Yulia Schneider is a financial advisor at Schwab Wealth Advisory with six years of industry experience. She holds the Series 63 and Series 66 designations and has worked at firms including Vanguard Advisers and Charles Schwab. Prior to her current roles, she was involved with Schneider Wealth Management and Schneider & Associate, CPAs, PC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem, utilizing standard asset allocation models and research tools, with clients retaining final trading decisions.

Ariyeh Waite is a financial advisor at Guardian Life with one year of industry experience. He holds a Series 66 credential and has previously worked at Pacific Advisors and Park Avenue Securities. Park Avenue Securities LLC, operating as Park Avenue® Wealth Management and a subsidiary of The Guardian Life Insurance Company of America, provides brokerage services, financial planning, and retirement plan consulting to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm offers both discretionary and non-discretionary advisory relationships and utilizes a variety of investment advisory programs and model portfolios.

Steven Rustik is a CFP® with 26 years of industry experience and has been with D.A. Davidson & Co. since 2009. Based in Scottsdale, AZ, he holds Series 63 and Series 65 registrations. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers a range of services such as ERISA retirement plan advisory, wrap fee programs, comprehensive financial planning, and a private wealth program for high-net-worth clients, operating under fiduciary standards with both qualitative and quantitative investment analysis.

Alec Wick is a financial advisor with United Planners Financial Services of America and holds a Series 65 designation. He has one year of industry experience, including prior roles at Puccio Investment Services and Northwestern Mutual. Before entering the industry, Alec was a student and worked briefly at Pleasant Valley Golf Course. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base with advisory and brokerage services. The firm supports its independent advisors with multiple custodial and platform options and is notable for its limited-partnership ownership structure and emphasis on non-discretionary account management.

Christopher Mortvedt is a financial advisor with Cresset Asset Management, LLC, holding a Series 65 designation and five years of industry experience. His prior roles include positions at Ironwood Wealth Management and Charles Schwab. Cresset Asset Management is a multi-disciplinary investment adviser managing approximately $78.9 billion in client assets. The firm serves individuals, high-net-worth clients, trusts, estates, retirement plans, corporations, and pooled investment vehicles using a disciplined, risk-aware approach that combines strategic asset allocation, manager selection, and both active and passive investment strategies across public equities, fixed income, and alternatives.

Sha Vere Yarde is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, Yarde worked at Charles Schwab & Co., Inc. and has experience as a wholesale car dealer through Top Car Yarde LLC. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and standard asset allocation models.

Luke Schroeder is a CFP®-designated financial advisor with four years of industry experience. He is currently affiliated with Commonwealth Financial Network and Ke Wealth Advisors in Tempe, AZ. His work history includes multiple roles at both firms since 2020. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm offers a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and custody/clearing services.

Donald Goldstein is a financial advisor at VALIC Financial Advisors with 37 years of industry experience. He holds Series 63 and Series 66 designations and has been with VALIC Financial Advisors since 2006. VALIC Financial Advisors primarily serves U.S.-based individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models for portfolio construction.

Carrie Hall is a financial advisor with Eagle Strategies (NY Life) based in Scottsdale, AZ, holding Series 63 and Series 65 licenses and possessing 40 years of industry experience. She has been affiliated with Eagle Strategies and New York Life since 1988 and operates her own firm, Carrie Hall and Associates Financial and Insurance Services, LLC. Hall serves on multiple nonprofit boards, including the Brophy Foundation and the Barrow Neurological Foundation Women’s Board, where she holds the position of President. Eagle Strategies serves a diverse client base, offering financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working with individual investors, institutional sponsors, and plan sponsors.

Phylis Bolno is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. She has worked at Commonwealth since 2005 and also owns Customized Wealth Strategies, LLC, which offers tax preparation and accounting services in addition to securities and insurance business. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a variety of advisory programs and extensive operational, trading, compliance, and practice-management support to affiliated advisors.

Alex Nielsen is a CFA® charterholder and holds a Series 65 license with four years of industry experience. He currently works at Focus Partners Wealth, LLC and has prior experience at Sonora Investment Management Group and The Wolff Company. Nielsen also served in the U.S. Navy. Focus Partners Wealth serves a diverse client base including individuals, family offices, corporations, and institutional investors. The firm employs a long-term, tax- and fee-sensitive investment approach using enhanced open architecture that combines fundamental and quantitative analysis, and it offers a wide range of wealth management and advisory services.

