Adrian Curran is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and one year of industry experience. Prior to joining J.P. Morgan, he was involved with Charlemagne for 14 years, where he owned and operated an online import and distribution business specializing in wine, confectionary, and coffee. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to deliver customized, non-discretionary advice.

Simon Rawlinson is a CFP® professional with 17 years of industry experience currently with Raymond James & Associates. He previously worked at Unionbanc Investment Services and MUFG Union Bank from 2015 to 2022. Outside of his advisory role, he holds a minority equity stake in a private equity technology start-up, The Quantum Storey Company, Inc. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, including high-net-worth clients, institutions, pension plans, and charitable organizations. The firm provides tailored financial planning and consulting, offering a range of portfolio management styles supported by affiliated research and model managers.

Kathy Andazola is a CFP® professional with 25 years of industry experience. She is currently with Cetera and has held roles at Avantax Insurance Agency and Avantax Investment Services. Outside of financial advising, she is involved in tax preparation and accounting through Andazola Financial Services, Inc. and R.C. Andazola, EA. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that allows advisors to implement various investment strategies across multiple program structures and custodial relationships.

Peter Castillo is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at LPL Financial since 2017 and previously spent three years at Citigroup. Castillo is also involved in insurance services through Castillo Consulting Group Insurance Services and CCG Adelante Insurance Services. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, supported by research and various portfolio management options.

Wasaf Ali is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2018 and has worked with Wells Fargo Bank NA since 2016. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources.

Aaron Liu is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. He has worked at Morgan Stanley Smith Barney LLC since 2022 and at Morgan Stanley Private Bank, N.A. since 2026. Prior to joining Morgan Stanley, he was self-employed and studied at the Massachusetts Institute of Technology from 2018 to 2022. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and economic modeling.

Sonny Kothari is a Wealth Management Advisor and Managing Director with the Kothari Group at Merrill. He has been with Merrill since 1990, providing customized wealth planning and advice to high-net-worth families. Sonny focuses on creating seamless, comprehensive financial experiences that address both clients' daily needs and long-term aspirations. He specializes in family wealth management strategies, legacy planning, and philanthropic planning. Sonny holds a Bachelor's degree in Business Economics from the University of California, Santa Barbara. He holds professional designations including Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Throughout his career, he has collaborated closely with clients' CPAs and attorneys to maintain integrated financial management. Committed to his community, Sonny sits on the board of Pathways of Hope in Fullerton, California, an organization providing access to food, shelter, and housing. He lives in Fullerton with his wife and has three grown daughters. Sonny enjoys hiking, running, and spending time with his family.

Steven Kerstein is a financial advisor at Stifel with 45 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Bank of America and Merrill. He serves as a FINRA arbitrator in addition to his advisory role. Stifel provides brokerage and investment advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm’s investment approach incorporates proprietary methodologies developed by its Investment Strategy Group, supporting asset allocation and financial planning analyses.

Sherif Salib is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 credentials and bringing 15 years of industry experience. He has been with J.P. Morgan Securities since 2012 and has also worked with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through its Wealth Advisors. The firm combines large institutional advisory operations with broker-dealer, investment adviser, and commodity-related registrations.

Lisa Silva is a financial advisor with Osaic Wealth, Inc., holding Series 63 and Series 65 licenses and 20 years of industry experience. Her prior roles include positions at Woodbury Financial Services and Lincoln Financial Securities Corporation. Outside of financial advisory, she is the broker and owner of Strategix Realty Inc., a real estate brokerage firm. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations. The firm provides integrated financial services through a large network of advisors, utilizing advanced asset-allocation tools and third-party platforms to manage portfolios that may include stocks, bonds, mutual funds, ETFs, and alternative investments.

Ray Pearl Jr. is a CFP® professional with 21 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to that, he worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. Their IPS-driven investment process incorporates modern portfolio theory and includes insurance-related vehicles and bank deposit sweep options among their investment menus.

Sean Kang is a financial advisor at Morgan Stanley with 23 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank since 2015, following several years at Morgan Stanley Smith Barney starting in 2011. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its financial planning process.

Andrew Sanchez is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at various J.P. Morgan entities since 2015. Outside of his advisory role, Sanchez is the owner and co-designer of Rivalry Clothing Co., where he creates and sells graphic design work. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors.

Roberta Armijo is a financial advisor at Ameriprise with 36 years of industry experience. She holds the Series 63 designation and has been with Ameriprise since 2005. Outside of her advisory role, she is involved in independent insurance brokering. Ameriprise serves individuals approaching or in retirement, offering a retirement-income planning service that combines research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations. The firm emphasizes managing a significant portion of assets within its platform and uses algorithmic tools overseen by specialized committees to support its advice.

George Veater is a financial advisor at OSAIC with 39 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at LPL Financial and Sagepoint Financial. Outside of his advisory role, he owns and operates a working cattle ranch and bronc riding school, hosting rodeo events and producing related content. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charities. The firm provides a range of integrated brokerage and advisory services, utilizing asset-allocation tools and third-party platforms to offer customized portfolio management across various investment types.

Yen Chen is a financial advisor at Cetera with 13 years of industry experience. Chen holds Series 65 and Series 66 credentials and has held roles at several firms including BancWest Investment Services, Bank of the West, LPL Financial, and East West Bank. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering portfolio management, financial planning, and access to third-party managers through a multi-manager platform.

Mark Tolan is a financial advisor with Ameriprise in Murrieta, California, holding a Series 63 license and bringing 48 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory work, Tolan serves as secretary on the Holy Name of Mary Parish Finance Committee and coaches youth basketball for the City of La Verne. Ameriprise offers retirement-income planning services focused on clients approaching or in retirement with substantial investable assets, delivering tailored recommendation reports that integrate research, modeling, and tax-efficiency analysis. As a large institutional firm, Ameriprise also provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Isaac Chan is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His prior work includes roles at Cetera and Ctbc Bank. He is based in Temple City, California. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage and investment management capabilities.

Jeffrey Porter is a financial advisor at LPL Financial with 34 years of industry experience. He holds Series 63 and Series 66 licenses and has been with LPL Financial since 2010. Outside of his advisory role, he serves as CEO of Porter Investment Management Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research to support diversified investment strategies.

Emmanuel Gonzalez Ruiz is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in delivering personalized financial strategies tailored to help individuals, families, and business owners pursue their long-term goals. His expertise covers areas such as corporate benefits, executive compensation, equity compensation services, family wealth management strategies, employee financial health, legacy planning, liquidity management, managing new wealth, personal retirement planning, and retirement income. Emmanuel holds a Bachelor's Degree from the California State University System and holds the Personal Investment Advisor (PIA) designation. He is proficient in both Spanish and English and is an active member of professional organizations including the Finance Management Association, Mercedes Club of America, and Porsche Club of America. Committed to community involvement, he participates with Wellnest, a private, non-profit, community-based mental health clinic. Outside of his professional pursuits, Emmanuel enjoys biking, cooking, golfing, hiking, music, and spending time with his wife and two young boys. He has a background as a Sommelier, fueling his passion for wine and food, and he enjoys hosting wine and food gatherings as well as organizing cars & coffee events. His personal interests also include mid-century architecture and furniture, cycling, craft coffee shops, HIFI audio, and driving his family in their 1983 Mercedes 300D station wagon.