Luis Cordova is a financial advisor at Fidelity with Series 63 and Series 66 licenses and one year of industry experience. Prior to joining Fidelity Investments, he was involved with Without Borders Gourmet Pops LLC and worked in the education sector across multiple school districts and universities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage diversified model portfolios.

Patricia Velasquez is a financial advisor at Fidelity with a Series 66 credential and one year of industry experience. Her prior work includes roles at PNC Bank and various positions in education and hospitality. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm serves a diverse client base and is notable for its use of systematic methodologies, management of multiple registered investment companies, and development of model portfolios incorporating AI-driven research.

Sarah Sherman is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. She has been with Fidelity and its affiliated entities continuously since 2011. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research and quantitative analysis, using algorithmic portfolio construction to build model portfolios comprised of mutual funds, ETFs, and ETPs.

Stephanie Rios is a financial advisor at Charles Schwab with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab and Co., Inc. since 2023, with prior experience at TD Ameritrade and Equitable Advisors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment solutions supported by strategic asset allocation, alternative investment due diligence, and centralized operational capabilities.

Stephen Stetz is a CFP® professional at Fidelity with 14 years of industry experience. He has been with Fidelity Investments and its affiliated entities since 2011. Outside of his advisory role, he serves as an instructor for CFP exam preparation courses at the University of Dallas. He is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manage funds.

Shannon Bluhm is a financial advisor at Fidelity with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Fidelity Brokerage Services LLC since 2015. Outside of her advisory role, she works as a server at Brio Italian Grille in Southlake, Texas. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios through systematic methodologies and long-term asset allocation benchmarks.

Robin Kim is a financial advisor at Fidelity with a Series 66 designation and four years of industry experience. His work history includes roles at Fidelity Investments and Northwestern Mutual, as well as academic positions at Korea University and the University of Texas at Dallas. Robin is affiliated with Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients, including registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Joalma Holland is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and six years of industry experience. Prior to joining Schwab, Holland worked at Robinhood Financial and has military service with the Air Force. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions, supported by multi-asset model portfolios and a centralized, integrated operational structure.

Justin Andersen is a financial advisor with Fidelity, holding Series 63 and Series 66 licenses and having 15 years of industry experience. He has been with Fidelity Investments since 2011, including his current role since 2025. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and deliver model strategies across various investment vehicles.

Jordan Powell is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he held various roles in the hospitality and retail sectors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage a range of fund structures and model portfolios.

Trenton Owens is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been providing investment analysis and wealth management strategies since joining in 2011. He focuses on family wealth management, institutional and corporate benefit services, portfolio management, philanthropic planning, and small business strategies. Owens strives to maintain a disciplined approach based on data and tailors strategies to preserve and grow client assets. He has served as an Optimal Practice Model (OPM®) Teams Faculty member, assisting other financial advisors with business management and development. Owens earned a BBA in Finance from Southern Methodist University, specializing in financial institutions and speculative markets. He holds the designations of CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His professional recognition includes multiple listings on Forbes/SHOOK lists for America's Top Next-Generation Wealth Advisors and Best-in-State Wealth Advisors, and as a member of the Price & Associates team honored on Forbes America's Top Wealth Management Teams High Net Worth and Best-in-State Wealth Management Teams. Active in the Dallas community, Owens participates in the Southern Methodist University Dallas Young Alumni and Mustang Club, serves on The Dallas Foundation Advisory Council, and is involved with the SMU BBA Mentor Alliance and Watermark Community Church. He resides in University Park with his wife, Clare, and their three children.

Bryan Perez is a financial advisor with Fidelity Investments in Westlake, TX, holding Series 63 and Series 66 licenses and three years of industry experience. His prior work includes roles at Uvalle Law Firm PLLC and various entrepreneurial activities as a sole proprietor for lifestyle product sales and grocery delivery services. Fidelity’s affiliate, Strategic Advisers LLC, offers investment management and advisory services to retail and institutional clients, employing a blend of fundamental research and quantitative analysis to construct model portfolios across mutual funds, ETFs, and ETPs.

Robert Thompson is a Vice President, Financial Consultant with the Private Client Group at Fidelity Investments. He has been with Fidelity Investments since 2000 and currently works to develop financial plans and investment strategies to assist clients in achieving their lifetime goals. His professional experience includes roles as Vice President, Financial Consultant since 2010, Relationship Officer in Portfolio Advisory Services from 2005 to 2009, and Financial Planning Consultant from 2000 to 2004, all with Fidelity Investments. He holds insurance licenses in Arkansas and California. Outside of his professional work, Robert has personal interests in concerts, football, movies, outdoor adventures, parenthood, and traveling.

Ciarra Orallo is a financial advisor at Fidelity with Series 66 and Series 63 licenses and three years of industry experience. She has worked at Fidelity Brokerage Services LLC since 2022 and previously spent ten years at Kroger Co. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios and serves in advisory roles for registered investment companies and fund-of-funds.

Travis Sullivan is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 designation. Prior to joining Schwab, he worked at Southern Glazer's Wine and Spirits and RBC Capital Markets. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary investment guidance with access to affiliated discretionary separate managed accounts.

Jordan Simon is a financial advisor at Fidelity with nine years of industry experience. He has worked at Fidelity Brokerage Services since 2019 and previously held positions at Merrill and AT&T. Simon holds a Series 66 designation. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research and quantitative analysis, employing algorithmic portfolio construction and long-term asset allocation benchmarks in its investment process.

Morgan Nichols is a financial advisor with Ameriprise in Grapevine, TX, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with Ameriprise and its affiliate since 2015. Nichols is a co-author of the book *Intentional Legacy: Aligning Wealth and Values Across Generations* and serves on the board of GRACE in Grapevine. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing detailed written recommendations on income, Social Security, and tax strategies. The firm combines research, modeling, and tax-efficiency analysis delivered by a centralized consulting team, with an emphasis on assets held in Ameriprise managed accounts.

Nathaniel Biddick is a CFP® and holds a Series 66 license with 19 years of industry experience. He is currently affiliated with Cetera and has worked previously with Avantax Advisory Services and 1st Global Capital Corp. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with a multi-manager platform including affiliated and unaffiliated managers.

Ryan Mackie is a financial advisor with Charles Schwab & Co., Inc. in Westlake, Texas, holding Series 66 and Series 63 licenses. He has one year of experience in the financial industry. Prior to joining Charles Schwab, his work history includes roles at Gartner, Mr. Cooper, Advantis Medical, and HEB, as well as periods of full-time education. Charles Schwab & Co., Inc. serves a large client base of high- and ultra-high-net-worth individuals primarily through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides a combination of non-discretionary and discretionary advisory options with multi-asset model portfolios and centralized custodial and supervisory support.

James Janka is a financial advisor with Raymond James & Associates holding Series 63 and Series 66 licenses and 17 years of industry experience. His prior experience includes roles at Avantax Investment Services, Citigroup, and TD Ameritrade before joining Raymond James in 2025. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.