Paige Phillips is a CFP® professional with six years of industry experience, currently working at Cetera. She has previous experience with Quest Capital Management and supports lead advisors at Coble Cravens Investments and Insurance. Outside of financial advising, she owns and manages Arlington Storks & More, a sign rental business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a large network of independent advisors and utilizes a multi-manager platform with diverse program options.

Chloe Eubank is a financial advisor with Ameriprise in Coppell, TX, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Equitable Advisors and East West Bank, as well as entrepreneurial work as a nanny. Outside of advising, she is employed as a paraplanner with Geaux Sooners, LLC DBA Luminate, managing advisory business activities. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement who meet specific asset criteria, providing detailed recommendation reports that incorporate research, modeling, and tax efficiency analysis. The firm combines advisory, brokerage, and insurance solutions through a large institutional platform.

Melissa Kuan is a Benefits & Planning Consultant within the Executive Services at Fidelity Investments, a role she has held since 2026. She collaborates with executives to understand their financial goals, integrate employer benefits, and develop personalized financial strategies. Her approach focuses on education, thoughtful guidance, and ongoing partnership to help clients navigate complex decisions with confidence. Prior to her current position, Melissa served as a Benefits Relationship Manager from 2024 to 2026 and as a Workplace Planning Consultant from 2022 to 2024, both also at Fidelity Investments. Her professional experience reflects a commitment to supporting workplace benefits and financial planning for clients. Outside of her professional work, Melissa enjoys attending concerts, engaging in outdoor adventures, running, scuba diving, swimming, and traveling.

Cathy Locke is a financial advisor with Merrill in Dallas, TX, holding a Series 66 designation and 24 years of industry experience. She has been with Merrill since 2009 and concurrently affiliated with Bank of America, N.A. since 2011. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Charles Esquivel is a financial advisor at Morgan Stanley with 29 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he plays trumpet in a cover band and serves on the investment committee at the University of North Texas. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services supported by analytical tools such as Monte Carlo simulations and Secular Return Estimates.

Alan Henry is a financial advisor at RBC Capital Markets in Dallas, TX, with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with RBC Capital Markets since 2012. Outside of his advisory role, he serves as an advisory and oversight committee member at Lakewood Country Club. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs and combines in-house and third-party investment management with features such as tax management and responsible investing options.

Elias Muludiki Jr. is a financial advisor with Merrill in Fort Worth, TX, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill in 2025, he worked at the University of Texas at Arlington and held various roles in marketing and education. In addition to his advisory role, he works as a sales representative for a natural juice company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Latham is a financial advisor at Wells Fargo Clearing in Dallas, TX, holding a Series 66 designation. He has experience working at H.I.G. WhiteHorse for 16 years and CSG Investments, Inc. for one year prior to joining Wells Fargo Clearing in 2025. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and includes both discretionary and non-discretionary services, incorporating a range of investment options such as insurance-related vehicles and bank deposit sweep programs.

Michael Garcia is a Wealth Management Advisor at Merrill Lynch Wealth Management, focusing on personalized wealth management strategies. He works closely with clients to understand their financial situations and priorities, developing customized approaches that adapt to changing needs and market conditions. He provides access to the investment insights of Merrill as well as the banking and lending solutions of Bank of America to support various aspects of clients' financial lives. Michael holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned a Bachelor's Degree from the University of Texas at Austin. He is committed to delivering excellent service and helping clients pursue their long-term goals. Michael also participates in community volunteer activities, reflecting Merrill's tradition of community involvement.

Alexsandro Angulo is a financial advisor with UBS Financial Services in Dallas, TX, holding a Series 66 designation and beginning his industry career in 2026. Prior to joining UBS, he has held a variety of roles including a sales associate and bookkeeper at A.C. Ag Industry, Inc., which provides agricultural services. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services tailored to clients’ goals and risk tolerances.

Judd Jenkins II is a Series 66-licensed financial advisor at Merrill in Fort Worth, TX, with one year of industry experience. His prior experience includes roles at LEO Technologies, Sky Senderos LLC, and several educational institutions including the University of Texas at Austin. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program for Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Guy Church is a financial advisor with Ameriprise in Colleyville, TX, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of advising, he serves on the Board of Directors for Foundations Life Church and has acted in the film One Heart Movie. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement advice within a large institutional framework.

Joseph Hahn is a financial advisor with J.P. Morgan Securities in Dallas, TX, holding a Series 66 designation and six years of industry experience. His prior work includes roles at MUFG Union Bank, RBC Capital Markets, and RBC Wealth Management, as well as eight years at his own law practice. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG considerations, with implementation supported by affiliated investment-management entities.

Barry Kemballcook is a financial advisor at UBS Financial Services in Dallas, TX, holding Series 63 and Series 65 licenses with 37 years of industry experience. He has been with UBS Financial Services since 1991 and was previously associated with Painewebber Inc. since 1988. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and uses proprietary research and model-based asset allocations to tailor client strategies.

Olivia Sullivan is a financial advisor with UBS Financial Services in Dallas, TX, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. She has worked exclusively with UBS and Merrill throughout her career, with five years at UBS and four years at Merrill. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, providing a broad range of financial solutions.

Timothy Wilson is a financial advisor at Merrill with 20 years of industry experience. He holds a Series 66 designation and has worked at both Merrill and Bank of America since 2005 and 2008, respectively. Outside of his advisory role, he serves on the advisory board of the Circle Ten Council Boy Scouts of America and is a board member of the UNC Kenan Flagler Investment Management Action Council, providing career advice to students. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Caitlin Katz is a financial advisor with J.P. Morgan Securities in Dallas, TX, holding a Series 66 designation and one year of industry experience. Her work history includes positions at JPMorgan Chase Bank and the Federal Reserve Bank of Dallas. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research supported by a centralized due diligence team and incorporates ESG criteria in its recommendations.

Grayson Hill is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has worked at JPMorgan Securities LLC, JPMorgan Chase Bank, NA, and the Nashville Entrepreneur Center. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process is supported by centralized due diligence and incorporates ESG considerations within a framework of eligible investment strategies.

Matthew Millard is a financial advisor at Morgan Stanley in Dallas, TX, holding Series 63 and Series 65 licenses with 18 years of industry experience. He previously worked at Merrill from 2009 to 2019 before joining Morgan Stanley in 2019. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and provides planning services that utilize advanced modeling techniques such as Monte Carlo simulations.

Timothy Jamison is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2025. His background includes roles at the Frank Porter Graham Student Union at the University of North Carolina, Chapel Hill. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a select group of wealth advisors. Their approach focuses on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.