William Croswhite is a financial advisor at Equitable Advisors in Salt Lake City, Utah, holding Series 63 and Series 65 licenses with 10 years of industry experience. He has been with Equitable Advisors since 2017 and previously worked at AXA Advisors, LLC. Outside of financial advising, he serves as a pastor and music director at The Rock Church and is involved in music production as a songwriter. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporate, charitable, and institutional clients. The firm offers financial planning, brokerage services, insurance distribution, and access to third-party asset management programs, operating through a delivery model that emphasizes program sponsorships and third-party managers.

Jake Spencer currently serves as an Investment Solutions Representative III at Fidelity Investments, a position he has held since 2026. He has progressed through various roles at Fidelity, including Investment Solutions Representative II and I, High Net Worth Associate, and Customer Relationship Advocate between 2022 and 2026. Prior to his tenure at Fidelity Investments, Jake worked as a Deficiency Associate at Greenlight Auto Solutions in 2019. Jake focuses on collaborating with individuals and families to understand their unique financial goals and develop tailored financial plans. His professional experience encompasses investment solutions and client relationship management within the financial services industry. Outside of his professional work, Jake's personal interests include beach activities, fitness, dining experiences, and football.

Alexis Aylor is a financial advisor with Wells Fargo Clearing in Salt Lake City, UT, holding a Series 66 designation and 17 years of industry experience. Alexis has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC for five years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. Their advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among their investment offerings.

Jeannette Royall is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. She has been with Fidelity Investments since 2023. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, tax-qualified charitable funds, and registered investment companies. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage models composed of mutual funds, ETFs, and ETPs.

Jacob Peterson is a financial advisor at Fidelity with nine years of industry experience. He holds a Series 66 designation and has worked at Fidelity Brokerage Services since 2017, with prior experience at Soapstone Capital LLC and Howland Partners Inc. Outside of his advisory role, he is an investor and limited partner in Boldera Oil & Gas Holdings LLC. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, offering model portfolios comprised of mutual funds, ETFs, and ETPs.

Colter Card is the Vice President and a Financial Consultant at Fidelity Investments. He has been with Fidelity for over 11 years, progressing through roles including Financial Representative, Investment Consultant, Planning Consultant, and now serving as a Financial Consultant since 2022. As a Certified Financial Planner™, Colter employs a comprehensive and collaborative planning approach that addresses financial, emotional, and family legacy considerations. His licensure includes insurance licenses in Arkansas and California, supporting his ability to provide holistic financial advice. Outside of his professional work, Colter enjoys outdoor activities such as baseball, fishing, skiing, and spending time with his family.

Devin Harmon is a financial advisor with Fidelity Investments based in Salt Lake City, UT. He holds the Series 66 designation and has two years of industry experience. His prior experience includes roles at D.L. Evans Bank, KeyBank, and positions at educational institutions such as Utah Valley University and Salt Lake Community College. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base including retail and institutional investors, with a focus on model portfolios constructed through a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction.

Amy Unice is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Bank of America, Merrill, and Fidelity in various advisory roles since 2015. Merrill provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Cameron Fleming is a financial advisor with Fidelity in Salt Lake City, UT, holding a Series 66 designation and four years of industry experience. His work history includes roles at Fidelity Investments since 2021, as well as previous positions in marketing, logistics, retail, and education. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, through a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its management of registered investment companies, use of AI and systematic methodologies, and its role in creating model portfolios for Fidelity Institutional Wealth Adviser.

Mark Ricks is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 19 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Richard Butler is a financial advisor with Fidelity Investments based in Salt Lake City, UT, holding Series 63 and Series 66 licenses and having 19 years of industry experience. He has worked at various Fidelity entities since 2006, including Fidelity Brokerage Services, LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves in advisory roles for multiple registered investment companies.

Gabriel Carvalho is a financial advisor at Fidelity with 12 years of industry experience and holds Series 66 and Series 63 registrations. His prior roles include positions at Morgan Stanley, Wells Fargo Clearing Services, and Fidelity Brokerage Services. Outside of advising, he operates a part-time remote bookkeeping business for small businesses unrelated to financial services. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm employs a blend of fundamental research and quantitative analysis to construct model portfolios, serving a variety of investors including registered investment companies and charitable funds.

Jackson Barnhisel is a Financial Consultant at Fidelity Investments, where he collaborates with clients to develop tailored investment plans aimed at achieving their financial goals. His role focuses on ensuring clients have confidence in their financial strategies and a clear path forward. Jackson's experience includes various positions within Fidelity Investments, progressing from Workplace Planning Associate in 2021 to his current role as Financial Consultant starting in 2024. Prior to joining Fidelity, he worked as a Relationship Banker at Bank of the West from 2018 to 2021. He holds insurance licenses in Arkansas and California. Outside of his professional career, Jackson has interests in football, golf, snowboarding, and traveling.

Todd Christensen is a financial advisor with Fidelity in Salt Lake City, UT, holding Series 63 and Series 66 designations and five years of industry experience. His prior work includes roles at Step Saver Companies and several retail and service positions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm also serves as a commodity pool operator and advisor to registered investment companies, employing systematic methodologies and oversight controls in its investment process.

Aerien Connelley is an advisor with Wells Fargo Advisors based in Salt Lake City, UT. She holds Series 63 and Series 65 licenses and has been with Wells Fargo Clearing Services since 2026. Prior to that, she worked at MyMedic for six years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, using its own research and tools to develop tailored recommendations.

Joel Swogger is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2016, following five years with Wells Fargo Advisors LLC and over 20 years with Wells Fargo Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. The firm’s process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Kirstin Chavez is a financial advisor with Cetera who holds Series 63 and Series 66 licenses and has seven years of industry experience. She has worked at Cetera since 2021 and operates her own financial planning business. Outside of finance, she is a professional opera singer who performs internationally and is a professor at the University of Utah, where she teaches singing and business skills for freelance performers. Cetera Investment Advisers LLC is a large SEC-registered advisory firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of investment management and financial planning services through a nationwide network of independent advisors and employs a multi-manager platform with various discretionary and non-discretionary program options.

Jacob Nelson is a financial advisor at Fidelity with Series 66 and Series 63 credentials and five years of industry experience. He has held various roles within Fidelity since 2021. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Justin Jenkins is a financial advisor with Ameriprise in Salt Lake City, UT, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has previously worked with Key Investment Services, KeyBank, and Wells Fargo in various advisory and investment roles. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Andrew Rogers is a financial advisor at Fidelity with a Series 66 designation and two years of industry experience. Prior to joining Fidelity, he worked at Rogers Insurance Agency, LLC and held positions at Kelly Services Global, LLC and Teleperformance Inc. Andrew is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios across various investment vehicles.