Joseph Cooper is a CFP® professional with five years of industry experience, currently serving at Cambridge Investment Research Advisors. His work history includes roles at Cambridge Investment Research Inc. and a variety of positions outside the financial services industry. Cooper is involved with COOPER FAMILY WEALTH LLC and SUMMIT FINANCIAL SOLUTIONS as advisory roles with limited monthly hours. Cambridge Investment Research Advisors serves individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a network of thousands of financial professionals. The firm provides both discretionary and non-discretionary management, proprietary model strategies, and access to third-party advisers across multiple platforms.

Sommer Arekat is a Series 66 licensed financial advisor with UBS Financial Services in Phoenix, AZ, where she has worked since 2015. She has 13 years of industry experience. Outside of her advisory role, she is involved in a design consultation business and owns a florist enterprise. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering tailored financial planning and portfolio management supported by proprietary research and institutional trading capabilities.

Colby Homec is a financial advisor at Fidelity with 16 years of industry experience and holds a Series 66 designation. His prior experience includes roles at Merrill and various branches of Fidelity, spanning brokerage services and personal and workplace advising. Outside of his advisory work, he is a partner in Backpacking Grub, an online sales business where he fulfills orders and creates content for social media platforms. Colby works within Strategic Advisers LLC, a Fidelity Investments company that offers investment management and advisory services to retail and institutional clients. The firm employs a systematic investment approach combining fundamental research, quantitative analysis, and algorithmic portfolio construction, managing a range of portfolios including fund-of-funds and model portfolios for intermediary platforms.

Maguire Peterson is a financial advisor at Fidelity with a Series 66 designation and one year of industry experience. Prior to joining Fidelity, he worked briefly at Baird Private Wealth Management and Trinity Underground. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and charitable funds. The firm integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to deliver model portfolios, employing oversight controls and formal advisory roles uncommon among large institutional firms.

Jon Pia is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 designation and has worked at Bank of America and Merrill since 2017. Outside of advising, he has sole ownership of two rental properties in Gilbert, Arizona. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and organizations.

Susan Krech is a financial advisor with Wells Fargo Clearing in Tempe, AZ, holding a Series 66 designation and 25 years of industry experience. Her career includes roles at Morgan Stanley, Citigroup Global Markets, and KeyBanc Capital Markets before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with a range of investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Yonathan Haile is a financial advisor at Merrill with Series 66 and Series 63 licenses and three years of industry experience. His prior roles include positions at Debes Mutual, TIAA-CREF Individual & Institutional Services, and Vanguard Marketing Corporation. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joseph Collen is a financial advisor with LPL Financial holding a Series 66 credential and four years of industry experience. His prior work includes roles at Edward Jones, Greatest Value, and Wellgenix Health. Outside of advising, he works part-time as a courier and operates a home-based resale business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, utilizing a wide range of investment strategies supported by advanced operational tools.

Anthony Tosta is a financial advisor at Morgan Stanley in Gilbert, AZ, holding a Series 66 designation. He has been with Morgan Stanley since 2025 and has prior work experience including roles at Fuzion 3 and Ideal Printing Company, as well as time spent at the University of Arizona and Fullerton College. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services supported by structured processes and advanced modeling tools.

Bryan Hanson is a CFP® professional with 18 years of experience in the financial industry. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2021, and previously spent over a decade with Vanguard Group and its affiliated entities. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes a broader range of derivatives and commodities capabilities.

Shane Montgomery is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2020. He has been with Fidelity since 2013, progressing through roles including Financial Consultant, Investment Consultant, Retirement Solutions Representative, Investment Solutions Representative, and Financial Representative. Throughout his tenure, Shane has developed expertise in wealth planning and financial consulting, focusing on supporting clients' financial needs with integrity. He emphasizes a commitment to working relentlessly alongside clients and their families to exceed their wealth planning expectations. Outside of his professional work, Shane enjoys activities such as beach outings, hiking, outdoor adventures, reading, and traveling.

Luke Bullinger is a financial advisor at Morgan Stanley in Gilbert, Arizona, holding Series 63 and Series 66 licenses with one year of industry experience. His work history includes roles at Realty ONE Group, Redfin, and Independent advisory services. Outside of his advisory work, he is involved as an employee in I-5 Chrome Shop LLC, a retail and automotive business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and financial planning services supported by structured discovery processes and firm-approved planning tools.

Austin Small is a Financial Consultant who collaborates with clients to understand their goals and personal situations. He works with them to build and implement holistic financial plans aimed at helping clients work towards their financial aspirations. Prior to his current role, Austin held positions at Ameriprise Financial, including Client Relationship Manager from 2022 to 2023 and Client Support Associate from 2021 to 2022.

Victoria Stinson is a financial advisor at Edward Jones with 15 years of industry experience and holds a Series 66 designation. She has been with Edward Jones since 2005. Outside of her advisory role, she is involved with staffing agencies Instawork and Qwick, which provide temporary and hourly jobs in hospitality and manual labor sectors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices across the United States.

Cardon Jones is a financial advisor with J.P. Morgan Securities in Tempe, Arizona, holding Series 63 and Series 66 credentials and seven years of industry experience. His career includes previous roles at Bank of America/Merrill Lynch and a brief position with the Arizona Cardinals in 2024. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective Wealth Advisor program that offers written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative analysis and qualitative research to build model asset allocations, and it maintains broader derivatives and commodities capabilities than many institutional advisory programs.

Oscar Hermida is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and one year of industry experience. His work history includes positions at Bank of America, J.P. Morgan Securities, and JPMorgan Chase Bank. Prior to entering finance, he spent seven years with Helping Outsourcing - Cuatre Cuarts. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Monica Ely is a financial advisor at Merrill with 42 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Merrill since 1991, concurrently with a role at Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ariana Frankenstein Archer is a financial advisor at Morgan Stanley in Tempe, AZ, holding a Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley in 2026, she worked at Merrill for four years and has held positions at Sally Beauty Supply, The Home Depot, Arizona State University, and Casa Grande Union High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and analyses developed by its Global Investment Committee.

Jason Jo is a financial advisor with Morgan Stanley Wealth Management, holding Series 66 and Series 63 licenses and bringing 24 years of industry experience. He previously spent 22 years at Edward Jones before joining Morgan Stanley. Outside of his advisory role, he is also a licensed real estate broker based in Gilbert, Arizona. Morgan Stanley Wealth Management provides advisory and brokerage services to individual and institutional clients, offering comprehensive financial planning and a range of investment programs supported by advanced modeling tools and a structured discovery process.

Alexandra Sandoval is a financial advisor at Charles Schwab with 10 years of industry experience. She previously worked at Vanguard Marketing Corporation and operated as a self-employed advisor before joining Charles Schwab in 2022. Sandoval holds Series 63 and Series 66 licenses. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management, combining multi-asset model portfolios with access to alternative investments and centralized operational support.