Kelley Carey is a financial advisor at Fidelity with four years of industry experience. She holds the Series 66 designation and previously worked at Allegiant Travel Company for six years. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop systematic model portfolios from mutual funds, ETFs, and ETPs.

Luis Cruz Cruz is a financial advisor with Merrill, holding Series 63 and Series 66 designations and three years of industry experience. His prior roles include positions at Bank of America, Fidelity, and Charles Schwab. Outside of his advisory work, he provides bookkeeping consulting for his family business, Cruz Painting. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, providing model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Melissa Lang is a financial advisor with MassMutual Investors Services in Denver, CO, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has worked with MassMutual Financial Group and MML Investors Services since 2005. Outside of her advisory work, she owns a consulting service focused on special needs planning, assisting parents in developing lifetime budgets for their children. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements using approved analytical tools and offers specialized planning programs including estate settlement and employer-sponsored services.

Nate Gelbach is a Planning Consultant at Fidelity Investments, where he collaborates with clients to develop financial plans aligned with their goals, needs, and life events. In his role, he utilizes Fidelity's tools and resources to address clients' evolving financial requirements, emphasizing trust, communication, and education to help clients make informed financial decisions. Nate has been with Fidelity Investments since 2020, advancing through several roles including Procurement Intern, Portfolio Accounting Analyst Intern, Financial Representative, and currently Planning Consultant. This progression reflects his growing expertise in financial planning and client service within the firm. Outside of his professional responsibilities, Nate enjoys attending concerts and participating in outdoor activities such as golf, snowboarding, surfing, and swimming.

Don Davis Jr. is a financial advisor at Morgan Stanley with 42 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Morgan Stanley Smith Barney since 2009, following a tenure at Citigroup Global Markets beginning in 1993. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services supported by structured tools and analytics, managing approximately $2.74 trillion in client assets.

Brendan Payne is a financial advisor at Fidelity with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Delaware Life Insurance Company and Jackson National Life Distributors, LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios using mutual funds, ETFs, and ETPs, and serves as a registered commodity pool operator and advisor to multiple registered investment companies.

Daniel Lewis is a financial advisor at Fidelity with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Fidelity, he worked in education roles including positions at the Saint Vrain Valley School District and San Diego Unified School District. He is also involved with Colorado CPR Pros. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios including mutual funds, ETFs, and ETPs.

Jessica Yohn is a financial advisor with Ameriprise in Aurora, CO, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Charles Schwab and Chatham Financial. Outside of advising, she is co-owner of Sangre De Cristo Investments, LLC, a real estate business. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining algorithmic tools and personalized recommendations through a centralized consulting team. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Tricia L. Graven is a financial advisor at UBS Financial Services in Denver, CO, holding Series 63 and Series 66 credentials with 15 years of industry experience. She has previously worked at TIAA and Pershing, with over a decade at TIAA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm integrates proprietary research and model-based asset allocations to tailor financial plans that align with clients’ goals and risk tolerances.

Kevin Chauvin is a financial advisor at UBS Financial Services with 13 years of industry experience. He has been with UBS since 2016 and holds the Series 63 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Tena Kautz is a financial advisor at Ameriprise Financial Services with 28 years of industry experience. She holds Series 63 and Series 65 designations and has been with Ameriprise since 2016, working in their Denver, CO office. Ameriprise Financial Services is a large advisory firm serving both individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Lydia Harvey is a financial advisor with RBC Capital Markets in Denver, CO, holding a Series 66 designation and three years of industry experience. She has worked at RBC Capital Markets since 2022 and previously spent six years with Raymond James and Raymond James & Associates. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers, emphasizing customized portfolio management and financial planning services.

Matthew Pezel is a financial advisor with Charles Schwab in Denver, CO, holding Series 63 and Series 66 licenses with 29 years of industry experience. He has been with Charles Schwab since 1998 and also associated with Charles Schwab Bank since 2005. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers multi-asset model portfolios supported by research and alternative investment options.

Scott Thisted is a Private Wealth Advisor and Managing Director with Merrill Private Wealth Management in Denver. He leads the Thisted Group, providing comprehensive wealth management services to ultra-high-net-worth individuals and families. His professional focus includes corporate executive services, executive compensation, family wealth management strategies, legacy planning, philanthropic planning, and portfolio management services. Scott has spent his entire career with Merrill, leveraging his deep technical knowledge and an understanding of the distinctive needs of ultra-high-net-worth clients. He holds a Bachelor's Degree from Colorado State University and has earned several professional designations including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Certified Exit Planning Advisor (CEPA), and Personal Investment Advisor (PIA). He is a member of the Exit Planning Institute and the Investments & Wealth Institute™. Raised in Colorado, Scott is actively involved in his community through board memberships with CASA Advocates for Children, the Colorado State University Foundation, and the Snake River Water District. Outside of work, he enjoys outdoor activities such as skiing, mountain biking, golf, hiking, scuba diving, and traveling, often spending time with his wife Valerie and their three children.

Nicholas Sweeney is a financial advisor at Merrill with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Merrill since 1987 and Bank of America since 2009. Outside of his advisory role, he is a co-owner of a family cabin in Grand Lake, Colorado. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Gregory Giuffra is a CFP® with 15 years of industry experience, currently serving as a Wealth Advisor at J.P. Morgan Securities in Denver, CO. His prior roles include positions at US Bank and Highwater Wealth Management. He holds Series 63 and Series 66 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in its recommendations.

Kimberly Morse is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 25 years of industry experience. Her career includes roles at Wells Fargo Clearing Services and Stifel Nicolaus & Co. Inc. She is based in Denver, CO. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services through a broad menu that includes cash-flow, retirement, education, and niche planning areas. Advisors use Wells Fargo research and planning tools to develop tailored recommendations, with clients choosing how to implement them through brokerage or advisory programs.

Richard Rodak is a financial advisor with LPL Financial, holding a Series 63 designation and 43 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for 11 years and Sigma Financial Corporation for one year. Outside of his advisory role, he owns Rodak Rentals LLC, a real estate rental business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, providing both discretionary and non-discretionary management supported by research from LPL and third-party subadvisors.

Louisa Hofman is a financial advisor with Wells Fargo Clearing in Denver, CO, holding a Series 63 designation and 34 years of industry experience. She has worked at Wells Fargo Clearing since 2018 and previously was with Investment Professionals Inc from 2012 to 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is grounded in modern portfolio theory and includes a range of investment vehicles such as insurance-related products and bank deposit sweep options.

Todd Young is a financial advisor with Edward Jones in Denver, Colorado, holding Series 63 and Series 66 licenses and 20 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.