William Beran is a Series 66-credentialed financial advisor with nine years of industry experience. He is currently affiliated with United Planners Financial Services of America as a Limited Partner and has held roles at several firms, including Bank of America and Merrill. Outside of finance, he is a partner in an equestrian hunter and jumper training facility in Scottsdale, AZ. United Planners Financial Services is a national wealth-management enterprise serving a diverse client base through approximately 359 advisors. The firm offers both advisory and brokerage services and is noted for its non-discretionary management approach and limited-partnership ownership structure.

Dennis Eckmeyer is a financial advisor with Eagle Strategies (NY Life) in Sun City, AZ, holding Series 63 and Series 65 credentials and bringing 39 years of industry experience. He has been with Eagle Strategies since 2019 and has worked with New York Life Insurance Company and its affiliated entities since 2004. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services. The firm offers multiple advisory programs tailored to client and plan sponsor objectives, with the majority of its assets managed on a non-discretionary basis.

Jordan Raymond is a financial advisor with Schwab Wealth Advisory holding a Series 66 designation and four years of industry experience. His prior roles include positions at Fidelity Investments, Northwestern Mutual, and various wealth management firms. Outside of financial services, he was involved with OHSO Brewery and Distillery for several years. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Schwab’s asset allocation models and research tools. The firm focuses on annual reviews and investment recommendations while leaving final trading decisions to clients.

Nolan Sand is a Planning Consultant at the Peoria Investor Center, where he supports Financial Consultants in building client relationships and assisting families in working toward their financial goals. He has been in this role since 2022. His professional experience includes roles at Fidelity Investments as a Planning Consultant, and multiple positions at Charles Schwab from 2020 to 2022, including Client Relationship Specialist, High Net Worth Specialist, and Financial Services Professional. Prior to that, he worked at Harbor Investment Advisors, Desert Schools Credit Union, Desert Schools Financial Services, and Farm Bureau Financial Services in various capacities. Outside of his professional work, Nolan is interested in family activities, social events with friends, golf, and traveling.

Denise Mc Coy is a financial advisor at Centaurus Financial, Inc. with nine years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at The Vanguard Group, Inc. among other firms. Outside of her advisory role, she serves as Treasurer for the Gilbert High School Orchestra Boosters and is Co-Director of Client Services at Spivak Financial Group, a non-investment advisory group. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management via the CLASSIC Plus platform, retirement-plan consulting, and specialized advisory services, employing a mix of fundamental, technical, bottom-up, and top-down analyses.

Walter Usinowicz Jr. is a financial advisor at Oppenheimer with 22 years of industry experience. He holds a Series 66 designation and has been with Oppenheimer since 2005. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm offers a range of advisory and brokerage services, utilizing strategic and tactical asset allocation alongside various investment strategies tailored to client objectives.

Jason Edwards is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He previously worked at The Vanguard Group, Inc. for 10 years before joining Charles Schwab and Schwab Wealth Advisory in 2024. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not act as a discretionary portfolio manager.

Todd Ruble is a financial advisor at Beacon Pointe Advisors, LLC with 13 years of industry experience. He has held positions at Beacon Pointe Advisors since 2021 and previously worked at Stonegate Capital Advisors, LLC for six years. Ruble holds Series 63 and Series 65 licenses and is based in Scottsdale, AZ. Beacon Pointe Advisors provides wealth advisory, consulting, and retirement-plan services to a diverse client base that includes individuals, corporations, and institutional clients. The firm combines asset-allocation modeling with third-party independent managers and employs both active and passive strategies across public and private asset classes.

Craig Chapman is a CFP® with 29 years of industry experience and has been with Oppenheimer since 2009. He is based in Scottsdale, AZ. Outside of his advisory work, he serves as co-trustee of a personal family trust established for basic estate planning. Oppenheimer serves a diverse client base including individuals, corporations, pension and profit-sharing plans, and charitable organizations. The firm provides a range of advisory and brokerage services with an emphasis on strategic and tactical asset allocation, manager selection, and investment policy adherence.