Carlos Orquiz Escapita is a financial advisor with J.P. Morgan Securities in Irvine, CA. He holds Series 63 and Series 66 registrations and has two years of industry experience. Prior to joining J.P. Morgan Securities, he worked at JPMorgan Chase Bank, N.A. for one year and Northwestern Mutual for three years. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

Lloyd Desenganio is a financial advisor at J.P. Morgan Securities with 11 years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at Bank of America and Merrill Lynch. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm’s approach includes quantitative asset-allocation modeling, centralized due diligence, and an ESG eligibility framework to support investment recommendations.

Theodore Diaz is a financial advisor at Merrill with Series 63 and Series 66 credentials and five years of industry experience. He has worked at Bank of America and JP Morgan Chase Bank, and was previously involved in real estate as a realtor. Outside of his advisory role, he owns a janitorial services business and occasionally rents out a personal vehicle through an online platform. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individual and institutional investors.

Hang Nguyen is a financial advisor with Wells Fargo Clearing in Newport Beach, CA, holding a Series 66 designation and 16 years of industry experience. His prior roles include positions at J.P. Morgan Securities, CUNA Brokerage Services, Inc, and SchoolsFirst Federal Credit Union. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process follows modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Craig Tuthill is a financial advisor with Wells Fargo Advisors in Santa Ana, CA, holding a Series 66 credential and 25 years of industry experience. He has been with Wells Fargo Advisors since 2015. Outside of his advisory role, he owns Tuthill Motorsport Inc., an automotive industry company, and holds ownership interests in several investment-related businesses. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services using Wells Fargo’s research and tools, serving clients who meet specific net-worth thresholds.

Walter Kaminski is a financial advisor at Morgan Stanley with 20 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Prior to that, he was associated with Citigroup Global Markets starting in 2005. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a variety of advisory programs. The firm offers tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Peter Byeon is a financial advisor at Morgan Stanley in Irvine, California, with 20 years of industry experience. He has been with Morgan Stanley since 2013 and holds the Series 66 designation. Outside of his advisory role, Byeon is involved with The RealReal, a retail and online store specializing in goods such as bags, shoes, clothes, and accessories. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs. The firm employs a structured financial planning process supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Luke Cattau is a financial advisor at Thrivent Investment Management with 23 years of industry experience. He holds Series 63 and Series 66 designations and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses covering a wide range of planning topics, with the option to combine planning and managed-account services under a consolidated billing arrangement called “WealthPlan.”

Robert Peng is a financial advisor with Merrill in Irvine, CA, holding Series 63 and Series 65 designations and five years of industry experience. His prior roles include positions at Bank of America, JP Morgan Securities, Prudential Financial, and New York Life. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Brett Curran is a financial advisor with LPL Financial, holding a Series 63 designation and over 34 years of industry experience. His prior roles include positions at Western International Securities, Inc. and Financial West Group. Outside of his advisory work, he serves as an assistant district administrator for the CA District 30 Little League and is the JV head coach for the Saddleback Unified School District. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Philip Gironda is a financial advisor with Edward Jones in Huntington Beach, CA, holding Series 63 and Series 66 designations and with 21 years of industry experience. He has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and managing approximately $1.01 trillion in assets through a large nationwide network of advisors and branches.

Melanie Carvalho is a financial advisor with LPL Financial based in Huntington Beach, CA, holding a Series 66 designation and two years of industry experience. Her prior work includes roles at Securities America and Seven Gables Real Estate, as well as involvement with California Cemetery and Funeral Services, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and diverse investment strategies.

Dennis Buenaventura is a financial advisor at J.P. Morgan Securities with 17 years of industry experience. He holds the Series 66 designation and has been with JPMorgan Chase Bank and J.P. Morgan Securities since 2013. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Wendy Ho Hung is a financial advisor at Merrill with 21 years of industry experience. She holds a Series 66 designation and has been with Merrill since 2000. Outside of her advisory role, she is the owner and managing member of TC Monarch LLC, a for-profit limited liability company based in Brea, CA. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Donavan Mayes is a financial advisor at Wells Fargo Clearing with 30 years of industry experience. He holds Series 63 and Series 66 designations and previously worked at Morgan Stanley Smith Barney LLC for three years before joining Wells Fargo in 2017. Outside of his advisory role, he serves as co-trustee for his grandmother’s trust. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options within its investment offerings.

Julian Duron is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds a Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021. Prior to joining J.P. Morgan, he held various roles in the hospitality and retail sectors. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, focusing on asset allocation, manager and fund searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its investment approach.

Melissa Shadden is a financial advisor at Morgan Stanley with eight years of industry experience. She has worked at Morgan Stanley Private Bank and Morgan Stanley since 2017 and previously worked at Santa Clara University. She holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Ian Chamberlain is a financial advisor with Equitable Advisors in Lake Forest, CA, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Murow Development Consultants, KB Home, Hanley Investment Group, and AXA Advisors. He serves as a board member for the University of Southern California Marshall Alumni Association Orange County Chapter and is Treasurer for the LeTip Chapter of Costa Mesa. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm operates a hybrid advisory and brokerage model, utilizing third-party asset managers and emphasizing tailored client services through a structured intake and review process.

Sarah Mackay is a financial advisor at Thrivent Investment Management in Irvine, CA, with four years of industry experience. She holds Series 65 and Series 63 licenses and has been with Thrivent since 2021. Her prior work experience includes roles outside the financial industry, such as at Western Growers and educational institutions. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on goal-based financial planning without discretionary portfolio management. The firm offers a consolidated billing option called “WealthPlan” that integrates planning with managed-account services while keeping them distinct.

Jose Valdez is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities from 2012 to 2017. Valdez has been with Wells Fargo Clearing since 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs in its offerings.