Jeremiah Bauman is a financial advisor with LPL Financial, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. He has worked with LPL Financial since 2007 and previously spent five years at Merrill. Outside of his advisory role, Bauman is involved in selling life and fixed annuities through Bauman Financial Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by both discretionary and non-discretionary investment strategies.

Ronald Scott is a financial advisor affiliated with LPL Financial and holds Series 63 and Series 65 licenses. He has 57 years of industry experience, including 39 years at Merrill and 9 years at LPL Financial. He also operates Bauman Scott Financial Services, an entity related to his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services utilizing various investment strategies and supports over 22,800 advisors managing more than $819 billion in discretionary assets.

Howard Kreshek is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. He serves as co-trustee for family investment-related trusts. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services grounded in modern portfolio theory. The firm’s approach includes a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Juanjie Long is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining J.P. Morgan Securities and JPMorgan Chase Bank, N.A., Long worked at Cetera and East West Bank. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research to develop model asset allocations and incorporates eligibility frameworks including ESG considerations.

Daniel Chang is a CFP® and CFA® with 14 years of experience in the financial industry. He has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. since 2023, following eight years at First Republic Investment Management, Inc. and Credit Suisse Securities (USA) LLC. He also serves as a trustee for a relative’s trust account. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process incorporates quantitative and qualitative research and may include ESG criteria, with implementation support from affiliated firms.

Eva Rhodes is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 registrations and possessing 10 years of industry experience. Her career at J.P. Morgan includes roles spanning from 2014 to the present across departments in London, Westlake Village, and various U.S. offices. J.P. Morgan Securities provides institutional consulting to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research with a focus on eligible strategies, including ESG considerations, supported by centralized due diligence and a range of affiliated investment management services.

John Tracy is a Private Wealth Advisor at Merrill Private Wealth Management. He began his journey with Merrill Lynch Wealth Management during his high school and college years through internships where he gained experience reviewing dividend forecasts and earnings estimates. Since joining The Mallach Group full-time in 2000, John has focused on implementing integrated financial strategies to help clients optimize wealth across generations. John holds a Bachelor of Science degree in Finance and Marketing from Fairfield University. He also studied International Business at the American Continental University in London. In addition to his education, John has earned the designation of Personal Investment Advisor (PIA). Committed to community involvement, John volunteers for various causes and local events and serves on the Board of Trustees at LaSalle College High School. He pursues a healthy lifestyle, engaging in traveling and running, and encourages his clients to adopt fitness and nutrition habits.

Ali Navid is a financial advisor at Ameriprise with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has previous experience at Wells Fargo Bank and Wells Fargo Clearing. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning, dependable income sources, and tax-aware withdrawal strategies.

Kimberly Ary is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and six years of industry experience. Her prior work includes roles at Bank of America, Merrill, and entrepreneurial activities with Personal Pathways LLC dba Apex Fun Run and EZ-NetTools. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment offerings.

Abdiel Rivas is a financial advisor at Wells Fargo Clearing with seven years of industry experience. He holds the Series 66 designation and has worked at Wells Fargo Clearing since 2022. His prior experience includes roles at Robinhood Financial, Charles Schwab & Co., Inc., Wells Fargo, and H&M. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Laila Margallo is a Wealth Management Advisor with Merrill Lynch Wealth Management. No additional information about Ms. Margallo's experience, education, credentials, or personal interests was provided.

Thomas Christopoulos is a financial advisor with J.P. Morgan Securities holding a Series 66 credential and five years of industry experience. He is also an owner and partner at Gus and Andy's Montrose Grill, where he handles bookkeeping on weekends. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary, written asset allocation advice, manager and fund searches, and customized performance reporting. Their advisory process integrates quantitative and qualitative research to tailor model asset allocations, with implementation services supported by affiliated investment management entities.

Harutune Hamassian is a financial advisor at Mass Mutual Investors Services with 24 years of industry experience. He holds a Series 66 credential and has worked with MML Investors Services, Inc. and MassMutual Life Insurance Company since 2001. In addition to his advisory role, he is a Certified Public Accountant providing tax preparation services since 1980. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, offering financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative financial planning using firm-approved analytical tools and provides a range of event-driven planning programs.

Steven Tann is a financial advisor with Wells Fargo Clearing in Santa Monica, CA, holding Series 63 and Series 66 licenses and possessing 17 years of industry experience. He previously worked at J.P. Morgan Securities and JPMorgan Chase Bank NA for a combined 10 years. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary options. The firm’s advisory process is IPS-driven and incorporates a broad range of investment vehicles, including insurance-related products and bank deposit sweep options.

Daniella Echeverria is a financial advisor with J.P. Morgan Securities in Los Angeles, CA, holding a Series 66 designation and one year of industry experience. Her background includes roles at JPMorgan Chase Bank and a period at Evoke Advisors, as well as time affiliated with the University of Southern California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, including ESG considerations, supported by centralized due diligence and a range of affiliated investment-management services.

Michael Ginestro is a Private Wealth Advisor with Merrill Private Wealth Management, focusing on managing fixed income strategies for the firm's clients. He has been in the financial services field since 1995, bringing extensive experience in municipal fixed income research, strategy, and portfolio management. Throughout his career, Michael has held leadership roles in fixed income departments at firms including Bel Air Investment Advisors LLC, Wells Fargo Wealth Management, and Charles Schwab Investment Management. He has experience managing portfolios for institutional funds and ultra-high net worth individuals, and has worked with a diverse client base including C-suite executives, private company founders, and venture capital and private equity principals. His expertise includes bond portfolio management, credit strategies, yield curve positioning, and department build-out and process implementation for fixed income groups. Michael holds a B.A. from Saint Lawrence University and is a former board member of both the National Federation of Municipal Analysts and the California Society of Municipal Analysts, where he also served as chairman. In his personal time, he enjoys golfing, skiing, music, and tennis, and resides in Los Angeles with his two children.

Clark Gaied is a Series 66-licensed advisor with J.P. Morgan Securities in Los Angeles, CA. He has been in the financial industry since 2024 and has previously worked at several banks and institutions, as well as at the UC Irvine School of Law and the University of California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary advisory program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting.

Raffi Hamassian is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and two years of industry experience. He has worked at MML Investors Services LLC since 2024 and is also associated with Harutune Hamassian CPA APC, a CPA accounting firm providing tax preparation and bookkeeping services. Mass Mutual Investors Services, a subsidiary of MassMutual, serves individuals, business owners, trusts, estates, charitable organizations, and employers by offering financial planning, asset management, and educational seminars. The firm emphasizes collaborative, goal-oriented financial planning using firm-approved analytical tools and offers event-driven planning services such as divorce and estate settlement planning.

Jesse Glaser is a financial advisor at Wells Fargo Clearing with three years of industry experience. He holds the Series 66 designation and has previous experience at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and Frontlight Insurance. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Abraham Ebriani is a Financial Advisor at Merrill Lynch Wealth Management. He brings nearly 15 years of experience in the financial industry, with a background that includes real estate finance across Los Angeles and the West Coast, as well as wealth and investment management on Wall Street. Abraham and his team assist clients with building, managing, and preserving their wealth, providing service guided by integrity. He holds a Bachelor's Degree from UCLA and has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Personal Investment Advisor (PIA). Abraham is proficient in English, Hebrew, and Persian. He is also a member of the Jewish Heritage Network. Outside of his professional work, Abraham enjoys cooking, golfing, reading, running, spending time with his family, and traveling.