Timothy Rich is a CFA® charterholder based in Denver, Colorado, with 14 years of industry experience. He currently serves as an advisor at Corient and previously worked at Segall Bryant & Hamill and Denver Investments. Corient provides investment advisory and financial planning services to a broad client base, including individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates individual security and fixed-income strategies with third-party managers and customized asset allocation.

Gianmarco Cacciamatta is a financial advisor with Transamerica Financial Advisors who holds Series 65 and Series 63 credentials and has 15 years of industry experience. He has held roles at Panorama Management, LLC, WhiteFox Defense, Nationwide Employee Benefits, Wfgia, and operates Cacciamatta & Associates, where he provides professional services and consulting to business owners. Outside of his advisory work, he is involved as a consultant for an unmanned aerial systems company and actively participates in employee benefits sales. Transamerica Financial Advisors serves a diverse clientele including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services with proprietary and third-party model portfolios. The firm operates as both a registered broker-dealer and RIA, providing multiple investment program options alongside affiliated retirement and recordkeeping support.

Shawn Hoke is a financial advisor with Citigroup Global Markets in Denver, Colorado. He holds Series 63 and Series 66 designations and has 17 years of industry experience. Prior to joining Citigroup in 2020, he worked at Raymond James Financial Services for over a decade. Outside of his advisory role, he serves as a board member and treasurer for the Stanton Farms Townhomes Home Owners' Association in Littleton, Colorado. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and brokerage services. The firm implements multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains unique market roles including swap dealing and futures commission merchant activities.

Martha Awad is a CFP®, CFA®, and holds a Series 66 license with 22 years of industry experience. She is currently with Wealth Enhancement Advisory Services, LLC and Wealth Enhancement Group, having joined in 2021, and previously worked at Cardan Capital Partners, LLC from 2015 to 2021. Awad serves as Advisory Board Chair for College Invest and holds board roles with the Metro State University of Denver Foundation and Rose Community Foundation, where she participates in investment oversight and strategic planning. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting, using a strategic investment approach that combines passive and active management with quantitative and fundamental research.

Jason Salter is a financial advisor with TIAA-CREF in Denver, Colorado, holding Series 63 and Series 65 credentials and having 19 years of industry experience. He has been with TIAA-CREF since 2006. Outside of his advisory work, Salter serves as Vice President and coach for the Green Mountain Junior Baseball Association, a community-based youth baseball organization. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing ties to TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, operating within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Mark Morrison is a financial advisor with Citigroup Global Markets, holding a Series 66 license and seven years of industry experience. He previously worked at TIAA and the University of North Carolina at Chapel Hill. Outside of his advisory role, Morrison creates and sells his own photographs as NFTs, receiving cryptocurrency payments. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles and arrangements.

Kerre Heath is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 designations and 17 years of industry experience. She has previously worked with T. Rowe Price Investment Services, Inc. and currently advises through Advised Assets Group, LLC and GWFS Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm integrates its advisory services with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Reagan Blissard is a financial advisor at TIAA-CREF with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2018, previously working at Strategic Advisers, Inc. and FIDELITY Brokerage Services LLC. Outside of advising, he manages real estate rental properties through Bliss Management LLC. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund within a vertically integrated structure.

Steven Warshawsky is a financial advisor with Transamerica Financial Advisors holding Series 63 and Series 65 credentials and two years of industry experience. His career background includes roles at Transamerica Financial Advisors, World Financial Group, TransAmerica Life Insurance Company, and Oracle. Outside of advisory work, he is involved as a lead software engineer developing software services for TransAmerica Life Insurance Company. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and charitable organizations. The firm offers both advisory and broker-dealer services through proprietary model portfolios and third-party money managers, with discretionary and non-discretionary program options.

Adam Wager is a financial advisor at Mercer Global Advisors Inc. in Denver, CO, holding a Series 65 designation with two years of industry experience. His entire work history has been with Mercer Global Advisors and includes multiple roles since 2020. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, providing a range of advisory services including investment management, financial planning, and family office services. The firm employs a Modern Portfolio Theory-based investment approach with globally diversified portfolios and offers specialized programs such as Market Series and tax-managed options.

Mark Erickson is a financial advisor with TIAA-CREF in Glendale, CO, holding Series 65 and Series 63 licenses and bringing 28 years of industry experience. He has been with TIAA-CREF since 2000. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals connected with TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers distinct planning and management services, including customized portfolio management under a fiduciary standard.

