Michael Oh is a financial advisor with Empower Advisory Group based in Greenwood Village, CO. He holds Series 63 and Series 66 credentials and has eight years of industry experience. Prior to his current role at GWFS Equities, he worked at Tokyo Teriyaki and attended the University of Colorado Boulder. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as individual clients through Empower Premier IRA and retail brokerage accounts. The firm’s integrated model leverages proprietary and third-party methodologies focused on long-term portfolio returns and annual rebalancing within plan lineups chosen by plan sponsors.

Samuel Wright is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 licenses and nine years of industry experience. He worked at T. Rowe Price from 2016 to 2021 before joining GWFS Equities, Inc., where he has been since 2021. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm employs an integrated model aligned with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Jason Kippenberger is a financial advisor at Empower Advisory Group with Series 66 and Series 63 credentials and three years of industry experience. His prior work includes roles at Empower Financial Services, Arapahoe Motors, and Kuni Lexus of Greenwood Village. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage clients. The firm operates through an integrated model connected to Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Colton Adams is a financial advisor with Eagle Strategies (NY Life) in Lakewood, CO, holding a Series 66 designation and one year of industry experience. His prior roles span several firms including Fidelity Investments, New York Life Insurance Company, and Uber. Eagle Strategies serves a diverse client base comprising individual and institutional investors, providing financial planning, investment management, and retirement-plan advisory services primarily through non-discretionary asset management and tailored solutions including co-advisory relationships and variable annuities.

Conrad Schmidt is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and four years of industry experience. He previously worked at Personal Capital Advisors Corporation and has been with Empower since 2023. Outside of his advisory role, he serves as a board member for Women Inspiring Leaders, a nonprofit women's support group in Colorado. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm delivers integrated services through Empower’s recordkeeping platform, focusing on long-term portfolio returns, annual rebalancing, and client savings rates.

Clarissa Hobson is a CFP® with 20 years of industry experience. She is currently with Focus Partners Wealth, LLC and has held roles at Kovitz Investment Group Partners, LLC, Transform Wealth, LLC (formerly Carnick & Kubik Group, LLC), and Principal Financial Services. Focus Partners Wealth, LLC serves individuals, high-net-worth families, family offices, and institutional clients with wealth management and advisory services, including investment management, financial and tax planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Michael Simmons is a CFP® with 25 years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. since 2024. He previously worked at Transitions Wealth Management, LLC for 16 years. Mercer Global Advisors provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth families, small business owners, and nonprofit organizations. The firm employs a Modern Portfolio Theory-based approach, focusing on globally diversified, risk-appropriate portfolios with strategic factor tilts and utilizes a range of investment vehicles and platforms.

Nichole Boyd is a financial advisor with Empower Advisory Group, holding Series 65 and Series 63 licenses and seven years of industry experience. Her prior roles include positions at Personal Capital Advisors Corporation, Vergent Products, AEWealth Management, Layman Lewis Financial Group, and Scottrade. Boyd has been with Empower Advisory Group since 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns, annual rebalancing, and savings rates, delivered through an extensive platform aligned with Empower’s recordkeeping and administrative services.

Thomas Cafmeyer is a financial advisor at Empower Advisory Group with 12 years of industry experience. He holds Series 63 and Series 65 designations and has worked previously at JP Morgan Securities, LLC, and GWFS Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, using an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm’s approach includes point-in-time financial plans and optional managed account solutions, focusing on long-term portfolio returns and annual rebalancing within plan sponsor-selected lineups.

Bowie Lishman is a financial advisor at Empower Advisory Group with a Series 66 designation and less than one year of industry experience. Prior to joining Empower Financial Services, Bowie held roles at The Lodge at Blue Sky, Auberge Resorts, WCF Insurance Company, Family Psychological Services, and spent ten years in education. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated model linked to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates in its financial planning services and serves a large participant base relative to its advisor headcount.

David Kubik is a financial advisor with Focus Partners Wealth, LLC, holding Series 63 and Series 65 licenses and 14 years of industry experience. His career includes roles at Kovitz Investment Group Partners, Transform Wealth (formerly Carnick & Kubik Group), Northland Securities, and Carnick & Kubik. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial planning, and retirement consulting services. The firm employs a long-term, tax- and fee-sensitive investment approach using a blend of active and passive strategies, third-party managers, and private funds.

