Nestor Montoya is a CFP® and ChFC® with 27 years of industry experience, currently affiliated with Cambridge Investment Research Advisors, where he has worked since 2016. Prior to this, he spent a decade at TIAA-CREF from 2005 to 2015. Montoya is also the owner of Nestor Montoya Wealth Management, LLC, a separate wealth management practice based in Tempe, AZ. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs. The firm operates through thousands of Financial Professionals and offers both discretionary and non-discretionary management with multiple platform options and proprietary model strategies.

Tatiana Shoptaugh is a financial advisor at Merrill with two years of industry experience. She holds a Series 66 designation and has worked at Bank of America, N.A. since 2006. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of individual and institutional investors.

Michael Joyce is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and eight years of industry experience. His career includes two separate periods at Merrill and a year at Robinhood Financial. Outside of his advisory role, he is involved in music as the owner of an LLC that produces and sells music and related merchandise under the name "Charm The Villain." Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Andre Lepe is a financial advisor at Fidelity with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at The Vanguard Group, Edward Jones, and several other firms. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction in its investment process.

Alexander Cook is a financial advisor with J.P. Morgan Securities based in Tempe, AZ. He holds the Series 66 designation and has two years of industry experience, including roles at JPMorgan Chase Bank and Morgan Stanley. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory program offers non-discretionary, written asset allocation advice supported by centralized due diligence and combines quantitative and qualitative research to develop customized investment recommendations.

Joseph Steele is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds Series 63 and Series 66 licenses. Outside of his advisory role, he works part-time as a contractor training AI software and drives for Lyft to fund his retirement accounts. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research to develop model asset allocations, incorporating an ESG eligibility framework and leveraging broader derivatives and commodities capabilities.

Lauren Marshell is a financial advisor with Mass Mutual Investors Services in Phoenix, AZ, holding Series 63 and Series 65 licenses and having 14 years of industry experience. She has worked at MML Investors Services LLC and MassMutual Life Insurance Company since 2015, and previously at Voya Investment Management Co. LLC from 2013 to 2015. Outside of her advisory role, she is involved in individual and group life and health insurance sales through Revere Financial. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers, offering financial planning, asset management, and educational seminars.

Anthony Palmucci is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, N.A. and Merrill for 13 years. He is based in Tempe, Arizona. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting through a non-discretionary program. The firm’s advisory process combines quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Laura Navarro is a financial advisor at Merrill with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Merrill since 2014, also working with Bank of America since 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ramona Bachman is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. She has been with Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Christine Baim is a financial advisor with Merrill, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. She has been with Merrill since 2012. Outside of her advisory role, she is a co-owner of family rental properties in Indiana and Arizona. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a variety of client types.

David Banen is a financial advisor with Merrill, holding a Series 66 designation and three years of industry experience. His previous roles include positions at Bank of America, The Vanguard Group, and GoDaddy.com. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jacob Nance is a financial advisor with Edward Jones in Gilbert, AZ, holding the CFP®, CFA®, ChFC®, and Series 66 designations. He has eight years of industry experience, including multiple roles at Edward Jones since 2018, and has worked at Arizona State University and DemiDec. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and services, managing approximately $1.01 trillion in assets with a large network of advisors and branch offices nationwide.

Rochelle Martinez is a financial advisor at Edward Jones in Tempe, AZ, holding Series 63 and Series 66 registrations with 18 years of industry experience. She has been with Edward Jones since 2009. Outside of her advisory role, she works as a sales associate at Old Navy, performing duties such as fitting room attendant, cashier, and sorting clothes. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jaren Packard is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities since 2019. Prior to that, he was with Bank of America and Merrill from 2009 to 2019. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Their advisory process combines quantitative and qualitative research to deliver customized asset allocation advice, investment manager searches, and performance reporting.

Kahri Thompson is a financial advisor with Edward Jones in Mesa, AZ, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones in 2022, Kahri worked at LoanDepot and held various roles in the legal sector and hospitality industry. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, tax-efficient services, and operates under a fiduciary standard.

Nathaniel Johnson Jr. is a financial advisor at Morgan Stanley in Tempe, AZ, with six years of industry experience. He holds Series 66 and Series 63 licenses and previously worked at The Vanguard Group and TEKsystems. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using approved tools and modeling techniques, offering a broad range of retail and institutional services.

Donald Sullivan is a financial advisor with Edward Jones in Gilbert, AZ, holding a Series 66 license and four years of industry experience. Prior to joining Edward Jones in 2022, he worked at Allied First Bank, loanDepot, Yelp, Freedom Financial Network, and Lendmark. Outside of his advisory role, he is involved in managing a rental property with his wife. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and is notable for a large nationwide network of advisors and branches, along with affiliated capabilities such as a trust company and securities-based lending.

Leticia Romero is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. Her prior roles include positions at Bank of America, N.A., DoorDash, and Wells Fargo. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party managers.

Joshua Jerger is a financial advisor at Merrill with 13 years of industry experience. He holds the Series 66 designation and has worked at Bank of America, N.A. and Merrill since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies designed by internal and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.