Michael Hansen is a financial advisor with Wells Fargo Clearing in Scottsdale, AZ, holding a Series 66 designation and 20 years of industry experience. He has been with Wells Fargo Bank since 2004 and Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Case Wilson is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. His prior roles include positions at Position Sports, Scottsdale National Golf Club, Angel Medflight, Grand Canyon University, and Wedding Day Catering. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Cesar Martinez is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes roles at Bank of America, LoanDepot, Wells Fargo, J.P. Morgan Chase, and other financial institutions. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Ejigayehu Mesfin is a financial advisor at Osaic with 25 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at FSC Securities Corp. for 22 years. Mesfin has been with Osaic since 2023. Osaic Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supporting various strategies including discretionary UMA and third-party manager options.

Sean Burke is a CFP®-certified financial advisor with 10 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc. and has previously worked at Axa Advisors and Equitable Advisors. In addition to his advisory role, he works as an Employee Benefits Agent, advising companies on plan design and benefit packages to support recruiting and retention. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary advisory services that utilize risk profiling and modeling tools to support client goals, and it is noted for its municipal advisory affiliation and innovative employer advisory programs.

Jane Lichtsinn is a financial advisor with OSAIC in Scottsdale, AZ, holding a Series 66 designation and 22 years of industry experience. Her prior roles include positions at Sagepoint Financial, LPL Financial, CX Institutional, Shipt, and an 18-year tenure at Lincoln Financial Advisors. OSAIC serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization, supported by proprietary tools and a range of discretionary and managed strategies.

Charles Nicholson IV is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds the Series 63 designation and has been affiliated with Wells Fargo Bank since 2013. Outside of his advisory role, he works as a food delivery driver for DoorDash. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, and participant education, with a notable inclusion of insurance-related vehicles and bank deposit sweep options in its investment offerings.

Jonathon Scott is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has been with The Vanguard Group, Inc. since 2013. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios primarily from Vanguard funds and ETFs, with a focus on personalized asset allocation and tax-aware strategies.

Charles Choe is a financial advisor at Charles Schwab with 18 years of industry experience. He holds the Series 66 designation and has worked at Charles Schwab & Co., Inc. since 2010, including a role at Charles Schwab Bank, SSB. His prior experience includes time at TD Ameritrade Inc. and Edward Jones. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering a combination of advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm utilizes a model that integrates non-discretionary client advisory with access to discretionary separate managed accounts, supported by centralized operational and investment resources.

Matthew Woudstra is a financial advisor at Merrill with 16 years of industry experience. He holds the Series 66 designation and previously spent nine years with Edward Jones. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Brett T. Williams is a Certified Financial Planner® with 32 years of industry experience. He is currently with Wells Fargo Clearing and previously worked at UBS Financial Services Inc. for 16 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a broad range of financial product offerings, including insurance-related vehicles and bank deposit sweep options.

Corey O'boyle is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Vanguard Advisers. He has worked with The Vanguard Group, Inc. since 2013. Vanguard Advisers delivers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary methodologies and primarily constructs portfolios from Vanguard funds and ETFs.

Philip Wong is a financial advisor at Vanguard Advisers with 15 years of industry experience. He has been with The Vanguard Group, Inc. since 2011 and holds Series 63 and Series 66 designations. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach and manages a large client base through a combination of digital platforms and advisor support.

Sasson Afshari is a financial advisor with LPL Financial in Scottsdale, AZ, holding a Series 66 license and 16 years of industry experience. His prior roles include positions at Bank of America, Merrill, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and other institutions. The firm offers a range of financial planning and portfolio management solutions, supported by a large network of advisors and advanced operational tools.

Sevag Hagopian is a financial advisor at Charles Schwab with one year of industry experience. He holds a Series 66 credential and previously worked at Rocket Mortgage for eight years. Outside of his advisory role, he co-owns and manages the business operations of The Beauty Fix Med Spa in Scottsdale, AZ. Charles Schwab serves a large client base primarily composed of high- and ultra–high-net-worth individuals through Schwab Wealth Advisory’s wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary advice and access to discretionary separatley managed accounts, supported by a multi-asset model portfolio approach and a distinctive integrated operational structure.

Michael Penney is a Series 66-licensed advisor with J.P. Morgan Securities in Scottsdale, AZ, with 14 years of industry experience. He previously worked at Bank of America and Merrill from 2010 to 2022 before joining JPMorgan Chase Bank, N.A. in 2022. Outside of his advisory role, he is owner and partner of Penney Ventures LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a selective Wealth Advisor program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The program combines quantitative and qualitative manager research and offers broad derivatives and commodities capabilities.

Raechel Owen is a financial advisor with J.P. Morgan Securities in Phoenix, AZ, holding Series 63 and Series 65 registrations and 12 years of industry experience. She has worked with JPMorgan Chase Bank and J.P. Morgan Securities since 2014 and was previously employed at It Works from 2016 to 2018. Outside of her advisory role, Owen serves as a board member providing financial oversight for the Alpha Phi Fraternity and acts as a financial advisor to the Alpha Phi Sorority chapter at a university. J.P. Morgan Securities offers institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. Their non-discretionary program focuses on written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and the use of forward-looking capital market assumptions.

Stephanie Tsang is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 20 years of industry experience. She has worked at firms including Securian Financial Services, Minnesota Life Insurance Company, and Integra Partners LLC. Outside of her advisory role, she is involved in fixed insurance sales through North Star Consultants and acts as a connector within the medical community through the Arizona Healthcare Referral Collaborative. Cetera Investment Advisers LLC operates a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary options and overseeing more than $256 billion in assets.

Kevin Beamon is a financial advisor with LPL Financial in Scottsdale, AZ, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with LPL Financial since 2008, following a year at Raymond James Financial Services. Outside of advisory work, he serves as a director for Wayne B. Light Custom Jewelry, is a certified rider coach for TEAM Arizona Motorcycle Training, and acts as a trustee for The Rhonda Riva Trust. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and retirement advice through a large network of investment adviser representatives, utilizing a range of investment strategies and operational tools.

Robert Foster is a CFP® with 28 years of industry experience, currently serving as a financial advisor at Vanguard Advisers in Scottsdale, AZ. He has been with The Vanguard Group since 1996. Vanguard Advisers provides investment advice through both automated and human-supported services, catering primarily to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to construct portfolios mainly from Vanguard funds and ETFs, offering a range of customization options and managing a high volume of client relationships through its digital platform.