Gladys Lugo is a Series 66-registered financial advisor with Morgan Stanley in Pasadena, CA, bringing three years of industry experience. Her prior roles include positions at BBVA Securities Inc., BBVA Compass Insurance Agency, and Compass Bank. She has been with Morgan Stanley Smith Barney LLC since 2022. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning that employs firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through corporate financial planning agreements.

Peter Chiang is a financial advisor at Merrill with eight years of industry experience and holds the Series 66 designation. He has worked at Bank of America and Merrill since 2016. Outside of his advisory role, he is associated with a family-held business that operates a ramen store in Downtown Los Angeles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Wong is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior roles include positions at Fidelity Investments LLC and brief engagements in academic institutions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, and employs a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs.

Eric Garcia is a CFP® with 25 years of industry experience, currently associated with Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors, LLC for one year. Outside of his advisory role, he co-owns and manages several real estate investment entities in the Los Angeles area. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm uses research and analytics to guide investment decisions and offers both brokerage and advisory solutions.

David Chou is a financial advisor with Cetera having 12 years of industry experience. He holds the Series 63 and Series 66 designations. Prior to joining Cetera, Chou worked at JP Morgan Chase for seven years and has managed Essence Financial LLC, a non-investment business. He is also involved with Sky Vision Life Insurance Agency as a life insurance agent. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and retirement services through a multi-manager platform that includes affiliated and third-party managers, accommodating various discretionary and non-discretionary account structures.

Dennard Jackson is a Financial Consultant currently serving at Fidelity since 2025. He specializes in partnering with clients to co-create customized wealth strategies that enable their families to pursue desired lifestyles and legacies with control and customization tailored to their unique vision and family dynamics. Prior to his current role, Dennard was a Private Client Advisor SVP at Bank of America from 2018 to 2025. He holds a California Insurance License, supporting his expertise in financial and insurance solutions. Outside of his professional commitments, Dennard enjoys activities such as going to the beach, attending comedy shows and concerts, participating in family activities, fitness, and music.

Jonathan Chen is a Financial Advisor with Merrill Lynch Wealth Management. He holds the designation of Personal Investment Advisor (PIA). Jonathan earned his Bachelor's Degree from the University of California System. His professional focus includes providing investment guidance and wealth management services.

Richard Chen is a financial advisor with UBS Financial Services in Pasadena, CA, holding a Series 66 designation and 13 years of industry experience. He has been with UBS Financial Services since 2016. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services through a comprehensive platform that includes portfolio management, financial planning, and access to proprietary research.

Cris Vega is a CFP®-credentialed financial advisor with 21 years of industry experience. He has worked at Morgan Stanley since 2022 and previously spent 14 years at ICMA Retirement Corporation. Outside of his advisory role, Vega is involved in education as an employee at California State University - Fullerton and participates in recreational activities as a contractor with Cal South Soccer. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Ronald Tanaka is a CFP®-designated financial advisor with LPL Financial, bringing 41 years of industry experience. He has worked at LPL Financial since 2020 and previously served at Independent Financial Group Inc and Hagerty Stewart & Associates, LLC. He has also operated a non-variable insurance business since 1982 in South Pasadena, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, corporations, and charitable organizations through a national network of advisers. The firm offers various advisory programs and financial planning services supported by research, model portfolios, and technology-driven strategies.

Pei Ti Chao is a financial advisor with Morgan Stanley in Pasadena, CA, holding a Series 66 credential and bringing 10 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Chao serves as a board member of the Taiwanese American Scholarship Fund, a charitable foundation. Morgan Stanley Wealth Management offers a broad range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process.

Felicia Chang is a financial advisor at UBS Financial Services in Pasadena, CA, with 16 years of industry experience and a Series 66 designation. Her prior work includes roles at Wells Fargo Clearing, Morgan Stanley, and earlier tenures at UBS Financial Services. Outside of her advisory work, she co-owns a mobile waste compaction business in Monterey Park, CA. UBS Financial Services serves individual, corporate, and institutional clients by offering a blend of brokerage and investment advisory services, including fee-based financial planning and portfolio management, supported by proprietary research and institutional trading capabilities.

Fuxian Zhang is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. Prior to rejoining Merrill in 2026, Zhang worked at Morgan Stanley for three years and has held roles at Asia Pacific Capital Company and several other firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Gloria Chen is a financial advisor at Morgan Stanley in Pasadena, CA, holding a Series 66 license with six years of industry experience. She worked at American Continental Bank from 2016 to 2019 before joining Morgan Stanley in 2019. She is involved in real estate through ownership and management roles outside of her advisory work. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services that span retail and institutional markets.

Tabitha Noh is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Brian Volpei is a financial advisor at Morgan Stanley with 13 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley since 2012, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and advanced modeling tools.

Samuel Pun is a financial advisor at Morgan Stanley with eight years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2018 and previously spent two years at Harvard University. Outside of his advisory role, he is involved in managing a rental property as a sole proprietor. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques to support its financial advisory services.

Howard Huckins is a financial advisor with Ameriprise in Granada Hills, CA, holding a Series 63 designation and 29 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service targeting individuals with substantial investable assets, providing detailed Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with automated and personalized advice, primarily serving clients through a centralized retirement-income consulting team.

Elijah Bicondova is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Schwab, he worked at ARE Mortgage Group, Inc. and held various roles including positions at Cal State University Los Angeles and Starbucks. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment management options, utilizing multi-asset model portfolios and a centralized operational structure.

Anna Castro is a financial advisor at Edward Jones in Whittier, CA, holding a Series 66 credential with 13 years of industry experience. She has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.