Turner Lang is a financial advisor at Empower Advisory Group with 29 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at TIAA and TIAA-CREF for 28 years. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to IRA and retail brokerage account holders. The firm uses an integrated service model linked to Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing.

Ann Milinazzo is a CFP® professional with over 31 years of industry experience. She is affiliated with Commonwealth Financial Network and serves as President and Owner of Hadad-Milinazzo Financial Group, Inc., which provides tax preparation and advisory services. Her career includes extensive experience with H.D. Vest entities and tax accounting. Commonwealth Financial Network is a national registered investment adviser supporting approximately 2,950 advisors with a broad range of advisory programs and services, including wealth management, retirement plan consulting, and discretionary model portfolios. The firm provides operational, trading, technology, compliance, and practice-management support to affiliated advisors.

Daniel Biondi is a CFA® charterholder with 10 years of industry experience, currently serving at Cresset Asset Management, LLC. His prior experience includes multiple roles at JP Morgan Private Bank from 2015 to 2021. Cresset Asset Management, LLC is an SEC-registered investment adviser managing approximately $71.9 billion in client assets across a diverse client base, including individuals, families, trusts, retirement plans, charitable organizations, and corporations. The firm employs a diversified, asset-allocation-driven investment approach using both active and passive strategies and integrates thorough due diligence and monitoring in its portfolio management.

Michelle Baker is a financial advisor with Bankers Life Advisory Services, Inc., holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. She has worked at Bankers Life Advisory Services since 2018 and previously spent two years with Jefferson County Public Schools. In addition to her advisory role, she operates as an independent consultant. Bankers Life Advisory Services, Inc. is an SEC-registered investment adviser serving mass-affluent and high-net-worth individuals with discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analysis to tailor asset allocations and portfolio management aligned with clients' goals and risk tolerance.

Simon Rodriguez is a financial advisor at Empower Advisory Group with 11 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Charles Schwab & Co., Inc and TIAA. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm integrates its advisory services with Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Thomas Cousins IV is a CFP® with nine years of industry experience, currently serving as a financial advisor at Moneta Group Investment Advisors, LLC. He previously worked for Citibank, N.A. and Citigroup Global Markets, Inc. for eight years. Outside of his advisory role, he serves as a director on the board of the Mile High Duck Club, a recreational hunting club in Colorado. Moneta Group Investment Advisors serves high-net-worth individuals, families, trusts, and various institutional clients, offering portfolio management, financial planning, and family office services. The firm employs a Partner-led Team model supported by a centralized Investment Department and provides diversified, multi-asset allocation strategies along with specialized services for unique client needs.

John Lo is a financial advisor with Empower Advisory Group holding a Series 65 credential and five years of industry experience. His prior work includes roles at Personal Capital, Seattle Fish Company, and Whole Foods Market. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders. The firm’s integrated approach emphasizes long-term portfolio returns, annual rebalancing, and clients’ savings rates, with services delivered through proprietary and third-party methodologies.

Tristan Pohren is a financial advisor at Mercer Global Advisors Inc. based in Denver, CO. He holds a Series 65 designation and has been with Mercer since 2021. Prior to joining Mercer, he held positions at Members 1st Credit Union, Landus, FIRST NATIONAL BANK, and worked at Iowa State University. Mercer Global Advisors provides investment advisory and planning services to a diverse client base including individuals, high-net-worth families, small business owners, corporate plan sponsors, and nonprofit organizations. The firm’s approach emphasizes globally diversified portfolios based on Modern Portfolio Theory, utilizing low-cost index vehicles and multi-factor strategies, along with a range of implementation options and planning services.

Michael Hefty is a financial advisor at Empower Advisory Group with 12 years of industry experience. He holds a Series 66 designation and has worked at Personal Capital Advisors Corporation since 2015 and at Empower Advisory Group since 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, offering integrated services through proprietary and third-party methodologies that focus on long-term portfolio returns and annual rebalancing.