Paul Bowman is a Senior Financial Advisor at Merrill Lynch Wealth Management and a founding partner of the Vasel / Bowman & Associates wealth management group. He works primarily with individuals and families to help them stay on track for retirement and successfully transition into that phase of life. Paul's approach focuses on providing meaningful advice through every stage of life to help clients avoid common mistakes and retire on their own terms. Paul holds several professional designations, including the CERTIFIED FINANCIAL PLANNER (CFP), Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned his Bachelor's Degree from the University of Denver and is affiliated with the Lambda Chi Alpha Fraternity. Paul joined Merrill Lynch full-time in 2015 after moving back to Chicago from Denver, Colorado. Outside of his professional work, Paul is involved with the Providence St. Mel School. He enjoys cooking, ice hockey, music, skiing, and spending time with his family. Paul currently resides in the Wicker Park/Ukrainian Village neighborhood of Chicago with his wife Ashley and their black lab, Maisy.

Harrison Wolff is a financial advisor with Morgan Stanley in Oak Brook, IL, holding a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley, he worked at Freddie Mac for three years and held various roles including positions at American University and DuPage Medical Group. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

James Walker is a CFP® professional with 33 years of industry experience, currently serving as a financial advisor at LPL Financial since 2009. Prior to joining LPL Financial, he worked at Waterstone Financial Group, Inc. for seven years. He holds Series 63 and Series 65 licenses and is based in Elmhurst, IL. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides access to model portfolios, third-party asset managers, and institutional platforms, supporting advisors with research tools while overseeing over $819 billion in discretionary assets.

Edward Snoble is a financial advisor with LPL Financial in Naperville, Illinois, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at LPL Financial since 2021 and has been associated with BMO Bank NA since 2018, including four years at BMO Harris Financial Advisors. Outside of his financial advisory work, Snoble operates Penguin Guitar Co, LLC, a personal business unrelated to investment services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and various strategic investment approaches, supported by advanced operational tools.

Maria Perea is a Planning Consultant at Fidelity Investments, a position she has held since 2026. She has been with Fidelity Investments since 2024, initially serving as a Financial Representative before advancing to her current role. Prior to joining Fidelity, Maria worked as a Relationship Banker at JPMorgan Chase from 2017 to 2024. With many years of experience in the financial industry, Maria focuses on understanding each client's goals and supporting their financial planning efforts through thoughtful guidance, organization, and consistent follow-through. She emphasizes building strong client relationships based on trust, clear communication, and genuine care, aiming to help clients feel informed and supported over time. Outside of her professional career, Maria enjoys attending concerts, participating in family activities, fitness, social events with friends, playing tennis, and traveling.

Darrel Swienton is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Wells Fargo Clearing since 2019, following eight years at UBS Financial Services Inc. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, tailoring services to plan objectives and risk tolerances while acting as an ERISA fiduciary.

Jeremy Eaton is a financial advisor at Fidelity with 27 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations. His prior work includes roles at Calton & Associates, JD Mellberg, Fortune Financial Services, and Merrill, among others. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios, leveraging systematic methodologies and long-term asset allocation benchmarks.

John Koklys is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 10 years of industry experience. He has been with J.P. Morgan Securities since 2016 and JPMorgan Chase Bank, N.A. since 2015. Outside of finance, Koklys has a long-standing involvement in music as a musician and sound engineer with John Arthur Music since 2002. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, customized asset allocation advice and investment manager research supported by centralized due diligence and a combination of quantitative and qualitative analysis.

Louis Piccione is a Series 66 licensed financial advisor with Morgan Stanley, based in Lisle, Illinois, and has 18 years of industry experience. He has been affiliated with Morgan Stanley and its related entities since 2007. He also serves as a trustee and co-trustee for a trust in Orland Park, Illinois. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes a structured financial planning process using firm‑approved tools and offers both direct client services and Corporate Financial Planning agreements.

