Erin Zuckerman is a financial advisor at UBS Financial Services with 14 years of industry experience. She holds the Series 66 designation and previously worked at Merrill for 12 years before joining UBS in 2022. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and research resources.

William Kessel is a financial advisor with Edward Jones in Arvada, CO, holding Series 63 and Series 66 designations and 20 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large network of financial advisors and branch offices nationwide.

Kellie Rixse is a financial advisor with Robert W. Baird & Co. in Denver, Colorado, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her prior roles include positions at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of her advisory work, she owns Kellie’s Krochets, LLC, where she designs and creates afghans. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and charitable organizations. The group provides customized financial planning and portfolio management services, utilizing both in-house and third-party managers across a range of investment strategies.

Norma Trejo is a Planning Consultant at Fidelity Investments. In this role, she partners with clients to develop comprehensive financial plans that align with their financial aspirations and objectives.\n\nHer professional experience includes positions such as Associate Wealth Management Advisor at Northwestern Mutual from 2021 to 2022, Associate Financial Consultant at TIAA from 2019 to 2020, Team Lead Consultant at TIAA from 2017 to 2019, and Financial Services Consultant at TIAA from 2013 to 2017.\n\nOutside of her professional work, Norma enjoys activities such as spending time at the beach, attending concerts, hiking, engaging in outdoor adventures, parenthood, and traveling.

Kevin Brachle serves as Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2014. He has been with Fidelity since 2013, beginning as an Investment Representative before advancing to his current position. Prior to joining Fidelity, he worked as an advisor at Naples Money Managers from 2011 to 2013. With 15 years of industry experience, Kevin emphasizes understanding his clients' personal priorities to develop customized financial approaches. Outside of his professional responsibilities, he is interested in music, outdoor adventures, running, and parenthood.

Timothy Butler is a financial advisor with Robert W. Baird & Co. in Denver, CO, holding Series 63, 65, and 66 licenses and bringing 31 years of industry experience. He has been with Robert W. Baird since 2011. He is part of The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice that advises a broad range of clients including individuals, families, pensions, corporations, and charitable organizations. The group offers tailored consulting and portfolio services, utilizing both in-house and third-party managers across traditional and non-traditional investment strategies.

Harold Heuer is a financial advisor at Morgan Stanley with 43 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Morgan Stanley and its affiliated entities since 1994. Heuer is based in Denver, Colorado. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Steven Curran is a financial advisor at Charles Schwab with 21 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo in various capacities for over 14 years before joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and due diligence on alternative investments.

Chloe Wood is a financial advisor at Morgan Stanley in Denver, CO, holding a Series 66 designation and with 16 years of industry experience. She has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individual and institutional clients. The firm emphasizes a structured financial planning process using approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Jeffrey Lohaus is a Benefits & Planning Consultant within Executive Services at Fidelity Investments. In his current role, he assists clients in understanding their employer benefits and planning for various financial phases of life. He emphasizes building client relationships based on trust and compassion and is motivated by the impact effective planning can have. Jeffrey has been with Fidelity Investments since 2015, holding several positions including Investment Solutions Representative, Central Relationship Manager, Relationship Manager, and now Benefits and Planning Consultant. His experience spans multiple facets of client relationship management and investment solutions. Outside of his professional work, Jeffrey has interests in football, golf, parenthood, and skiing.

Michael Freemire is a Series 65 licensed financial advisor with Cambridge Investment Research Advisors, where he has worked for nine years. His prior experience includes roles at Kids Adventures Inc and Mission ROI, LLC. Outside of advising, he serves as president of a homeowners association and is an alternate board member of the Douglas County Colorado Water Commission. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts by providing financial planning, investment management, and retirement plan advisory services through a network of independent financial professionals. The firm offers multiple portfolio management strategies across various platform arrangements and discloses affiliated-strategy economics and conflict-of-interest controls unique among peers.

Robyn Donovan is a Series 66 licensed financial advisor with five years of industry experience. She currently works at Morgan Stanley and previously spent ten years at Merrill. Donovan is also the sole proprietor of Robyn Donovan LLC, an online health and wellness business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by proprietary tools and market simulations.

James Chestnut is a financial advisor at Merrill with six years of industry experience. He holds a Series 66 designation and has worked previously at Elevations Credit Union, Prudential, Lyft, and Honor Society Handcrafted Eatery. Outside of his advisory role, he occasionally performs in theatrical and cabaret productions in Denver. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Katherine Kellen is a CFP® professional with 25 years of industry experience, currently advising at Ameriprise in Denver, CO. Her career includes roles at Huntington National Bank, The Huntington Investment Company, and Wells Fargo Advisors. She serves as a board member for the Lotus Network, a community organization focused on empowering and connecting women. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides retirement-income planning with an emphasis on dependable income sources and tax-aware withdrawal strategies.

Hope Todt is a financial advisor at Cetera with one year of industry experience. She holds the Series 66 designation and has previously been affiliated with Avantax entities and Larson Wealth Planners LLC. Outside of her advisory role, she is involved in logistics through Illuminated Global Logistics LLC and provides accounting services via Larson Accounting Services LLC. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Christian Smith serves as Resident Director at Merrill, leveraging over 25 years of experience working with families to define and achieve their financial goals. Since beginning a college internship and joining the firm over 28 years ago, Christian has held various roles within Merrill and is committed to building strong relationships with clients and professional partners. This approach helps simplify often overwhelming financial decisions and allows for regular progress assessments and necessary adjustments. Christian's expertise encompasses areas such as college and general education planning, employee financial health, personal retirement planning, women and wealth, tax minimization, and retirement income. Christian holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Christian earned a Bachelor's degree from Wesley College and a Master's degree from Wilmington College. Outside of work, Christian is involved in community activities and serves as a board member of First State Ballet and trustee of Delaware Hospice. Volunteer efforts include contributions to Buckets of Love and the Ronald McDonald House of Delaware. Christian resides in Delaware with a family of three, including a husband who is a teacher and a daughter attending Converse University. Personal interests include cooking, spending time with family, and traveling.

Tynan Strong is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and two years of industry experience. His work history includes roles at Cetera Wealth Services, FS Advisors Wealth Management, and several educational institutions. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with various program structures and over $256 billion in assets under management.

Joshua D'agostino is a Certified Financial Planner (CFP®) with 15 years of industry experience. He has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a broad range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices across the United States.

Randall Baker is a financial advisor with Charles Schwab in Aurora, Colorado, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. His prior work includes roles at Optionsxpress Inc and service in the U.S. Army Reserves. He serves as a board member and registered agent for the Maggasekha Exploratory Foundation, a nonprofit charitable organization. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management supported by strategic asset allocation and due diligence on alternative investments.

Matthew Steinke is a financial advisor with LPL Financial in Denver, CO, holding Series 63 and Series 65 registrations and bringing 21 years of industry experience. Prior to joining LPL Financial in 2021, he worked at Waddell & Reed, Inc. for nine years. In addition to his advisory work, Steinke is involved in business ownership through entities such as Lulu Tunes LLC, Tiger Print LLC, Kindling Group, and Matthew E Steinke Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, with investment strategies encompassing discretionary and non-discretionary approaches supported by proprietary research and technology tools.