Mengxin Zhou is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. Prior to joining Morgan Stanley in 2024, Zhou worked at the Law Offices of Sevak Bagumyan, Intercontinental Exchange, and Cetera. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment modeling to support its advisory services.

Livmillie Arias is a financial advisor at UBS Financial Services with 19 years of industry experience. She holds a Series 66 designation and has been with UBS since 2006. Based in San Dimas, CA, she provides investment advisory services through a major institutional firm. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Donovan Koah is a financial advisor with Wells Fargo Clearing in Pasadena, CA, holding Series 63 and Series 66 licenses and bringing 27 years of industry experience. He has previously worked at Bank of America, Merrill, and Banc Of America Investment Services. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party analytics.

Yuxia Ma is a Wealth Management Advisor with Merrill Lynch Wealth Management. She serves many wealthy families in the Asian American community and oversees retirement benefit assets for corporate clients. Fluent in Mandarin, she assists business owners in addressing their fiduciary responsibilities and strategic planning for their retirement plans, including 401(k), profit sharing, defined benefit, and deferred compensation plans. She also supports executives, entrepreneurs, and multigenerational families in wealth preservation, growth, and transfer strategies tailored to their unique needs. Yuxia holds multiple professional designations including Certified Financial Planner (CFP), Certified Plan Fiduciary Advisor (CPFA), Certified 401(k) Professional (CkP), Chartered Retirement Planning Counselor (CRPC), Chartered Retirement Plans Specialist (CRPS), and Certified Exit Planning Advisor (CEPA). She earned a Master's Degree from the California State University system and a Bachelor's Degree from BengBu Medical School. She is experienced in corporate executive services, family wealth management strategies, executive compensation, tax minimization, and fiduciary advisory services. Her personal interests include antiquing, gardening, hiking, interior decorating, and traveling. Yuxia is committed to building strong client relationships and bringing her knowledge and experience to support important financial decisions.

Rinaldo Ritonga is a financial advisor at LPL Financial with 25 years of industry experience. He holds Series 63 and Series 66 designations. Prior to joining LPL Financial in 2025, he worked for Western International Securities, Inc. for 25 years. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions through a broad network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced operational and research tools.

Zejia Leung is a financial advisor with J.P. Morgan Securities based in Monterey Park, CA, holding Series 63 and Series 65 credentials and bringing 16 years of industry experience. Prior to joining J.P. Morgan in 2020, Zejia worked at Bank of the West and BancWest Investment Services from 2016 to 2020. In addition to advising, Zejia accounts for receivables in a beauty product wholesale business operated by a family member. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program focused on asset allocation, investment manager searches, and customized performance reporting. The firm’s process combines quantitative screening and qualitative research, incorporating forward-looking capital market assumptions and ESG frameworks, supported by affiliates offering portfolio implementation and management services.

Gladys Lugo is a Series 66-registered financial advisor with Morgan Stanley in Pasadena, CA, bringing three years of industry experience. Her prior roles include positions at BBVA Securities Inc., BBVA Compass Insurance Agency, and Compass Bank. She has been with Morgan Stanley Smith Barney LLC since 2022. Morgan Stanley Wealth Management serves individuals and institutional clients with a range of advisory programs, including tailored financial planning that employs firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through corporate financial planning agreements.

Peter Chiang is a financial advisor at Merrill with eight years of industry experience and holds the Series 66 designation. He has worked at Bank of America and Merrill since 2016. Outside of his advisory role, he is associated with a family-held business that operates a ramen store in Downtown Los Angeles. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Wong is a financial advisor at Fidelity with a Series 66 designation and three years of industry experience. His prior roles include positions at Fidelity Investments LLC and brief engagements in academic institutions. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, and employs a blend of proprietary fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs.

Eric Garcia is a Certified Financial Planner (CFP®) with 25 years of experience in the financial services industry. He has worked at Wells Fargo Clearing since 2016, following ten years at Merrill and five years at Citigroup Global Markets. Outside of his advisory role, Garcia is involved in managing real estate investment activities through several entities he owns with his spouse. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers both brokerage and advisory solutions and utilizes research from Wells Fargo Investment Institute along with third-party analytics to guide investment decisions.

David Chou is a financial advisor at Cetera with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at JP Morgan Chase and Essence Financial LLC. Outside of advising, he is involved in managing Essence Financial LLC and acts as a life insurance agent for Sky Vision Life Insurance Agency. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with various portfolio management options and access to third-party managers, supported by a nationwide network of over 10,000 advisors.

Dennard Jackson is a Financial Consultant currently serving at Fidelity since 2025. He specializes in partnering with clients to co-create customized wealth strategies that enable their families to pursue desired lifestyles and legacies with control and customization tailored to their unique vision and family dynamics. Prior to his current role, Dennard was a Private Client Advisor SVP at Bank of America from 2018 to 2025. He holds a California Insurance License, supporting his expertise in financial and insurance solutions. Outside of his professional commitments, Dennard enjoys activities such as going to the beach, attending comedy shows and concerts, participating in family activities, fitness, and music.

Jonathan Chen is a Financial Advisor at Merrill Lynch Wealth Management. He serves as a Personal Investment Advisor, delivering investment insights and facilitating access to banking and lending solutions through Bank of America. Jonathan focuses on helping clients explore financial possibilities in today's changing markets and utilizes a global network of specialists to provide additional support when needed. He holds a Bachelor's Degree from UC Berkeley and communicates proficiently in both English and Chinese. Jonathan's professional approach is grounded in leveraging the resources and expertise of Merrill® to assist clients in managing their wealth effectively.

Richard Chen is a financial advisor at UBS Financial Services with 14 years of industry experience. He holds a Series 66 designation and has previously worked at Cetera, Citigroup Global Markets, and Waddell & Reed. Chen has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor investment plans to client goals and risk tolerances.

Cris Vega is a CFP®-credentialed financial advisor with 21 years of industry experience. He has worked at Morgan Stanley since 2022 and previously spent 14 years at ICMA Retirement Corporation. Outside of his advisory role, Vega is involved in education as an employee at California State University - Fullerton and participates in recreational activities as a contractor with Cal South Soccer. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and methodologies.

Ronald Tanaka is a CFP® professional affiliated with LPL Financial, with 41 years of experience in the financial services industry. He has worked at LPL Financial since 2020 and previously spent 17 years at Independent Financial Group Inc and Hagerty Stewart & Associates, LLC. Tanaka also has a longstanding involvement in non-variable insurance. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of advisors and advanced operational tools.

Pei Ti Chao is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2009. She serves as a board member of the Taiwanese American Scholarship Fund, a charitable organization based in Pasadena, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs to both individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and resources.

Felicia Chang is a financial advisor at UBS Financial Services with 16 years of industry experience. She holds the Series 66 designation and has worked at UBS Financial Services, Wells Fargo Clearing, Morgan Stanley, and Merrill throughout her career. Outside of her advisory role, she co-owns a mobile waste compaction business with her spouse. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment strategies.

Fuxian Zhang is a financial advisor at Merrill with four years of industry experience and holds a Series 66 designation. Prior to rejoining Merrill in 2026, Zhang worked at Morgan Stanley for three years and has held roles at Asia Pacific Capital Company and several other firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Gloria Chen is a financial advisor at Morgan Stanley in Pasadena, CA, holding a Series 66 license with six years of industry experience. She worked at American Continental Bank from 2016 to 2019 before joining Morgan Stanley in 2019. She is involved in real estate through ownership and management roles outside of her advisory work. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services that span retail and institutional markets.