Habib Habibi is a financial advisor at LPL Financial with Series 65 and Series 63 licenses and three years of industry experience. He has worked at LPL Financial since 2022 and is also affiliated with SchoolsFirst Federal Credit Union. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Diana Chan is a financial advisor at LPL Financial with 13 years of industry experience. She holds the Series 66 designation and has previously worked with Bancwest Investment Services, Inc. and Bank of the West. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing model portfolios and research from both internal and third-party sources.

Cherie Jones is a CFP® professional with 24 years of industry experience, currently serving as a financial advisor at Ameriprise Financial Service, LLC since 2019. Her prior experience includes roles at Royal Alliance Associates, Inc. and Signator Investors, Inc., as well as managing her own practice from 2015 to 2019. Outside of advising, she holds positions on the board of the California Society of Tax Consultants and provides tax consulting and preparation services through her firm, Cherie Jones & Associates. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides tailored recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

David Marich is a financial advisor with J.P. Morgan Securities in Los Alamitos, CA, holding Series 63 and Series 66 licenses and having 13 years of industry experience. His career includes multiple roles within JPMorgan Chase Bank and J.P. Morgan Securities since 2012. Outside of finance, he was involved with Marich Copter Cams from 2014 to 2017. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with broker-dealer and investment adviser registrations, delivering services through a non-discretionary program supported by an in-house manager solutions team.

Salvador Linaker is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Priority 1 and McKeehan Construction. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

John Cao is a financial advisor at J.P. Morgan Securities with five years of industry experience. He holds Series 65 and Series 63 licenses and has previously worked at Merrill and Bank of America. Outside of his advisory role, he owns and operates an e-commerce business reselling clothing, tickets, and cards. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a combination of quantitative asset-allocation modeling and centralized due diligence, offering customized performance reporting and an ESG eligibility framework for recommended strategies.

Jeremy Truong is a financial advisor with LPL Financial in Long Beach, CA, holding a Series 66 designation and 10 years of industry experience. He has worked at several firms including Merrill, Morgan Stanley, and Waddell & Reed, and has also been involved with various insurance carriers. In addition to his advisory role, he conducts non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research from multiple sources to support both discretionary and non-discretionary management.

Sean Bracey is a financial advisor with Cetera in Brea, CA, holding the ChFC® and Series 66 credentials and has 15 years of industry experience. He has worked with Cetera since 2013 and previously operated his own tax and financial services firm. Bracey serves as a finance committee member for Life Bible Fellowship Church. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, employer-sponsored retirement, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers and investment strategies.

David Holmes is a financial advisor with LPL Enterprise LLC, holding Series 66, Series 63, and Series 65 licenses and four years of industry experience. He previously worked at Brookstone Wealth Advisors and Innovation Partners LLC. Holmes also maintains an insurance-related role with Anthem Blue Cross. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, consulting, model portfolio programs, third-party asset management, and access to a broad range of brokerage and insurance products through its integrated platform.

Kyung Suk Choi is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at Bank of Hope, Cetera, Mirae Asset Wealth Management, and Daewoo Securities Co. Ltd. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Paul Finby II is a financial advisor at Wells Fargo Clearing with one year of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2024. Outside of his advisory role, he has been involved with Us Tech Solutions since 2021 and previously with Infinite Water Polo Club. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products than typical large institutional advisers.

Cory Murdock is a financial advisor with OSAIC based in Anaheim, CA, holding the CFP® designation and Series 63 and 65 licenses. He has 29 years of industry experience, including 21 years at Signator Investors, Inc. and John Hancock Mutual Life Insurance Co. He operates a sole proprietorship as a fixed life insurance broker. OSAIC serves a wide range of clients, including retail and institutional investors, offering integrated brokerage and advisory services through a large network of advisers. The firm employs various asset-allocation tools and third-party platforms to manage diversified portfolios across multiple investment vehicles.

Geoff Delahanty is a Series 66 licensed advisor with Thrivent Investment Management in Lakewood, CA, with 21 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2005. Outside of his advisory role, he serves as Secretary on the Board of Directors for Ball Girls Baseball Corporation, an organization that facilitates competitive baseball training and events for girls and women. Thrivent Investment Management offers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial analyses across diverse planning areas. The firm’s approach separates planning from managed-account services, providing ongoing reviews while not accepting discretionary trading authority for its planning services.

Denise Bare is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and over 20 years of industry experience. She has been with Wells Fargo Clearing since 2016 and joined Wells Fargo Advisors Financial Network in 2026. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering a broad range of investment and fee-based financial planning services. The firm utilizes Wells Fargo research and planning tools to develop tailored recommendations, providing clients with discrete planning engagements across various specialized areas.

Benjamin Lee is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 21 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of investment options that include insurance-related vehicles and bank deposit sweep programs.

Brian Burnett is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at LPL Financial since 2022 and has prior experience with CUNA Brokerage Services, Inc. and SchoolsFirst Federal Credit Union. Outside of financial advising, he works as a delivery driver for DoorDash. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by model portfolios, third-party research, and technology-driven strategies.

Flavio Hernandez is a financial advisor with LPL Financial in Santa Ana, CA, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at LPL Financial since 2022 and has prior experience with CUNA Brokerage Services, Inc. and SchoolsFirst FCU. Hernandez is also involved as a Retirement Plan Representative at SchoolsFirst FCU. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Curtis Viggers is a financial advisor with LPL Financial in Claremont, CA, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. His career includes roles at TruStage and J Alden Associates, Inc. He is also involved in insurance product sales, including whole life and disability insurance through TruStage. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, banks, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party research, and technologies such as machine learning.

Scott Paul is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has more than 20 years of experience providing financial and wealth management advice and services. Scott is a CERTIFIED FINANCIAL PLANNER® practitioner and a Personal Investment Advisor (PIA). He joined Merrill Lynch Wealth Management in 1995. Scott graduated from California State University, Long Beach with a bachelor's degree. His expertise includes college education planning, retirement income strategies, portfolio management, and tax minimization. He focuses on managing new wealth and personal retirement planning. Scott is active in his community and participates in volunteer work. He enjoys gardening, golfing, and spending time with his family.

Kelsey Esswein is a financial advisor at Thrivent Investment Management with 11 years of industry experience. She holds the Series 66 designation and has been with Thrivent and its affiliated firms since 2014. Outside of her advisory role, she works as an independent consultant for Arbonne International, sharing nutritional and skincare products. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary trading authority. The firm offers a combination of planning and managed-account services under a consolidated billing option called “WealthPlan.”