U Lopez is a financial advisor at Merrill with 17 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2009 and Bank of America, N.A. since 2011. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Ryan Chau is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities since 2012, also working with JPMorgan Chase Bank since 2010. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a team of Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis while clients retain final decision authority.

Avani Kothari is a Financial Advisor with the Kothari Group at Merrill Lynch Wealth Management. She provides tailored financial advice designed to align with the values and goals of the families and individuals she serves. Avani began her career in wealth management through an intensive training program in New York City, developing a strong foundation in client-focused financial planning. She specializes in socially responsible, values-based, and ESG investing, as well as supporting women and clients in sports and entertainment sectors. Avani earned her Bachelor's degree in Political Economy with a concentration in Financial Economics from the University of California, Berkeley. She holds the Chartered Retirement Planning Counselor™ (CRPC™), Personal Investment Advisor (PIA), and Sports & Entertainment Accredited Wealth Management Advisor™ (SE-AWMA™) designations. These credentials reflect her commitment to providing in-depth, high-quality financial guidance. Outside of her professional life, Avani is a certified yoga instructor and is passionate about wellness and balance. She and her fiancé recently moved back to Southern California after living on the East Coast for three years. Avani's personal interests also include pickleball, running, tennis, and spending time with her family.

Jake Johnson is a CFP® with seven years of industry experience, currently working at Wells Fargo Advisors since 2022. His prior roles include positions at Wells Fargo Clearing Services, MakeSpace, United Parcel Service, and Trillium Trading. Outside of his advisory work, he holds a 25% ownership in JAEJ Group, LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services. The firm offers customized recommendations supported by proprietary research and planning tools, with planning engagements typically structured as discrete projects.

Austin Orkin is a financial advisor at UBS Financial Services with eight years of industry experience. He has worked at UBS since 2017 and was previously employed at Belmont Brewing Company from 2016 to 2018. Austin holds the Series 66 designation. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored financial strategies.

Orville Mohler Jr. is a financial advisor at Raymond James & Associates with 22 years of industry experience. He holds Series 63 and Series 66 credentials and has held positions at Prudential Insurance Company of America, Pruco Securities LLC, MassMutual Investors Services, and MetLife Securities Inc. before joining Raymond James in 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, providing financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Kenneth Chung is a financial advisor at J.P. Morgan Securities with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has been with J.P. Morgan Securities since 2012, previously working at JPMorgan Chase Bank, N.A. since 2025. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities.

Gustavo Rodriguez is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and possessing 12 years of industry experience. He has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A., with tenures spanning from 2012 to the present, and previously was associated with Stone Insurance Inc. and Independent Financial Group. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering services on a non-discretionary basis while incorporating ESG eligibility processes and centralized due diligence.

Zachary Ayala is a financial advisor with Mass Mutual Investors Services in Los Angeles, holding a Series 66 designation. He has been with the firm since 2025 and previously worked at Northwestern Mutual Investment Management and other financial and non-financial roles. He is also an insurance broker with Lenox Advisors, involved in life, disability, long-term care, fixed annuities, and health insurance sales. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser providing financial planning and asset management to individuals, business owners, trusts, and charitable organizations. The firm emphasizes collaborative, annual financial planning engagements using firm-approved analytical tools and offers specialized services such as divorce planning and estate-settlement programs.

Daniel Andrew is a financial advisor with LPL Financial in Anaheim, CA, holding Series 63 and Series 65 licenses and with 17 years of industry experience. He previously worked at Z&Z Capital Inc. from 2015 to 2017 before joining LPL Financial, where he has been since 2017. His other business activities include serving as an insurance producer in a broker general agency capacity. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by model portfolios, third-party research, and technological tools.

