Matthew Gallo is a Wealth Management Advisor at Merrill Lynch Wealth Management, focusing on serving families and businesses. He works closely with clients to develop personalized financial strategies that align with their long-term goals. Matthew has been providing wealth management advice and guidance to high net worth clients since 2014. Matthew holds a Bachelor's degree in economics from Loyola Marymount University and possesses the Series 7 and 66 FINRA Registrations. His professional designations include CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment (SE). His expertise encompasses areas such as corporate executive services, family wealth management strategies, legacy planning, liquidity management, managing new wealth, personal retirement planning, and portfolio management services. Outside of his professional work, Matthew is involved with the Make-A-Wish Greater Bay Area Foundation as a Wish Grantor, helping fulfill the dreams of children with life-threatening illnesses. His personal interests include adventure sports, basketball, biking, hiking, spending time with family, and yoga.

Darrell Hallenbrook is a financial advisor at Morgan Stanley with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Morgan Stanley Private Bank, N.A. since 2015 and MORGAN STANLEY SMITH BARNEY LLC since 2009. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analysis from the Global Investment Committee. The firm manages approximately $2.74 trillion in client assets and provides services both directly and through Corporate Financial Planning agreements.

Savanna Saul is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and eight years of industry experience. Her prior roles include four years at Morgan Stanley Private Bank and Morgan Stanley. She also has experience outside finance, having worked at Giuseppe's Fine Dining for a year. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute.

Jung Han is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. He previously worked at UBS Financial Services for four years before joining Wells Fargo in 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides investment advisory services, financial planning, and retirement plan consulting, utilizing research from its Investment Institute and third-party sources to evaluate investment options based on diversification and modern portfolio theory.

Alfredo Gomez is a financial advisor at Edward Jones with 18 years of industry experience. He holds Series 63, 65, and 66 licenses. Prior to joining Edward Jones, he worked at U.S. Bank, HighMark Capital Management, Advisor Group, SagePoint Financial, Snyder Kearney, and Jackson National Life. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Alexis Muro is a financial advisor at Cetera with four years of industry experience. He holds a Series 66 designation and has previously worked with Avantax Advisory Services and Hazard Financial. Outside of his advisory role, he serves as an authorized check signer for Narbonne Plaza Partners, LLC, managing accounting duties for a commercial rental property. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individual investors, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to third-party money managers through a multi-manager platform with various program structures and custodial relationships.

Cory Kleinschmit is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2014. In this role, he partners with clients to build financial plans and provides investment guidance tailored to their specific situations. Cory focuses on creating tax-efficient investing strategies aimed at building, growing, and protecting wealth through long-term client relationships. His professional experience includes various roles at Fidelity Investments, including Investment Consultant from 2012 to 2014 and Financial Representative from 2010 to 2012. Prior to joining Fidelity, Cory worked as a Licensed Banker at JP Morgan Chase in 2010, an Institutional Client Associate at Charles Schwab & Co. from 2008 to 2010, and a Mortgage Banker at Bank of America from 2007 to 2008. He holds a California Insurance License. Outside of his professional career, Cory has personal interests in beach activities, concerts, family activities, food, golf, and traveling.

Jim Kottoor is a financial advisor with UBS Financial Services in El Segundo, CA, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked at UBS in various capacities since 2015 and spent one year at Morgan Stanley in 2013. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including financial planning, portfolio management, and distribution of mutual funds and alternative products. The firm combines institutional trading capabilities with wealth management services through a broad platform of offerings and proprietary research.

Camden Wopperer is a financial advisor at OSAIC with three years of industry experience. He holds the Series 66 designation and has worked at OSAIC since 2024, following a prior role at Securities America, Inc. from 2022 to 2024. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform with an emphasis on model-based asset allocation and portfolio optimization. The firm is notable for its scale, complex affiliate network, and recent consolidation activity.

Mario Picarelli is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds a Series 66 designation and has been with Wells Fargo since 2016, previously working at A. G. Edwards & Sons, Inc. from 2004 to 2008. He serves on the finance committee of St. Joseph Catholic School in Long Beach, CA. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm employs a large network of advisors and utilizes research and analytics to support diversified investment strategies.

Matthew Nahman is a financial advisor at Cetera with seven years of industry experience. He holds the Series 66 designation and has worked at several firms, including Fidelity Investments, Mass Mutual Life Insurance Company, and Northwestern Mutual. Nahman is currently based in Hawthorne, CA. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base, including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform that supports automated allocations, direct indexing, and unified managed accounts.

Virginia Ferrer is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 15 years of industry experience. She has worked with Wells Fargo entities since 2005 and serves as treasurer for the St. Lukes Preschool Booster Club. She is also a co-owner and treasurer of Fresh Prints & Design Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm combines research-driven investment strategies with a broad range of financial products offered through affiliated bank and insurance companies.

David Anderson is a financial advisor at Wells Fargo Advisors with 37 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Wells Fargo Clearing and Bank of America. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and tailors recommendations using proprietary research and tools, with planning engagements typically discrete and fees negotiated based on scope and complexity.

Steven Parker is a financial advisor with J.P. Morgan Securities in Long Beach, CA. He holds Series 63 and Series 66 licenses and has 14 years of industry experience. Parker has been with J.P. Morgan Securities since 2012 and JPMorgan Chase Bank, N.A. since 2013. He is also an owner and partner in SpaceX. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, offering non-discretionary, written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process integrates both quantitative and qualitative research and includes an ESG eligibility framework in its recommendations.

Jonathan Gragg is a Series 66-licensed financial advisor with 14 years of industry experience. He is currently with Cetera and has previously operated his own advisory business. Outside of his advisory role, he also works as an insurance agent selling life, health, annuities, and long-term care products. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform allowing advisors to implement model portfolios, select third-party managers, or build custom strategies across various program structures and custodial relationships.

Katsuko Yamabe is a financial advisor with Primerica Advisors in Cerritos, CA, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Primerica Advisors since 1999 and also works as a partner at Yamada & Nakata CPA, an accounting firm. In addition to her advisory role, she is involved in sales of loan products and home-related services referrals through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm uses third-party asset managers and offers a tiered wrap-fee structure rather than fixed fees.

Andrew Davis is a financial advisor with Morgan Stanley, holding a Series 66 designation and 17 years of industry experience. He has been with Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individual and institutional clients. The firm offers tailored financial planning services and manages approximately $2.74 trillion in client assets.

Hristo Stefanov is a CFA® charterholder with 12 years of industry experience, currently serving as a financial advisor at Cetera. He has held various roles within Cetera and its affiliated entities since 2013 and has been associated with Tower Square Investment Management LLC since 2015. Outside of his advisory work, he participates as a member of a homeowners association board, where he attends meetings and reviews budgets. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving individual, employer-sponsored, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with diverse investment program options and oversight.

Stephanie Elias is a financial advisor with Merrill, holding a Series 66 designation and four years of industry experience. She has worked with Bank of America since 2022 and has prior experience at USC Credit Union and the University of Southern California. Outside of her advisory role, she is the sole owner of a rental property business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies supported by internal and third-party managers for a range of individual and institutional investors.

Vincent Woo is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. His prior positions include roles at City National Bank and RBC Capital Markets. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools, including Monte Carlo simulations, to assist clients in developing financial plans.