Alex Avila is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds Series 66 and Series 63 designations and has worked at Charles Schwab & Co., Fidelity Investments, Principal Securities, and E*TRADE. Outside of finance, Avila is the owner of Trinviark/Sunny Out West Media, where he produces and acts in fiction works, as well as writes and publishes screenplays, books, and short stories. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab's asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client engagement without discretionary trading authority.

James Kimber is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Northwestern Mutual and Qualis Corporation, as well as service in the US Marine Forces Reserve. Outside of advising, he serves as an assistant coach for high school track and field and is involved in insurance brokerage activities. Hornor, Townsend & Kent provides advisory services to individuals, trusts, businesses, charitable organizations, and retirement plans, emphasizing client-directed implementation and oversight. The firm manages a significant portion of assets on a non-discretionary basis and offers services through third-party asset managers and various advisory models.

Thomas Wolf is a CFP® with 17 years of industry experience, currently serving as a financial advisor at Oppenheimer since 2019. His prior roles include positions at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory work, he mentors business students at the University of Colorado Leeds School of Business. Oppenheimer serves a diverse client base including individuals, corporations, pension plans, and charitable organizations. The firm offers a variety of advisory and brokerage services, employing strategic and tactical asset allocation along with manager selection and a range of investment products to construct client solutions.

Charles Walsh is a CFP® with 26 years of industry experience, currently serving at Empower Advisory Group. His prior roles include positions at Adams Wealth Advisors, Thrivent Financial, GWFS Equities, Target Corporation, and TIAA-CREF. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage clients, delivering solutions integrated with Empower’s administrative platforms.

Joshua Chebul is a CFP® and holds a Series 65 license with four years of industry experience. He is currently with Focus Partners Wealth, LLC, where he has worked since 2024, following previous roles at Buckingham Strategic Wealth, LLC and Holistiplan, LLC. His background also includes experience in the energy sector with Northwoods Energy, SM Energy, and Noble Energy. Focus Partners Wealth, LLC offers wealth advisory and investment management services to individuals, families, retirement plans, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that integrates active and passive strategies, separate account managers, private funds, and ETFs.

Derek Moore is an investment advisor representative with Eagle Strategies (NY Life) based in Denver, CO, holding Series 63 and Series 66 credentials and over 20 years of industry experience. He has worked with New York Life and affiliated firms since 2004 and owns Five Peaks Capital Group LLC, through which he brokers non-registered insurance products. Outside of financial advising, he is an investor in Alpine Media Technology, a company developing digital advertising technology for ski lifts and gondolas in North America. Eagle Strategies provides financial planning, investment management, and retirement-plan advisory services to a diverse client base including individual investors, institutional sponsors, and corporate and charitable clients. The firm offers multiple program types and emphasizes tailored recommendations while managing the majority of its assets on a non-discretionary basis within an integrated New York Life affiliate structure.

John Swailes II is a financial advisor at Hornor, Townsend & Kent, LLC, holding Series 66 and Series 63 licenses with four years of industry experience. Prior to joining Hornor, Townsend & Kent in 2026, he worked at Northwestern Mutual Wealth Management Company for four years and has been associated with various Northwestern Mutual entities since 2021. Outside of finance, he was involved with Steady Hands Limited, a painting business, from 2016 to 2020. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs, financial planning, and retirement plan consulting. The firm operates as both an SEC-registered adviser and a FINRA-member broker-dealer, offering discretionary and non-discretionary account options supported by a network of third-party asset managers.

Ryan Milinazzo is a financial advisor with Commonwealth Financial Network based in Denver, CO, holding a Series 66 designation and eight years of industry experience. He previously worked at HD Vest Investment Services and Andarko Petroleum Corporation. Outside of advisory services, he provides tax preparation as a CPA through Hadad-Milinazzo Financial Group, Inc. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and hundreds of thousands of clients, managing over $212 billion in assets. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody services, enabling advisors to implement portfolios using internal models or third-party platforms.

Andrew Mc Morrow is a financial advisor with Schwab Wealth Advisory who holds the Series 63 and Series 66 designations and has 10 years of industry experience. His career includes roles at Charles Schwab Bank and Charles Schwab prior to joining Schwab Wealth Advisory in 2023. Outside of his advisory work, he serves as an ice hockey referee in the Denver Metro area and is a parent volunteer team treasurer for the Colorado Rapids Youth Soccer Club. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm conducts annual account reviews and offers investment recommendations without exercising discretionary trading authority.