Ghazala Ahmed is a financial advisor at Wells Fargo Clearing with eight years of industry experience. She holds Series 63 and Series 66 registrations and has been with Wells Fargo Clearing Services, LLC since 2017. Prior to that, she worked at Wells Fargo Bank NA starting in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Stephen Pfeffer is a Wealth Management Advisor at Merrill Lynch Wealth Management. He began his financial services career in 1995 after earning a finance degree from Texas A&M University. Stephen holds several professional designations including CERTIFIED FINANCIAL PLANNER® and Retirement Benefits Consultant, a special internal title for advisors focusing on Corporate and Institutional retirement plans. He is recognized as a frequent speaker on investment planning and employer sponsored retirement plans. Stephen takes a comprehensive approach to managing wealth, focusing on listening to his clients' needs and developing strategies tailored to their goals. His areas of expertise include Corporate Executive Services, Family Wealth Management Strategies, Personal Retirement Planning, Investment Consulting for Defined Contribution Plans, and Special Needs Planning Strategies among others. Active in the Fort Worth community, Stephen has served as President of Trinity Habitat for Humanity and as President of the Fort Worth/Tarrant County Texas A&M Club. He and his wife, Mary, have three children and are members of Christ Chapel Bible Church. They have been residents of Fort Worth since 1995.

Joseph Burwell is a financial advisor at Wells Fargo Clearing with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JPMorgan Chase Bank and J.P. Morgan Securities. Outside of his advisory role, he is involved in catering through Manifesto BBQ and owns a local podcast called The Do Better Podcast based in Granbury, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Christopher Sozio is a financial advisor with Raymond James & Associates in Fort Worth, TX, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Raymond James & Associates since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions with access to a range of portfolio management styles and affiliated research.

Jeffrey Moore is a financial advisor with Ameriprise in Burleson, TX, holding Series 63 and Series 65 licenses and 25 years of industry experience. He has been with Ameriprise and its affiliate since 2012. Outside of his advisory role, he is involved in horse racing. Ameriprise provides retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Amanda Shook is a financial advisor with Morgan Stanley in Fort Worth, TX, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers planning services both directly and through corporate financial planning agreements.

Andrew Mc Donald is a financial advisor at Edward Jones in Colleyville, TX, holding a Series 66 designation with one year of industry experience. Before joining Edward Jones, he worked at Medex North LLC and Apex Systems and has an academic background from Baylor University. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with a broad range of advisory programs and investment strategies. The firm is notable for its extensive retail advisor network, affiliated mutual funds, and trust services, managing approximately $1.01 trillion in assets under management.

Paul Ray is a financial advisor with J.P. Morgan Securities LLC based in Fort Worth, TX. He holds Series 63 and Series 65 licenses and has 22 years of industry experience. Prior to joining J.P. Morgan in 2023, he worked at Phillips Ray Capital Management, Inc. for 21 years. Outside of his advisory role, he is a limited partner in a real estate partnership owning a building in Fort Worth. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory capabilities with brokerage and investment management services, delivering recommendations on a non-discretionary basis.

Christian Shveyda is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and three years of industry experience. Prior to joining Wells Fargo in 2023, he worked at Hancock Whitney Bank from 2019 to 2023 and has additional work history outside the financial industry. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Kelly Biederman is a financial advisor with Morgan Stanley in Fort Worth, TX, holding a Series 66 credential and seven years of industry experience. He has been with Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2018. Prior to that, he was involved with the Santa Barbara Youth Music Academy for two years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including Monte Carlo simulations, to support its financial planning process.

Adan Becerra is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America and teaching at Tarrant County College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Clint Swinney is a CFP® with 26 years of industry experience, currently serving as a financial advisor at J.P. Morgan Securities. He has worked at J.P. Morgan Securities since 2012 and has been with JPMorgan Chase Bank, N.A. since 1998. Outside of his advisory role, he is involved with BranEm Properties LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations. The firm operates within the larger J.P. Morgan organization and offers a range of services on a non-discretionary basis.

Adrian Sparks is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds the Series 66 designation and previously worked at Capital One Investing for two years before joining Wells Fargo in 2017. Outside of his advisory role, he performs as a musician providing entertainment for various events in Texarkana, Texas. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products, such as insurance-related vehicles and bank deposit sweep options.

Thomas Simonton IV is a financial advisor at Wells Fargo Clearing with 14 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors, LLC. Outside of his advisory role, he is involved in sales for a roofing and home upgrades company in Mansfield, Texas. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Kyle Coleman is a financial advisor with Ameriprise in Keller, TX, holding a Series 63 designation and 27 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he owns and manages an advisory business under KDC1989 LLC. Ameriprise is an institutional firm that offers a retirement-income planning service targeting individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations, supported by a centralized consulting team and algorithmic automation.

Aaron Rowan is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2024. Prior to his roles in finance, he gained experience at companies including Adobe, Workfront, and PricewaterhouseCoopers. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence. The firm applies an ESG eligibility framework in its recommendations and offers services on a non-discretionary basis, with clients retaining final decision-making authority.

Noe Alvarado is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has worked at JPMorgan Chase Bank in Texas since 2006. He holds Series 63 and Series 66 licenses. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager and fund searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Gerson Lopez is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at TD Ameritrade and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Christine Carrillo is a financial advisor at Fidelity with 15 years of industry experience. She holds Series 63 and Series 66 designations. Carrillo has been associated with Fidelity Investments since 2008 and has worked with Fidelity Personal and Workplace Advisors since 2018. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and delivers model portfolios to intermediary platforms.

Thomas Gamez is a CFP®-designated financial advisor with LPL Financial in Hurst, TX, bringing 30 years of industry experience. He has been with LPL Financial since 2005. In addition to his advisory role, he acts as an independent contract agent offering Medicare health plans through Secure Horizons by United Healthcare and serves as a notary in Texas. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm provides financial planning, advisory programs, and retirement plan consulting, utilizing a range of discretionary and non-discretionary management strategies supported by internal and third-party research.