Lautaro Millaman Teruel is a financial advisor at Charles Schwab with the Series 66 designation and two years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2020 and was previously employed by NuWater SAPI de CV from 2014 to 2020. Outside of his advisory role, he works as a rideshare driver and as a package delivery driver through Amazon Flex. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational infrastructure.

Claudia Kindred is a Planning Consultant at Fidelity Investments, a role she has held since 2026. In this capacity, she collaborates with clients and the wealth management team to develop comprehensive financial plans aimed at helping clients achieve their financial goals. Prior to her current position, Claudia served as a Workplace Planning Consultant at Fidelity Investments from 2021 to 2026. She holds an Arkansas Insurance License, enabling her to provide expertise in insurance-related financial planning. Beyond her professional endeavors, Claudia's personal interests include beach activities, fitness, parenthood, and traveling.

Austin Todd is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and four years of industry experience. Prior to joining Charles Schwab, he worked at TD Ameritrade and Western & Southern Life. He has also been involved with Texas Tech University for five years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment options along with integrated brokerage, custody, and financial planning services. Schwab is notable for its large scale, centralized operations, and a distinctive client relationship model that combines advisory recommendations with access to affiliated managed accounts.

Jason Dugan is a financial advisor with Fidelity Investments in Westlake, Texas, holding Series 66 and Series 63 designations and four years of industry experience. His background includes roles at Fidelity Investments, Oklahoma Locker Room, A&A Marketing, and the University of Oklahoma. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research with quantitative analysis and algorithmic portfolio construction. The firm manages model portfolios built from mutual funds, ETFs, and ETPs and serves a diverse client base, including registered investment companies and an IRS-qualified Charitable Gift Fund.

John Bunn is Vice President Private Wealth Management Advisor at Fidelity Investments, where he partners with high net worth families to align their life visions with wealth strategies. He has been with Fidelity Investments since 2006, progressing through roles including Trader, Investment Representative, Fixed Income Specialist, Relationship Manager, Financial Consultant, Executive Planning Consultant, and Wealth Management Advisor before assuming his current position in 2021. John holds an Arkansas Insurance License. Outside of his professional responsibilities, he has interests in baseball, fitness, museums, and traveling.

Matthew Burton is a financial advisor with Charles Schwab who holds Series 63 and Series 66 designations and has 18 years of industry experience. He has worked at Charles Schwab since 2022, including time with Charles Schwab Bank, and previously spent 16 years at TD Ameritrade. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and order-routing arrangements.

Caroline Wells is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and four years of industry experience. Before joining Schwab in 2021, she worked at The Lockton Management, LLC, the Texas Rangers, Mercer Capital, and was affiliated with The University of Texas. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a large client base with an integrated model offering both non-discretionary investment guidance and access to discretionary separately managed accounts.

Anthony Naughton is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Paladini Financial Management and TD Ameritrade. His background also includes roles outside of finance at Python Restoration and O'Tool Industries. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its Wealth Advisory wrap fee program and affiliated managed accounts. The firm provides both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Steven Bazaldua is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2016, with a brief period of self-employment from 2019 to 2020. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its investment approach.

Angus Mc Lean is a CFP® with seven years of industry experience currently advising at Charles Schwab. His previous roles include positions at Anderson Strathern Asset Management and Chiene & Tait Financial Planning. He is a 30% shareholder in a family real estate business in Scotland but does not actively manage it. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary and discretionary investment options supported by centralized custody and comprehensive operational infrastructure.

Fares Gebremichael is a financial advisor at Fidelity with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Brokerage Services LLC since 2019. Prior to his finance career, he held positions at the University of Texas at Arlington Central Library and in retail roles. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and managed funds.

Juan Suarez is a financial advisor at Charles Schwab with one year of industry experience. He holds Series 63 and Series 66 licenses. Prior to joining Charles Schwab, Suarez worked in various roles at companies including Klindata Solutions, Onetrust, and Alteryx. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios alongside an alternative investments program.

Antoinette Jones is a financial advisor at Charles Schwab with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at TD Ameritrade Clearing Inc., TD Ameritrade, and TIAA-CREF. She is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and uses multi-asset model portfolios supported by in-house research and due diligence.

Samuel Walker is a financial advisor with Charles Schwab, holding Series 66 and Series 63 credentials and one year of industry experience. His prior roles include positions at Charles Schwab Bank, Young America Realty, and Grand Canyon University. Charles Schwab & Co., Inc. serves a large client base that includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services, combining non-discretionary advisory with access to discretionary separately managed accounts and alternative investments.

Ralston Billiot is a Financial Consultant currently working at Fidelity Investments. In this role, he partners with clients to develop comprehensive financial plans tailored to their goals and family needs. He focuses on creating plans that evolve over time to reflect clients' changing situations. Prior to his current position, Ralston served as a Planning Consultant and Investment Solutions Representative at Fidelity Investments from 2020 to 2026. Before joining Fidelity, he worked as a Financial Consultant at Redwood Financial between 2019 and 2020. He holds an insurance license in Arkansas (AR Insurance License). Outside of his professional work, Ralston has interests that include the beach, football, golf, museums, and parenthood.

Frank Aswad is a financial advisor at Edward Jones in Colleyville, TX, holding Series 63 and Series 66 designations with 24 years of industry experience. He has been with Edward Jones since 2001. Outside of his advisory role, he is the owner of a commercial property business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm provides a range of advisory programs and investment strategies supported by a large national network of financial advisors and branch offices.

Matthew Hayes is a financial advisor at Osaic Wealth, Inc. with 20 years of industry experience. He has held roles at Osaic Wealth since 2018 and previously worked at Signator Investors, Inc. from 2016 to 2018. Hayes is involved in fundraising activities for the Autism Treatment Center of Dallas and serves as treasurer for the SK Willow Ridge Estates Homeowners Association. OSAIC Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations through a wide network of advisors and platforms. The firm provides integrated brokerage and advisory services with a range of investment options and emphasizes portfolio construction using asset-allocation tools, risk tolerance assessments, and automated rebalancing.

Jill Earley is a financial advisor with Fidelity, holding Series 63 and Series 66 credentials and having seven years of industry experience. She has been with Fidelity and its related entities since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including an IRS-qualified Charitable Gift Fund and registered investment companies. The firm combines proprietary fundamental research with quantitative analysis and systematic portfolio construction, including the use of algorithmic methods and AI, to deliver model portfolios and manage a variety of fund structures.

Kelly Edwards is a financial advisor at Charles Schwab with 17 years of industry experience. She holds a Series 66 designation and has worked at several firms, including Wells Fargo and Northern Trust. Edwards is currently based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, offering multi-asset model portfolios, due diligence on alternative investments, and centralized custody and order-routing services.

Bradley Heller is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at Edward Jones and has held various roles outside the financial industry, including positions at Amazon and teaching at Kingwood High School. Fidelity, through its Strategic Advisers LLC division, provides investment management and advisory services to retail and institutional clients, offering a range of portfolio management and advisory solutions that integrate fundamental research with quantitative and algorithmic techniques.