Nicholas Pennino is a CFP® and ChFC® credentialed financial advisor at Edward Jones with 25 years of industry experience. He has been with Edward Jones since 2000. Outside of his advisory role, he is involved with self-storage and industrial real estate businesses. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of investment advisory programs, supported by a large national network of financial advisors and branch offices.

Amanda Vizcarra is a financial advisor at Cetera with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has been with various Cetera entities since 2008. Outside of her advisory role, she works as an independent consultant promoting a skin care line. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with diverse portfolio management options, supporting both discretionary and non-discretionary accounts across multiple program structures.

Lucianna Molinari is a CFP® with 43 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. She previously worked at Ameriprise Financial Services, Inc. from 2005 to 2020. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, offering tailored recommendation reports that incorporate research, modeling, and tax-efficiency analysis. The firm delivers advisory, brokerage, and insurance solutions through affiliated entities, with a focus on managed accounts and algorithmic support for retirement income strategies.

George Cheng is a financial advisor with Ameriprise in Los Alamitos, CA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Cheng serves as Treasurer on the Board of Directors for Together LA and is involved in independent insurance brokering with Anthem Blue Cross. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to produce personalized, non-discretionary recommendation reports. The firm offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Cao Tri Tran is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. His prior roles include positions at CUNA Brokerage Services, SchoolsFirst FCU, City National Securities, and Citigroup. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and nonprofits. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Giovanni Herrera is a financial advisor at Merrill with five years of industry experience. He holds Series 63 and Series 66 licenses. His prior experience includes roles at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program to Bank of America fiduciary clients. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Halperin is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has prior work experience in the restaurant industry and education. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor investment plans to clients’ goals and risk tolerances.

John Long is a financial advisor at Wells Fargo Advisors with three years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Northwestern Mutual Wealth Management Company, Northwestern Mutual Investment Services LLC, Marton Markovits, and Northwestern Mutual Life Insurance Company. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including retirement, education, risk, and wealth-transfer planning, using proprietary research and tools to develop tailored client recommendations.

Craig Benjamin is a financial advisor with LPL Financial in El Segundo, CA, holding a Series 63 designation and bringing 37 years of industry experience. He has been with LPL Financial since 1998. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of financial planning, advisory programs, retirement consulting, and brokerage services, utilizing a variety of discretionary and non-discretionary management approaches along with model portfolios and third-party research.

Jeanette Castillo is a financial advisor with Osaic Wealth, Inc. based in Torrance, CA, holding Series 63 and Series 66 licenses with 14 years of industry experience. She has worked at SagePoint Financial since 2012 and has been involved with several financial services entities, including Independent Capital Management and Legacy Financial Group, providing insurance and lending solutions alongside investment advice. Osaic Wealth, Inc. serves a diverse range of retail and institutional clients through a broad network of affiliated advisors. The firm employs a variety of asset-allocation tools and portfolio management strategies, offering integrated brokerage, advisory services, and access to third-party money managers on discretionary and non-discretionary bases.

Stephanie Bartels is a financial advisor with Edward Jones in Seal Beach, CA, holding a Series 66 designation and 17 years of industry experience. She has been with Edward Jones since 2008. Outside her advisory role, she is a landlord and property owner in Long Beach, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Stephen Connors is a financial advisor with LPL Financial, holding a Series 63 designation and more than 40 years of industry experience. Prior to joining LPL Financial in 2018, he worked at Cetera Advisor Networks LLC for five years. He is involved in several business entities related to his advisory practice and insurance services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and brokerage services, with discretionary and non-discretionary management supported by a range of model portfolios and third-party research.

Miles Irish is a financial advisor at Merrill with a Series 66 designation and experience spanning roles at ACORE Capital and Bank of America. He began his career after graduating from Dartmouth College and has been with Merrill since 2025. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Diana Wolf is a financial advisor with LPL Financial, holding a Series 66 designation and 19 years of industry experience. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing from 2009 to 2021 before joining LPL Financial. In addition to her advisory role, she is a commissioned notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, combining discretionary and non-discretionary management with access to model portfolios, third-party research, and advanced technologies.

Shinji Takeshita is a financial advisor with Primerica Advisors in Torrance, CA, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has been with Primerica Advisors since 1992 and with Primerica Financial Services since 1990. In addition to his advisory role, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed accounts. The firm curates third-party asset managers and delegates trading responsibilities, operating with a tiered wrap-fee structure and maintaining oversight of its investment models.

Bonnie Bennetts is a financial advisor with Wells Fargo Clearing in El Segundo, CA, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has worked with Wells Fargo Clearing since 2016, following a three-year tenure at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. Their process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in their investment menus.

Sarah Larson is a financial advisor at Fidelity with three years of industry experience. She holds a Series 66 designation and previously worked at Charles Schwab Bank SSB and Charles Schwab & Co Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, including fund advisory and model portfolios.

Judith Calva is a financial advisor at Morgan Stanley with two years of industry experience. She has previously worked at J.P. Morgan Securities, JPMorgan Chase Bank, Charles Schwab, and Welbehealth. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and delivers services through its Financial Advisors and Estate Planning Strategies Group.

Alejandro Carrillo Jr. is a financial advisor with Primerica Advisors in Torrance, CA, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He has been with Primerica Advisors since 2013 and has worked concurrently at Jetblue Airways since 2024. In addition to advisory services, he is involved in the sale of loan products and home-related services through affiliated Primerica companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, utilizing third-party asset managers and model strategies for individual and high-net-worth clients. The firm provides a tiered wrap-fee structure and maintains oversight of model selection and implementation.

Michael Perry is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked with Wells Fargo affiliates since 2009, including Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options.