Troy Corbridge is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide array of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers its financial planning through structured discovery conversations and firm-approved tools.

Erica Chavez is a financial advisor at Merrill with 14 years at the firm and 10 years of industry experience. She holds the Series 66 designation and is based in Scottsdale, AZ. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal CIO teams and third-party style managers for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jakob Krygier is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked at PNC Bank and has been involved with nonprofit and cultural organizations, including serving as Secretary and Officer for The Grace Foundation for the Preservation of Americana and as a cofounder and director of AZRoots, Inc. He is also a member of the Ahwatukee Chamber of Commerce. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through various third-party asset managers and LPL programs. The firm uses a hybrid referral and implementation model that combines advisory and brokerage channels to tailor services based on client goals and risk tolerance.

John Schoeppach is a financial advisor at Merrill with 34 years of industry experience. He holds the Series 63 and Series 65 credentials and has worked at Merrill since 1991 and Bank of America since 2009. Outside of his advisory role, he serves as a general partner at Stryker LLC and is an officer and trustee of the Folsom Rotary Foundation. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Philip Kim is a financial advisor with Equitable Advisors in Cave Creek, AZ, holding a Series 66 credential and 23 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2002. Outside of his advisory role, Kim serves as a founding member and managing director of Signature Wealth Concepts, LLC, and holds board positions with several cultural and nonprofit organizations, including the Asian Corporate & Entrepreneur Leaders, The Herberger Theater Center, and the Phoenix Symphony Orchestra. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and asset management access through LPL programs and a range of third-party asset managers. The firm operates a hybrid referral and implementation model that integrates advisory and brokerage channels to deliver tailored client solutions.

Christopher Ragazzo is a Series 66-licensed financial advisor with Morgan Stanley in Scottsdale, Arizona, where he has worked since 2015. He has 11 years of experience in the industry. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individual and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools, including Monte Carlo simulations, to model financial outcomes.

Kyle Pogson is a financial advisor at Vanguard Advisers with a Series 66 designation and one year of industry experience. His background includes roles at The Vanguard Group, Vanguard Marketing Corporation, and previous positions outside the financial sector. He has also worked in education and technology sectors earlier in his career. Vanguard Advisers provides automated and human-supported investment advice through services like Vanguard Digital Advisor and Vanguard Personal Advisor, primarily serving retail investors and eligible employer-sponsored retirement plan participants. The firm uses a goal-based, algorithm-driven investment approach with portfolios constructed mainly from Vanguard funds and ETFs, offering a high client-to-advisor ratio and a range of customization options.

Jennifer Johnson is a financial advisor at OSAIC with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including Woodbury Financial Services, Cambridge Investment Research Advisors, and Ameritas Investment Corp. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party platforms to manage portfolios across various asset classes.

Jennifer Vo is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. She has been with Vanguard Marketing Corporation and THE Vanguard Group, Inc. since 2007. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach primarily using Vanguard funds and ETFs, supported by a large team of advisors and a digital platform.

Brandon Baenke is a Series 66 licensed financial advisor with nine years of industry experience. He currently works at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., having previously held roles at Charles Schwab Bank, Charles Schwab, Bank of America, and Merrill. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Maxwell Cocreham is a financial advisor with Charles Schwab in Scottsdale, AZ, holding a Series 66 designation and three years of industry experience. His prior work includes roles at Charles Schwab Bank, full-time education, digital dental, Salt River Project, and Behind The Mask. Outside of advising, he co-owns an online reselling business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory guidance and access to discretionary separately managed accounts, supported by a centralized operational structure and research-backed investment models.

Nathan Ring is a CFP® with 12 years of industry experience, currently serving as an advisor at Vanguard Advisers since 2014. He holds a Series 63 license and is based in Scottsdale, AZ. Ring's career has been exclusively with The Vanguard Group, Inc. Vanguard Advisers provides both automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages portfolios primarily with Vanguard funds and ETFs, serving a large client base through its combination of digital platforms and a broad advisory team.

Kyle Oreshack is a CFP® with 15 years of industry experience, currently affiliated with Raymond James Financial Services Advisors, Inc. He has previously worked at Vanguard Advisers and COUNTRY Insurance Affiliates. Oreshack is also an associate at Desert Financial Wealth Management in Scottsdale, AZ. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public finance work through unique affiliations.

Shelley O'Brien is a financial advisor at Osaic Wealth Inc with 27 years of industry experience. She holds Series 63 and Series 65 credentials and has worked previously at firms including Woodbury Financial Services, National Planning Corporation, and Phoenix Financial Group. In addition to her advisory role, she serves as a branch operations manager for Phoenix Financial Group Ltd and assists with estate and tax planning administrative tasks. Osaic Wealth, Inc. serves a diverse client base ranging from individual and high-net-worth investors to institutional clients such as pension plans and charitable organizations. The firm offers a range of services including brokerage and investment advisory, financial planning, managed accounts, and access to third-party money managers, utilizing firm-provided asset allocation tools and integrated platforms.

David Cargill is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 65 licenses and six years of industry experience. Prior to joining LPL Financial in 2022, he worked at Integrated Financial Group and OJM from 2020 to 2022, and was involved with the Fellowship of Catholic University Students for three years. Outside of his advisory role, he is a business owner of The Lettermen in Phoenix, AZ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a broad range of advisory programs and financial planning services, utilizing discretionary and non-discretionary management supported by model portfolios and research.

Caitlin Burgos is a financial advisor with Vanguard Advisers, holding a Series 66 designation and four years of industry experience. She has been with Vanguard and its affiliates since 2022, and previously worked in a variety of roles including positions at Randstad and American Campus Community. Vanguard Advisers offers a combination of automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, with various tax-aware and customization features.

Bryan Davidson is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds a Series 66 designation and previously worked at LPL Financial and BMO Harris Financial Advisors. Outside of his advisory work, he is involved in managing vacation rental properties through an LLC. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor client portfolios. The firm integrates institutional trading capabilities with wealth management, providing a diverse set of capital markets and financial planning services.

Anthony John Esguerra is a financial advisor with Morgan Stanley in Peoria, AZ, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has worked with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2012. Outside of his advisory role, he is involved as a sole proprietor of a retail and online store business, a partner in a healthcare med spa, and serves as a certified pickleball coach. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers comprehensive wealth management services alongside broader investment and private fund activities.

Mason September is a financial advisor at Morgan Stanley with three years of industry experience. He holds the Series 66 designation and has prior work experience at Loan Depot, Caliber Home Loans, and several other companies outside the financial sector. Morgan Stanley Wealth Management offers a wide range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Sonja Ryan is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 63 designation and bringing 39 years of industry experience. She has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers both brokerage and advisory solutions.