John Bensfield is a financial advisor at Cetera with Series 63 and Series 65 licenses and 31 years of industry experience. He has been associated with Cetera since 2006 and has a longer career dating back to 1973 through his ownership of Bloom Associates Inc, where he also serves as a licensed CPA and provides health insurance services. Cetera Investment Advisers LLC is a multi-manager platform serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients with portfolio management, financial planning, and consulting services. The firm offers a range of program structures and strategies supported by a large nationwide network of independent advisors and manages over $256 billion in assets.

Kaitlyn Paschke is a financial advisor at UBS Financial Services with 2 years of industry experience. She holds a Series 66 designation and previously worked at Ameriprise Financial Services, Inc. and was involved with Blank Space Branding. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor advice to client goals and risk tolerances.

John Weber is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at Wells Fargo Advisors, Wells Fargo Clearing, Ameriprise Advisor Services, Inc., and Choreo, LLC. Outside of his advisory work, he coaches soccer for the Wheaton United Soccer Club in Illinois. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by extensive operational tools and a network of over 22,800 advisors.

Thomas Walsh is a financial advisor at Edward Jones in Chicago, IL, holding Series 63 and Series 66 registrations with 25 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm offers various advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Richard Phelan is a financial advisor with Merrill in Oak Brook, IL, holding Series 63 and Series 65 licenses and 55 years of industry experience. He has been with Merrill since 1967 and also works with Bank of America since 2009. Outside of his advisory role, he serves as chair of a capital campaign for Ray Graham Association, focusing on raising funds to improve housing for clients with disabilities. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Richard Glomb is a financial advisor with Morgan Stanley in Oak Brook, IL, holding Series 63 and Series 65 licenses and 36 years of industry experience. He has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009, with prior experience at Citigroup Global Markets and Wells Fargo Clearing. Morgan Stanley Wealth Management serves individuals and institutional clients, offering a range of advisory programs including tailored financial planning that utilizes structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides financial planning and investment services through both direct and employer-based agreements.

Moosa Rizvi is a financial advisor with Morgan Stanley in Oak Brook, IL, holding Series 63 and Series 65 licenses and having 12 years of industry experience. His career includes roles at Morgan Stanley Smith Barney LLC since 2017 and BMO Harris Financial Advisors, Inc from 2013 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Christina De Giuseppe is a CFA® charterholder and holds a Series 63 license, with nine years of experience in the financial services industry. She has worked at UBS Asset Management for six years before joining UBS Financial Services in 2021. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, using proprietary research and model-based asset allocations to customize plans based on client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and provides a broad range of capital markets and custody solutions.

Lawrence Chaon is a CFP® professional with 38 years of industry experience, currently serving as an advisor at LPL Financial since 2009. He has operated Larry Chaon Ltd since 1981. Outside of his advisory work, he dedicates most of his time to accounting and tax services for individuals and small businesses through his involvement with Accounting & Tax Services Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment solutions, including model portfolios, third-party asset management, and institutional platforms.

James Goldman is a financial advisor with Morgan Stanley in Oak Brook, IL, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009. Outside of finance, Goldman serves as an ice hockey official and teaches platform tennis. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and industry research to support its financial advice.

Rafael Rivadeneira is a Wealth Management Advisor with Merrill Lynch Wealth Management. He focuses on developing personalized financial strategies to help clients navigate changing market conditions and pursue their long-term goals. Rafael provides access to the investment insights of Merrill and the banking and lending solutions of Bank of America. His client expertise includes strategies for divorce transition planning, family wealth management, legacy planning, managing new wealth, retirement income, socially responsible and ESG investing, and supporting women and wealth. Rafael is also active in community service, participating in volunteer activities within the communities he serves. Rafael holds a bachelor's degree from the University of Southern California and has earned professional designations such as CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Plans Specialist™ (CRPS), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of work, he enjoys baseball, cooking, dancing, fishing, music, spending time with his family, and traveling.