Michael Cayen is a financial advisor at Cambridge Investment Research Advisors with 28 years of industry experience. He previously worked at Lincoln Investment and Legend Equities Corporation. Cayen is the owner of Cayen Financial Services LLC and Ohana Wealth Advisory, and he also works as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent Financial Professionals, using a variety of proprietary models and third-party strategies tailored to client objectives.

Wade Masen is a financial advisor with LPL Financial, holding a Series 63 designation and over 40 years of industry experience. He has held roles at Sigma Planning Corporation, Sigma Financial Corporation, and Masen, Frantz & Associates before joining LPL Financial in 2023. Outside of his advisory work, Masen is involved with WMS LLC, a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and various investment management technologies.

Kurt Schuster is a CFP® professional with 25 years of industry experience, currently affiliated with LPL Financial since 2010. He also owns and operates Qolity Tax, a personal income tax preparation and advisory business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients, including individuals, retirement plans, banks, and charitable organizations. The firm offers financial planning, advisory programs, and brokerage services supported by research and various investment management approaches.

John Farah is a CFP® with 43 years of industry experience, currently serving at UBS Financial Services in Troy, MI since 2008. He holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management to offer tailored financial planning and portfolio management.

David Gardiner is a Wealth Management Advisor at Merrill Lynch Wealth Management. With a background as an analyst and experience since 2009 in financial advisory, David focuses on building comprehensive family office solutions tailored to each client's unique financial landscape. He integrates a disciplined method centered on behavioral finance to support the vision, purpose, and implementation of clients' financial goals. David's expertise encompasses family wealth management strategies, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. He holds a Bachelor's degree from Northwood University and has completed executive education at the Yale School of Management and The Catholic University of Michigan. David is a CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), and a Personal Investment Advisor (PIA). Beyond his professional responsibilities, David serves on community boards including the Priests' Pension Board of the Archdiocese of Detroit and is involved with St. Joseph Lake Orion. He resides in Lake Orion, Michigan, with his wife Elizabeth and their two children.

Maria Victoria Fought is a CFP® professional with 18 years of experience in the financial services industry. She is currently with LPL Enterprise and has previously worked at Prudential Insurance Company of America, Pruco Securities, LLC, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities Inc. Outside of her advisory role, she is involved in Prudential-sponsored non-variable insurance activities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products, supported by an integrated platform combining adviser programs with financial product sales.

Daniel Welsh is a financial advisor with RBC Capital Markets, LLC in Bloomfield Hills, Michigan. He holds the Series 66 designation and has eight years of industry experience, including seven years at UBS Financial Services Inc. His prior work history also includes roles at Okeefe LLC, Dicks Sporting Goods, and the University of Mississippi. RBC Wealth Management serves a diverse client base, including individual investors, institutional clients, corporations, and charitable organizations. The firm offers a range of advisory programs with customizable portfolio management and financial planning solutions, leveraging both in-house and third-party investment managers.

Grant Cobb is a financial advisor at Equitable Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Axa Advisors, Prudential, and Cushman & Wakefield. Outside of his advisory role, he operates a business under the name MAINSTREET FINANCIAL SERVICES. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm uses a hybrid referral and implementation model and offers both advisory and brokerage channels to implement client recommendations.

Julie Groulx is a financial advisor with LPL Financial in Oxford, MI, holding Series 63 and Series 66 designations and over 31 years of industry experience. She has been with LPL Financial and its predecessor firms since 1997. Outside of her advisory role, she is involved with Velovita, a nutritional company based in Plymouth, MI. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services through a national network of investment adviser representatives.

Anthony Layne is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and has held various roles in both financial services and other sectors, including positions at Grubhub, DoorDash, and Michigan State University. Ameriprise offers a retirement-income planning service focused on individuals with significant investable assets, providing detailed written Recommendation Reports that incorporate research, modeling, and tax-efficiency analysis. The firm combines automated and personalized approaches to deliver retirement income strategies primarily for clients maintaining assets within Ameriprise-managed accounts.

