Caleb Cavazos is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds the Series 66 designation and has previously worked at Bank of America/Merrill Lynch and JPMorgan Chase Bank, N.A. Outside of finance, he has worked in retail food services, including roles at Fry's Food Stores managing the meat department. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors through its Institutional Consulting Services, offering asset-allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Jonah Puschinsky is a financial advisor at Cetera with two years of industry experience. He holds the Series 66 designation and has worked with several firms, including JR Capital and Renaissance Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, overseeing more than $256 billion in assets.

Daniel Benzer is a financial advisor with LPL Financial in Chandler, AZ, holding a Series 66 designation and 17 years of industry experience. His prior work includes positions at First International Bank & Trust and Investment Centers of America, Inc. He has been with LPL Financial since 2017. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a variety of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from internal and third-party sources.

Nicholas Pegelow is a Series 66 licensed financial advisor with Edward Jones in Tempe, AZ, where he has worked since 2012. He has 11 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of financial advisors, offering a range of discretionary and non-discretionary investment strategies, affiliated mutual funds, and fiduciary advisory services.

Rebecca Gandolfi is a financial advisor at Cetera with one year of industry experience. She holds a Series 66 designation and has worked with Cetera and its associated networks since 2023. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of investment management and financial planning services through a multi-manager platform with over 10,000 advisors and approximately $256 billion in assets under management.

Jonathan Hilts is a financial advisor with J.P. Morgan Securities holding Series 66 and Series 63 credentials. He has one year of industry experience and previously worked at Wells Fargo and Sunwest Federal Credit Union. Outside of finance, he is involved with SAS Fabrics. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice and customized performance reporting through its Institutional Consulting Services program. Their approach combines quantitative modeling with centralized due diligence and incorporates an ESG eligibility framework in selecting investment strategies.

Michael Gaddis is a financial advisor at Merrill with 16 years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill and Bank of America since 2014. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, and charitable organizations.

Renee Neria is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She has held positions at Edward Jones for seven years prior to joining J.P. Morgan Securities, where she has worked for three years. She holds Series 63 and Series 66 licenses. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework when recommending investment strategies.

Suzy Myers is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Edward Jones since 2001. She is based in Mesa, AZ. Outside of her advisory work, Myers is involved as a managing partner in a yacht charter business and serves on the board of a nonprofit organization supporting low-income individuals. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of investment advisory programs and affiliated financial services. The firm supports over 23,700 advisors and manages more than $1 trillion in assets.

Camden Hardy is a financial advisor at LPL Financial based in Phoenix, AZ. He holds the Series 66 designation and has one year of industry experience. Prior to his current role, Camden worked at Alpha Rising Wealth Management and was involved in entrepreneurial activities through Hardy Hydro Solutions. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and model portfolios from both LPL and third-party subadvisors.

Robert Meyer is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in New York City working on the sales desk for Smith Barney’s corporate retirement services. In 2002, he moved to North Carolina and joined Merrill Lynch as a Financial Advisor. Robert holds several professional designations, including Chartered Retirement Planning Counselor™ (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Robert is a qualified Portfolio Manager who provides traditional advisory services while also managing personalized investment strategies that may incorporate individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. He assists clients with areas such as divorce transition planning, education planning, personal retirement planning, and retirement income. Robert holds a bachelor's degree from Randolph-Macon College, where he served as captain of the baseball team. He serves on the advisory board of The Salvation Army of Greater Greensboro and is a member of the Greensboro Sports Council. Outside of work, Robert enjoys golfing, running, skiing, and spending time with his wife Ashley and their two children in Greensboro.

Raymond Dimuzio II is a financial advisor with Raymond James Financial, holding Series 65 and Series 66 licenses and bringing 25 years of industry experience. He previously worked at Equitable Advisors and Axa Advisors. Outside of his advisory role, he serves as an Insurance Sales Agent for Southwest Wealth Strategies in Scottsdale, AZ. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and supports municipal and public finance work through a municipal advisor affiliation.

Francisco Gomez is a financial advisor at J.P. Morgan Securities LLC with four years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at The Vanguard Group and Amazon. Outside of his advisory role, he has been involved with CG Bookkeeping and Tax Services LLC since 2020. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, employing a process that combines quantitative asset-allocation modeling with centralized due diligence and incorporates an ESG eligibility framework in its recommendations.

Roberto Tamez is a financial advisor at J.P. Morgan Securities with a Series 66 designation and two years of industry experience. Prior to joining J.P. Morgan in 2025, he worked at Morgan Stanley and has diverse experience across several industries including education and hospitality. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide recommendations.

Kristopher Twigg is a financial advisor at J.P. Morgan Securities in Phoenix, AZ, holding a Series 66 designation with one year of industry experience. His prior work includes roles at JPMorgan Chase Bank, N.A., Store Capital Advisors, and MartinWolf M&A Advisors. He has also been involved with SIPP Hospitality Marketing LLC. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide its recommendations.

Matthew Loewe is a financial advisor with Merrill in Chandler, Arizona, holding the Series 63 and Series 66 licenses and bringing 12 years of industry experience. He has been with Merrill since 2013. Outside of his advisory role, Loewe owns and manages several businesses including a digital media agency, a marketing firm, and a company providing specialized services for clients affected by DUI charges. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

David Fierro is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has worked at Merrill since 2021 and is also associated with Bank of America, N.A. Outside of his advisory role, Fierro owns and manages Chandler Tech Help, a small business providing technology assistance services such as smart home setup and smartphone guidance. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies constructed by internal and third-party teams.

Aryanna Stark is a Series 66-registered financial advisor with Vanguard Advisers in Scottsdale, AZ. She has been with Vanguard and its related entities since 2026 and previously worked at Priority Financial Group. Outside of her advisory role, she has experience in the hospitality industry, working with several restaurant and service businesses. Vanguard Advisers offers automated and human-supported investment advice primarily to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models and primarily Vanguard funds and ETFs, serving a large client base through its combination of digital platforms and advisory teams.

Lucas Pataky is a financial advisor at Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses with two years of industry experience. Prior to joining Vanguard in 2026, he worked for Charles Schwab & Co., Inc. for four years and has experience in retail and educational sectors. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm manages a large client base through a combination of digital platforms and a team servicing model.

Andrew Bing is a financial advisor with Charles Schwab, holding a Series 66 designation and two years of industry experience. His prior work includes roles at Charles Schwab Bank, The Bar, Dilly Dally Lounge, and six years of service in the United States Air Force. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, supported by a multi-asset model portfolio approach and centralized operational infrastructure.