Casi Dileva is a financial advisor with Ameriprise in El Segundo, CA, holding Series 63, 65, and 66 licenses and has 29 years of industry experience. Her prior roles include positions at Wells Fargo Clearing Services, Nationwide Insurance, and U.S. Bancorp Advisors. Outside of advisory work, she is involved in independent insurance brokering with a focus on life and long-term care insurance products. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which combines research, third-party data, and algorithmic tools to provide tailored recommendations.

Carolyn Cahill Asher is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 42 years of industry experience. She has been with Raymond James since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including high-net-worth individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services among other investment solutions.

John Hannah is a Financial Consultant at Fidelity Investments, where he assists individuals and families in developing customized financial plans. His focus areas include investments, retirement planning, income strategies, and tax-efficient investing, aiming to support clients in achieving their personal and financial goals. John's professional experience includes roles as a Planning Consultant, Relationship Manager, and Investment Solution Representative at Fidelity Investments from 2021 to the present. Prior to joining Fidelity, he worked as a Junior Analyst at Harvey & Company LLC and as a Financial Advisor at Edward Jones. He holds a California Insurance License. Outside of his professional work, John has interests in cars, football, pets, reading, and traveling.

Steven Klahorst is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has worked at various Cetera entities since 2020 and previously spent two decades at First Allied Securities. In addition to his advisory role, he owns Golden Hills Investment Advisors and serves as a fiduciary for a family interactive account. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform utilizing both affiliated and third-party managers.

William Shin is a financial advisor at LPL Enterprise with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including JP Morgan Securities LLC, The Prudential Insurance Company of America, and Pruco Securities. Outside of advisory work, he is registered as a Prudential-sponsored non-variable insurance agent. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, and other entities through a network of investment adviser representatives. The firm employs a model-driven investment approach, offers financial planning and consulting, and facilitates insurance product sales through affiliated entities.

John Obrien is a financial advisor at LPL Financial with 31 years of industry experience. He previously worked at Penates Group Inc. and Otto Capital Management for 15 years each, and at Raymond James Financial Services for 3 years. Outside of advising, he is involved with a real estate services business under the name Eclipse Realty. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and third-party asset management, supported by a large network of investment adviser representatives and a variety of investment strategies.

John Ong is a financial advisor with Primerica Advisors in Carson, CA, holding Series 63 and Series 65 designations and over 22 years of industry experience. He has been with Primerica Advisors since 2002 and has worked with Primerica Financial Services since 2000. In addition to his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on non-institutional client portfolios.

Joshua Barnum is a financial advisor at Merrill with Series 63 and Series 66 licenses and two years of industry experience. Prior to Merrill, he worked at Bank of America, JPMorgan Chase Bank, and AT&T. He is also the owner of Financial Hedge LLC. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Fernando Cruz is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and has held positions at firms including LPL Financial, Bank of America, and Merrill. Cruz is based in La Mirada, CA. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Sean Bryant is a financial advisor with Ameriprise in Long Beach, CA, holding Series 63 and Series 65 credentials and 26 years of industry experience. His work history includes positions at Wells Fargo Clearing, Merrill, and Banc of America Investment Services, Inc. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement-income planning through written recommendation reports and ongoing advice, utilizing proprietary research and third-party data within a defined investment framework.

Kenneth Hickman is a financial advisor at Ameriprise with seven years of industry experience and holds a Series 66 designation. He has worked at Ameriprise and Ameriprise Financial Services, Inc. since 2018, with prior experience at Wells Fargo Corp in 2017. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Christian Masariego is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the CFP® designation along with Series 66 and Series 63 licenses. His prior work includes roles at TD Ameritrade, BancWest Investment Services, Bank of the West, and Fidelity. Charles Schwab serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a centralized operational structure.

Jennifer Toney is a financial advisor at Morgan Stanley with 13 years of industry experience. She has been with Morgan Stanley since 2013 and is currently associated with Morgan Stanley Private Bank, National Association. Toney holds a Series 66 designation. Outside of her advisory role, she is involved in managing an investment property in Mammoth Lakes, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that uses structured discovery and firm-approved tools to model outcomes.

Christian Frost is a financial advisor at Fidelity with 16 years of industry experience. He holds the Series 63 and Series 66 designations and has been with various Fidelity entities since 2010. Fidelity's Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs. The firm is notable for its use of algorithmic methods and AI in research, its role as a commodity pool operator, and its advisory services to multiple registered investment companies.

Lisa Hodus is a Series 66-credentialed financial advisor with Merrill in Marina Del Rey, CA, and has 19 years of industry experience. She has been with Merrill since 2006. In addition to her advisory role, she occasionally works as a commercial actor on a limited basis. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individual, high-net-worth, pension, corporate, and charitable clients.

Moses Lee is a financial advisor at Fidelity with Series 63 and Series 65 licenses and three years of industry experience. He previously worked at NYLife Securities LLC and New York Life Insurance. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, and serves as a registered commodity pool operator with formal advisory roles to multiple funds.

Cesar Chavez is a financial advisor at J.P. Morgan Securities with 18 years of industry experience. He holds Series 63 and Series 66 credentials. His career includes roles at Bank of America, Merrill Lynch, and J.P. Morgan entities, and he also works as a music booking manager arranging live performances for various events. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, manager searches, and customized reporting. The firm combines quantitative and qualitative research to build model allocations and offers access to a range of investment strategies, including those with an ESG framework.

Scott Frunzi is a financial advisor with LPL Financial in Huntington Beach, CA, holding Series 63 and Series 66 licenses and bringing nine years of industry experience. He previously worked for The Vanguard Group for six years and Rothman's NY for one year before joining LPL Financial in 2024. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management services delivered through a large network of advisors using model portfolios, third-party subadvisors, and customized strategies.

Adrian Gaytan is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and 16 years of industry experience. He has worked at JPMorgan Chase Bank, J.P. Morgan Securities LLC, Chase Investment Services Corp., and Morgan Stanley & Co. LLC. Outside of his advisory role, he is involved as an owner and partner in a residential property business operating under Airbnb. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research with forward-looking capital market assumptions and includes capabilities in derivatives and commodities through related affiliates.

Hoor Bhavnani is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo Clearing since 2016 and Wells Fargo Bank, N.A. since 2007. Outside of his advisory role, Bhavnani serves as assistant treasurer for Science of the Soul, a nonprofit organization based in Irvine, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.