Jenifer Trujillo is a financial advisor at Fidelity with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has worked across various Fidelity entities since 2013. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is noted for its use of algorithmic methods and AI in research and its advisory role to multiple registered investment companies.

Douglas Applegate is a financial advisor with Raymond James Financial Services Advisors Inc. He holds Series 63 and Series 66 credentials and has 27 years of industry experience. Prior to joining Raymond James in 2017, he worked at Edward Jones for 16 years. He is also the owner and president of Centennial State Wealth Advisors, a support company that conducts business with Raymond James Financial Services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a broad client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Nicholas Jourdan is a financial advisor at Fidelity with two years of industry experience. He has previously worked at JP Morgan Chase Bank, Charles Schwab, and Florida Financial Advisors. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base including retail and institutional investors, offering discretionary and non-discretionary portfolio management with a process that combines fundamental research, quantitative analysis, and algorithmic portfolio construction.

Steven Sherman is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has worked at Cetera since 2019, following a long tenure at Foresters Financial Services and Foresters Advisory Services. Sherman is also involved with Ascend Planning Partners as a financial advisor and wealth manager. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Nitin Beri is a financial advisor at Fidelity Investments with three years of industry experience and holds a Series 66 designation. Prior to his current role, he was involved with Beri Associates (USA) Inc., an engineering consulting firm where he served as an independent contractor updating the company website. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base including retail and institutional investors, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, model portfolios, and its advisory role to multiple registered investment companies.

Matthew Kneeskern is a financial advisor at Fidelity with a Series 66 credential and no prior industry experience. Before joining Fidelity in 2025, his work history includes roles outside the financial sector, such as positions at Schomp BMW and Whole Foods. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, employing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Kylie Rold is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to her current role, she held various positions including work at Lewis & Clark College and Canon Business Process Services. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment approach that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles to registered investment companies and the use of AI-driven research methods.

Mark Trevenna is a financial advisor with LPL Financial in Littleton, CO, holding Series 63 and Series 65 credentials and over 37 years of industry experience. He has been with LPL Financial and its predecessor firms since 1995. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Jacob Rolin is a financial advisor at Osaic with a Series 66 designation and one year of industry experience. His prior work background includes roles in education and law enforcement. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, employing a range of investment strategies and third-party solutions.

Taylor Young is a financial advisor with Morgan Stanley in Greenwood Village, Colorado, holding a Series 66 designation and 12 years of industry experience. He has been affiliated with Morgan Stanley and its Private Bank since 2013 and 2015, respectively, and has also worked with Denver Elite since 2009. Morgan Stanley Wealth Management serves individuals and institutional clients by offering a wide range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.

Lawrence Nazarenus is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked with LPL Financial since 2025 and concurrently serves as a partner at Colorado Credit Union since 2012. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs and financial planning services with both discretionary and non-discretionary management options.

John Pierce is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including U.S. Bancorp Investments, Fidelity Investments, and LPL Financial. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Scott Ansel is a financial advisor at UBS Financial Services in Denver, Colorado, with 34 years of industry experience. He has worked at UBS Financial Services since 2006 and holds Series 63 and Series 65 designations. Outside of his advisory work, he serves as a trustee for a charitable trust. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides proprietary research and a broad range of capital markets services.

Joel Andrews is a financial advisor at Raymond James Financial with over 40 years of industry experience. He holds the ChFC® and Series 63 designations and has previously worked at GPS Wealth Strategies Group and LPL Financial. Outside of his advisory work, he is an artist who sells his own artwork. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm uses a non-discretionary, goals-based approach supported by analytical tools and offers a range of advisory programs including specialized services for municipal and retirement plan clients.

Payton McLachlan is an Investment Consultant at Fidelity Investments, a position held since 2025. Prior to this role, Payton served as a Workplace Planning Consultant at Fidelity Investments from 2021 to 2025. In these roles, Payton focuses on retirement planning and wealth accumulation, working closely with clients to develop customized investment strategies that adapt to their evolving life events. Payton's approach involves understanding clients' unique personal and financial goals to ensure investment plans provide security during critical times. Outside of work, Payton enjoys baseball, football, golf, movies, outdoor adventures, and spending time with pets.

Beverly Mascari is a financial advisor at Wells Fargo Advisors with 12 years of industry experience. She previously worked at First Trust Portfolios for 13 years before joining her current firm. Mascari holds the Series 63 and Series 66 designations and is based in Denver, CO. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business-owner transitions, sports and entertainment, special-needs analysis, and divorce.

Geoffrey Keller is a financial advisor at LPL Financial with 18 years of industry experience. He previously worked at Oppenheimerfunds Distributor, Inc. for 11 years and has held positions at M Holdings Securities, Inc. and The Madison Group. In addition to his advisory role, he provides research and fact-checking on the environmental and economic impact of wildfires for a consulting group. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide. The firm offers a broad range of financial planning and advisory services, including model portfolios and retirement plan consulting, supported by research from LPL and third-party subadvisors.

Julia Winterhalter is a financial advisor with Fidelity, holding Series 63 and Series 66 designations and five years of industry experience. She has worked at Fidelity Investments since 2021 and has prior experience in interior design and community engagement activities. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, including model portfolios used by intermediary platforms.

Steven Paolucci is a financial advisor with Cambridge Investment Research Advisors, holding the ChFC® designation and Series 63 and 66 licenses, with 42 years of industry experience. He has been with Cambridge since 2008. Outside of advisory work, he serves as an investment committee member for The Catholic Foundation and is a finance council member at St. Mary Catholic Church. Cambridge Investment Research Advisors serves a diverse client base, including individuals, retirement plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement plan advisory services through a network of independent professionals. The firm offers a variety of portfolio management options with proprietary and third-party strategies, along with institutional features such as advisor transition loans and equity participation arrangements.

Martin Volin is a financial advisor at LPL Financial in Denver, CO, with 25 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining LPL Financial in 2025, he worked at Edward Jones, GWFS Equities, Inc., and First National Capital Markets. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management strategies supported by extensive research and technology.