Carolyn Berenger is a Series 66 licensed financial advisor with Edward Jones in Phoenix, AZ, where she has worked since 2014. She has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Larry Copeland is a CFP®-certified financial advisor with 32 years of industry experience, currently practicing at Wells Fargo Clearing since 2016. He previously worked at Prudential Equity Group, LLC for eight years. Based in Scottsdale, AZ, he holds Series 63 and Series 65 licenses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, retirement plan consulting, and wrap-fee programs. The firm manages approximately $671 billion in assets and offers a combination of brokerage and advisory solutions supported by research and analytics.

Lori Bogatz is a financial advisor at OSAIC with 23 years of industry experience. She holds a Series 66 designation and has worked at several firms including Arbor Point Advisors and EverBank. Outside of finance, she is involved with Bogatz Heating and Air Conditioning, where she performs office cleaning duties. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporations, offering a range of brokerage and advisory programs. The firm emphasizes model-based asset allocation and portfolio optimization supported by multiple custodial and platform arrangements.

William Macdougall is a financial advisor at OSAIC with 14 years of industry experience. He holds Series 63 and Series 66 designations and previously worked for Lincoln Financial Advisors and Lincoln Financial Securities Corporation. OSAIC Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers both brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and multiple program options such as Unified Managed Accounts and third-party money manager programs.

Charles Kessler III is a financial advisor with Edward Jones in Glendale, AZ, holding Series 66 and Series 63 licenses and having 24 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of financial advisors and branch offices.

William Kulesh is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 44 years of industry experience. His prior roles include positions at Morgan Stanley and its affiliates from 2002 to 2012. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages substantial assets and offers a range of brokerage and advisory solutions supported by research and analytics.

Tyler Woods is a Series 66-licensed financial advisor with Equitable Advisors in Scottsdale, AZ, and has two years of industry experience. Prior to joining Equitable Advisors, he worked in retail operations at Dick's Sporting Goods and has experience as a sales associate in realty services. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm delivers advice through a network of Investment Adviser Representatives using various program models and third-party asset managers.

Michael Cox is a financial advisor at OSAIC based in Scottsdale, AZ, with 11 years of industry experience. He holds Series 66 and Series 63 licenses and has worked at firms including Securities America Advisors and Central Financial Services. Cox also holds an advisory principal license without client or sales activity. OSAIC serves a diverse client base, including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm employs model-based asset allocation and portfolio optimization, supporting various investment strategies and third-party manager programs.

Becky Hamilton is a Series 66 licensed financial advisor with 24 years of industry experience, currently with UBS Financial Services in Scottsdale, AZ, where she has worked since 2015. Prior to UBS, her work history is not detailed. She serves as the secretary and board member of Sidewinder Little League, assisting with coach and board member background checks. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and using proprietary research and model-based asset allocations to tailor client portfolios.

Alex Roe is a financial advisor at Osaic with 14 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Lincoln Financial-affiliated firms from 2014 to 2025 before joining Osaic in 2025. Osaic Wealth serves a diverse client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization supported by risk-assessment tools and offers a variety of managed portfolio options, including discretionary strategies and third-party manager programs.

Laura Carolina is a financial advisor with Ameriprise in Glendale, AZ, holding a Series 66 designation and two years of industry experience. Her prior roles include positions at Bankers Life Advisory Services, Valic Financial Advisors, and Spring Venture Group. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Jennifer Lane is a financial advisor at OSAIC with 22 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Raymond James Financial Services and Triad Advisor, LLC. Lane is based in Scottsdale, AZ. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform, offering brokerage and advisory services that include financial planning, managed portfolios, Unified Managed Accounts, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by advanced analytical tools and provides access to alternative investments through third-party platforms.

Rachel Rabin is a financial advisor at Ameriprise with the ChFC® designation and Series 66 license. She has two years of industry experience, including prior roles at Columbia Management Investment Advisers and Columbia Management Investment Distributors. Rabin’s background also includes several years associated with the University of Arizona. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on reliable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Devyn Wirth is a CFP® professional with six years of industry experience, currently affiliated with Charles Schwab in Scottsdale, AZ. Prior to joining Schwab, Wirth held roles at Canyon 49 Grill, The Lope House, Grand Canyon University, and HuHot Mongolian Grill. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions, leveraging multi-asset model portfolios and alternative investment due diligence, supported by a large integrated operational structure.

Jeff Smith is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 designations. His prior work includes eight years at National Planning Corporation and over three decades at Southwest Employee Benefits Inc. In addition to his advisory role, he is an insurance agent specializing in non-variable group health, dental, and term insurance through Southwest Professional Insurance Consultants Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, and institutional platforms.

Donna Loro is a Senior Financial Advisor with Merrill Lynch Wealth Management. She has been working in the financial services industry since 1994, providing a wide range of financial and investment services including the development and management of portfolio models tailored to individual client objectives. Her expertise includes asset allocation, estate, business, and retirement planning, with an emphasis on fee-based asset management. Donna holds a Bachelor of Arts degree in Economics with a minor in Business Management from Millersville University, graduating in 1993, as well as an Associate Degree in Business Administration. She holds the Personal Investment Advisor (PIA) professional designation. Donna is active in her local community through volunteer work with organizations such as the PTSA for The Deer Valley School District, USSSA Specialty Sports Association, and The Arrowhead Little League. She resides in Glendale, Arizona, with her husband and two sons.

Daniel Pierce is a financial advisor with OSAIC in Scottsdale, AZ, holding a Series 66 designation and 12 years of industry experience. His prior roles include positions at Minnesota Life Insurance Co, Heritage Financial Services, Securian Financial Services, and Northern Lights Distributors. Outside of his advisory work, he owns multiple food and beverage businesses and volunteers with the Lincoln Christian Schools Booster Club. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services with an emphasis on model-based asset allocation and portfolio optimization through a multi-advisor platform.

Edward Churchill III is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and having 21 years of industry experience. His prior experience includes roles at City National Bank, RBC Capital Markets, LLC, and Zions Capital Advisors, Inc. Outside of finance, he writes and publishes novels on Amazon.com. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, pension plans, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Robert Showalter is a financial advisor at OSAIC with 34 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for Lincoln Financial Advisors Corporation for 34 years before joining OSAIC in 2025. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients. The firm offers a range of brokerage and advisory services with an investment process focused on model-based asset allocation, portfolio optimization, and multiple managed account options.

Ryan Yamada is a CFP® with 10 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. His prior roles include positions at Securities America Advisors, Cetera Advisor Networks, CWM, and Mutual of Omaha. Outside the financial industry, he spent a decade working at Complete Weddings & Events. OSAIC Wealth serves a wide range of retail and institutional clients, offering brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment process incorporating asset allocation and portfolio optimization, supporting various account types and third-party management options.