Derick Cazares Ramirez is a financial advisor with Merrill in Chandler, AZ, holding a Series 66 designation and beginning his industry career in 2026. His prior experience includes positions at J.P. Morgan Chase and various roles outside finance, including work with Chipotle Mexican Grill and University of Arizona Online. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, institutions, and charitable organizations.

Christopher Mc Crossan is a financial advisor with Ameriprise, holding a Series 63 designation and over 38 years of industry experience. He has been affiliated with Ameriprise Financial Service, LLC since 1987 and worked with Ameriprise Financial Services, Inc. for 15 years. Outside of advisory work, he is involved in business ownership through Advisor Management Group LLC and Christopher Mccrossan LLC. Ameriprise specializes in retirement-income planning for individuals with substantial investable assets, offering written recommendation reports that integrate research, modeling, and tax-efficiency analysis. The firm serves clients through a centralized retirement-income consulting team and provides a broad range of advisory, brokerage, and insurance solutions.

Michael Krajnak is a financial advisor with Morgan Stanley in Gilbert, AZ, holding Series 63 and Series 66 designations and 13 years of industry experience. He has been with Morgan Stanley and its related entities since 2018, with prior experience at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process utilizing firm-approved tools and modeling techniques.

Kristin Maulsby is a financial advisor with Merrill, holding a Series 66 credential and seven years of industry experience. She has worked at Merrill since 2013 and is also involved with Jax Brew Bus, a venture she has been part of since 2017. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Maile Lueck is a financial advisor with J.P. Morgan Securities in Tempe, Arizona, holding Series 66 and Series 63 licenses and two years of industry experience. Prior to joining J.P. Morgan Securities in 2026, she worked at Charles Schwab for three years and has experience in various roles including a position at Mfg Coffee. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Paul Tschudy is a financial advisor at Morgan Stanley with two years of industry experience. He holds Series 63 and Series 66 designations and has previously worked at The Vanguard Group, AmeriFirst Financial, and First American Mortgage Solutions. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and offers various investment and planning services through its Financial Advisors and Estate Planning Strategies Group.

Brandon Wolvington is a financial advisor with LPL Financial based in Tempe, AZ, holding Series 65 and Series 63 registrations and two years of industry experience. His prior work includes roles at The Vanguard Group and various technology and banking firms. Outside financial advising, he is a business owner of Wolvington Vending LLC and a co-owner of Cactus Creek Academy, a preschool. LPL Financial is a national investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, and institutions. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios.

John Leitch is a financial advisor with Primerica Advisors in Mesa, AZ, holding a Series 63 designation and 24 years of industry experience. He has been with Primerica Advisors since 2001 and Primerica Financial Services since 2000. Outside of his advisory role, he is a managing partner of LFC LLC and the founder of the Diabetic Wellness Initiative, a nonprofit focused on diabetes awareness. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap fee structure for its investment services.

Steve James is a financial advisor with Cambridge Investment Research Advisors in Tempe, AZ, holding Series 63 and Series 66 licenses and 26 years of industry experience. He has worked with Cambridge Investment Research Advisors since 2006. Outside of his advisory role, he is involved with an independent insurance agency and serves as president of PJ Advisor Group, the OSJ he operates at Cambridge. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual and institutional clients through financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a range of investment implementation options tailored to client objectives and maintains proprietary strategies alongside access to third-party managers.

Jerry Jordan is a financial advisor at Merrill with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Bank of America and Merrill since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies constructed by internal and third-party managers.

Vivian Tran is a financial advisor at J.P. Morgan Securities with six years of industry experience, holding Series 63 and Series 66 licenses. She previously worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA before joining J.P. Morgan in 2019. Outside of her advisory role, Vivian is involved in an e-commerce business, buying and selling products online through platforms such as Amazon, Shopify, and Etsy. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework.

Brian Bates is a financial advisor at LPL Financial with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at PNC Investments and BBVA Wealth Solutions, among other firms. He is based in Phoenix, AZ. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing a variety of model portfolios and research resources.

Samuel Rivas is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2020 and Bank of America, N.A. since 2021. Prior to this, he was involved with Petersen Properties and Management Inc. and Jiangsu Shanshui Energy Co. Ltd. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations. The firm offers model-based and discretionary investment strategies developed by internal teams and third-party managers, incorporating strategic and tactical asset allocation and tax-aware options.

Ann Lonergan is a financial advisor with Fidelity in Phoenix, AZ, holding Series 63 and Series 66 designations and 25 years of industry experience. Her work history includes roles at Fidelity Brokerage Services LLC, The Vanguard Group, Inc., and managing member duties at ARL Enterprises LLC, a family LLC providing administration and notary services. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction utilizing mutual funds, ETFs, and ETPs. The firm also serves as a registered commodity pool operator and provides model portfolios for Fidelity Institutional Wealth Adviser.

Dean Morgan Haithcox is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. His prior roles include positions at Morgan Stanley, Charles Schwab & Co., and a lengthy service in the United States Army Reserve from 2001 to 2024. He also worked for Uber and Lyft for one year. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis through a centralized due-diligence framework.

Savannah Chilton is a financial advisor at Morgan Stanley with a Series 66 designation and two years of industry experience. Prior to joining Morgan Stanley, she held various roles in industries including mortgage lending and weight loss services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and models to support client strategies.

Alexa Tenpenny is a financial advisor with Charles Schwab in Phoenix, AZ, holding a Series 66 designation and one year of industry experience. Before joining Schwab, she worked for six years at CBCB sports bar and spent four years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management services with an emphasis on multi-asset model portfolios and alternative investments.

Nikki Alford is a financial advisor at Edward Jones in Tempe, AZ, with 16 years of industry experience and a Series 66 credential. She has been with Edward Jones since 2016 and is also the manager and owner of AGO, LLC. Outside of her advisory work, she oversees property management and bookkeeping for her rental property business. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of discretionary and non-discretionary investment strategies. The firm manages approximately $1.01 trillion in assets and supports its clients through a large network of financial advisors and branch offices nationwide.

Karrie Barkdoll is a financial advisor at Edward Jones in Tempe, AZ, with 12 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Andi Hernandez is a Benefits & Planning Consultant in Executive Services at Fidelity Investments, a role held since 2025. In this capacity, Andi collaborates with participants to develop engagement strategies tailored to their unique planning needs, preferences, and goals, supporting the maintenance of long-term financial plans. Andi has been with Fidelity Investments since 2017, progressing through various positions including Financial Representative, Relationship Manager, Planning Consultant, and Director, Retirement Planner. This progression reflects experience in client relationship management and retirement planning. Outside of work, Andi's interests include family activities, fitness, social events with friends, pets, and traveling.