriprise with five years of industry experience. He holds a Series 66 designation and has been with Ameriprise since 2018, including time at AMERIPRISE FINANCIAL SERVICES, Inc. Prior to his advisory career, he worked in various roles including positions at Makino and Brooks Brothers. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service. The firm provides tailored written Recommendation Reports and ongoing advice focused on income sources and tax-aware withdrawal strategies.

James Payne is a financial advisor with Fidelity, holding a Series 66 designation and seven years of industry experience. His career includes roles at Fidelity Brokerage Services LLC and Fifth Third Bank. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services, fund advisory, and model portfolio delivery, with regulatory registrations and formal roles uncommon among large institutional peers.

Matthew Roth is a financial advisor with Cambridge Investment Research Advisors in Cincinnati, OH, holding a Series 63 designation and 31 years of industry experience. He has been with Cambridge Investment Research Advisors since 2015 and also operates Matthew P. Roth & Co., CPAs, where he has worked since 2002. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a variety of portfolio management strategies and custody platforms.

Dominic Capannari is a financial advisor at Fidelity with Series 63 and Series 65 credentials and one year of industry experience. His prior work includes roles at W&S Brokerage, Western & Southern Life, and Wealthquest. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a systematic investment process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction.

Jarrod Buten is a financial advisor with Fidelity in Covington, KY, holding Series 63 and Series 66 designations and 15 years of industry experience. He has been affiliated with Fidelity and its related entities since 2007. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.

Zachary Popp is a financial advisor with Fidelity Investments, holding a Series 66 designation and having 10 years of industry experience. He has worked at various Fidelity entities since 2015, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC, where he is associated, provides investment management and advisory services to both retail and institutional clients, utilizing a combination of proprietary fundamental research and quantitative analysis. The firm is noted for its use of algorithmic portfolio construction and its formal advisory role to multiple registered investment companies and fund-of-funds.

Tracy Patrick is a financial advisor at RBC Capital Markets with a Series 66 designation and four years of industry experience. Prior to joining RBC in 2026, Tracy worked at Morgan Stanley Smith Barney LLC for four years and Truist Bank for seven years. Outside of his advisory role, Tracy serves on the Finance Committee for St. Henry Catholic Parish in Elsmere, Kentucky, acting as a parent liaison between the parish and school related to parish funds. RBC Wealth Management serves individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations, offering a variety of wrap fee advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm employs a tailored investment approach based on each client’s Advisory Risk Profile and uses a combination of in-house and third-party investment managers.

Aiden Obanion is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, he held roles at Deloitte, Amazon, Plante Moran, and Grant Thornton. He has also worked in education at Northern Kentucky University and Scott High School, and operated a business called Harmon's Barbecue. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm combines fundamental research with quantitative analysis and systematic portfolio construction, using proprietary methodologies and oversight controls.

Miles Ramsey is a financial advisor with Fidelity Investments in Covington, KY, holding Series 63 and Series 66 licenses. He has four years of industry experience, including roles at CDK Global and Greensky, LLC. Outside of his advisory work, he has been involved with ImpactRPG, a charitable organization, and participates in online streaming to raise funds for Jasper's Game Day, a charity focused on teenage suicide prevention and awareness. Fidelity’s Strategic Advisers LLC subsidiary provides investment management and advisory services to a diverse client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios that include mutual funds, ETFs, and ETPs.

Margaret Vagle is a financial advisor at Edward Jones in Cincinnati, OH, holding a Series 66 designation with 12 years of industry experience. She has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, and manages approximately $1.01 trillion in assets.

Matthew Burgan is a Financial Consultant at Fidelity Investments, where he has been working since 2008. Prior to this, he served as a Retirement Investment Specialist at Fidelity Investments from 2004 to 2008. He consults with high-net-worth individuals and families to implement financial strategies aimed at building, preserving, and transferring wealth. Matthew's role involves understanding his clients' priorities and helping them develop and execute retirement strategies aligned with their goals. With over two decades of experience working with high-net-worth clients, Matthew brings extensive expertise in retirement planning and wealth management. He holds insurance licenses in Arkansas and California, which support his advisory services. Outside of his professional work, Matthew has personal interests that include art, camping, concerts, fitness, and exploring culinary experiences.

Lee Kremer is a Wealth Management Planning Consultant at Fidelity Investments. In this role, Lee collaborates with clients and Wealth Management Advisors to address families' financial service needs, aiming to meet and exceed planning and service goals. The team supports clients in growing and protecting their wealth, making informed investment decisions, and simplifying their financial lives. Lee has been with Fidelity Investments since 2011, holding various roles including Wealth Management Service Senior Specialist, Retirement Solutions Representative, Investment Solutions Representative, High Net Worth Trading Representative, and Defined Benefits & Defined Contributions Representative. This experience spans a comprehensive range of wealth management and retirement solution services. Additional information regarding education, credentials, personal interests, or community involvement was not provided.

Christopher Hamilton is a financial advisor at Fidelity with 19 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with various Fidelity divisions since 2016, including Fidelity Brokerage Services LLC and FIDELITY Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, AI-driven research, and its advisory roles to multiple registered investment companies and fund‑of‑funds.

Kyle Biggs is a financial advisor with Fidelity in Covington, KY, holding Series 63 and Series 66 credentials and three years of industry experience. Prior to his current role, he has worked in various positions including at Total Quality Logistics and Empire Contractors LLC. Outside of finance, he has been involved with a family-owned home healthcare and transportation business. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, using a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm is notable for its advisory role to multiple registered investment companies and its use of algorithmic methods and AI in portfolio management.

Jeffrey Goodman is a financial advisor with Fidelity Investments in Covington, KY, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at ConstructConnect, Integrity Express Logistics, ProEquities, Inc., Protective Life, and Paycor. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients, using a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Gregory Jones is a financial advisor at Fidelity with four years of industry experience and holds a Series 66 designation. Prior to joining Fidelity, he worked at Greater Cincinnati Behavioral Health Services for seven years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across mutual funds, ETFs, and ETPs.