Rick Mowdy is a financial advisor with Merrill in Los Angeles, CA, holding a Series 66 designation and 10 years of industry experience. He has worked at Bank of America, N.A. and Merrill since 2019 and previously held roles at Sure Co Health & Life, Tax & Financial Group, Minnesota Life Insurance Co, and Securian Financial Services Inc. Mowdy serves as co-chair of the Mihaylo College of Business & Economics Executive Council in Fullerton, CA. Merrill and its affiliate Managed Account Advisors LLC provide managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Michael Rogers is a financial advisor at J.P. Morgan Securities with 24 years of industry experience. He holds a Series 66 designation and has previously worked at Merrill Lynch and Deutsche Bank. He is also employed by JPMorgan Chase Bank, where he offers certain bank products and services. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with additional brokerage and investment management capabilities.

Marty Valade is a financial advisor at OSAIC with 40 years of industry experience. He holds a Series 63 designation and previously worked at Woodbury Financial Services Inc. for 23 years. Valade is also a partner in Murphy Financial Services and is active as an insurance agent. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of advisers and multiple platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and portfolio management using various investment vehicles and third-party money managers.

Aidan O'Grady is a financial advisor at Edward Jones with eight years of industry experience. He holds a Series 66 designation and previously worked at PNC Bank and Target. O'Grady is based in Garden Grove, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets through a large network of financial advisors and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs and separately managed accounts.

Juan Vazquez is a financial advisor at Osaic Wealth, Inc. with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including J.P. Morgan Securities and Western International Securities. Outside of his advisory role, Vazquez is active in his community as president of the Tustin Chamber of Commerce and chairman of the Yorba Linda Chamber of Commerce, and owns businesses including Café Zócalo and Imperium Legacy LLC. OSAIC Wealth, Inc. serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party money managers to manage portfolios across a range of asset classes.

Patrick Holmquist is a Financial Advisor at Merrill Lynch Wealth Management. He provides financial guidance and services within the firm's wealth management division. Mr. Holmquist holds a Bachelor's Degree from Creighton University and a Master's Degree from Loyola Marymount University. Additionally, he completed an Accredited Certificate Program from the University of California System.

Andrew Huerta is a Financial Consultant at Fidelity Investments. In his role, he works closely with clients and their families to develop personalized financial plans aimed at achieving their goals. He emphasizes providing peace of mind through thoughtful investment and retirement planning, building lasting relationships based on trust. Andrew's experience at Fidelity Investments includes roles as a Financial Consultant since 2022, Investment Consultant from 2021 to 2022, and Financial Representative from 2020 to 2021. He holds a California Insurance License. Outside of his professional work, Andrew enjoys camping, family activities, food, outdoor adventures, tennis, and traveling.

Rong Wang is a financial advisor with Merrill in Hacienda Heights, CA, holding Series 63 and Series 66 licenses and six years of industry experience. Her prior roles include positions at J.P. Morgan Securities and Bank of America. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individual, high-net-worth, and institutional clients.

Eric Anderson is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has been serving clients since January 1994. He works closely with an exclusive number of clients throughout the Pacific Northwest to provide customized wealth management services. Eric's expertise includes college education planning, divorce transition planning, executive compensation, family wealth management strategies, personal retirement planning, portfolio management, tax minimization, and investment consulting for both individuals and corporate clients. Eric holds a Bachelor of Science in Building Construction from the University of Washington and earned a Master of Business Administration from Seattle University in 1988. He has earned the Certified Investment Management Analyst (CIMA), Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He is a qualified Portfolio Manager within the Merrill Investment Advisory Program and has completed several financial certificate programs offered by The Wharton School. Having personally experienced life transitions such as raising children as a single parent and caring for aging parents, Eric provides empathetic support to clients navigating similar challenges. He collaborates with legal and tax professionals to assist clients in preserving wealth across generations through strategies involving insurance and trusts. Eric and his wife Erin have a blended family of seven children and share interests in traveling and sports. He is active in his community and volunteers with local organizations.

Liliana Soto is a CFP® professional with 19 years of experience in financial services. She is currently with Cetera, where she has worked since 2013, and she also holds the role of Director of Financial Services at Crane & Associates, a financial planning and investment firm. In addition to her advisory work, Soto is a licensed public notary. Cetera Investment Advisers LLC is an SEC-registered firm serving a diverse client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to various program structures and third-party money managers.