David Ballantyne is a financial advisor at LPL Financial with 35 years of industry experience. He holds Series 63, 65, and 66 licenses and has worked at firms including Kovack Advisors, Kovack Securities, and CUSO Financial Services. Outside of his advisory role, he also operates Ballantyne Insurance Group, an insurance agency, and is a commissioned notary in Michigan. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Gregory Malec is a financial advisor at Raymond James & Associates with 37 years of industry experience. He holds Series 63 and Series 65 designations. His prior firms include Managed Asset Portfolios, LLC, and he has had two separate tenures at Raymond James & Associates since 2010. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and governmental entities, providing financial planning, non-discretionary investment consulting, and institutional advisory services.

Nicholas Patrico is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 15 years of industry experience. He has worked at Raymond James since 2016 and previously was with Morgan Stanley beginning in 2012. Outside of his advisory role, Patrico is the owner of Geneva Contracting and Development LLC, a business focused on real estate acquisition, rental, and construction contracting services. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, pension plans, and municipal entities, offering a range of financial planning and advisory services supported by diverse investment strategies and in-house research.

Tanisha Farmer is a financial advisor at Morgan Stanley with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2014. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including financial planning and estate strategies, managing approximately $2.74 trillion in client assets.

Brian Scarfone is a financial advisor at Equitable Advisors with five years of industry experience. He holds the Series 66 designation and has previously worked at Spartan Wealth Management and Kaufman Financial. Outside of his advisory roles, he was involved with Seven Blessings, LLC for four years. Equitable Advisors serves individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients by offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates through a dual registration as an SEC-registered investment adviser and broker-dealer, utilizing LPL-sponsored programs and endorsed third-party managers to deliver advisory and brokerage solutions.

Nisha Doshi is a CFP® professional with 22 years of experience in the financial industry. She is currently with OSAIC since 2018 and previously worked at Sii Jhfn for nine years. Doshi is also the managing partner of Doshi & Associates, CPA, PLLC, providing accounting services. She serves on the Board of Directors for the George P. Way Elementary School Parent Teacher Organization. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of affiliated advisors, utilizing various asset-allocation tools and third-party platforms to construct portfolios tailored to client needs.

Erin Rohn is a financial advisor at Edward Jones with 15 years of industry experience. She holds a Series 66 designation and has worked at firms including Keller Williams, H.D. Vest Investment Services and Advisory Services, Trivelloni Asset Management, LLC, and Janis DeGregory & Associates. Edward Jones is a full-service wealth management firm serving individual and institutional clients across a range of account types. The firm manages approximately $1.01 trillion in assets and offers a variety of advisory strategies, including wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Daniel Roberts is a financial advisor with Morgan Stanley in Macomb, Michigan, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-sponsored financial planning services.

Michael Tyranski is a Wealth Management Advisor and Managing Director affiliated with Merrill Lynch Wealth Management. With over 29 years of tenure at Merrill Lynch, he serves as the senior partner of a Wealth Management team, focusing on family wealth management strategies, personal retirement planning, and portfolio management services. He holds a Bachelor’s degree in Finance from Michigan State University's School of Business, earned in 1988. Michael is also a CERTIFIED FINANCIAL PLANNER® professional and a Personal Investment Advisor (PIA). Raised in Royal Oak, Michigan, he currently resides in Birmingham, Michigan with his wife and three children. Michael is actively involved in his community, serving as President of the Brother Rice High School Endowment Fund, and has previously held treasury roles with the Gift of Life of Michigan and the Torch Lake Protection Alliance. Outside of his professional work, Michael enjoys football, spending time with his family, and surfing.

Richard Multhaupt is a financial advisor with Ameriprise in Clarkston, MI, holding Series 63, 65, and 66 licenses and having 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Ameriprise provides a retirement-income planning service aimed at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.