Sofia Mundy is a financial advisor with RBC Capital Markets in San Diego, holding a Series 66 designation and two years of industry experience. She has been with RBC Capital Markets since 2021 and previously worked at Merrill for 14 years. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers a range of advisory programs and portfolio management services tailored to clients' risk profiles, utilizing both in-house and third-party investment managers.

Maureen O'Donnell is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds a Series 66 designation and previously worked at FINRA and Wells Fargo Advisors LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice and customized reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Michael Matta is a financial advisor at RBC Capital Markets with 11 years of industry experience. He holds a Series 66 designation and has been with RBC Capital Markets since 2014. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutional clients, and charitable organizations. The firm offers various advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and custody services, tailoring strategies to each client's risk profile and utilizing both in-house and third-party investment managers.

Jose Lopez Villa is a financial advisor with J.P. Morgan Securities and holds Series 63 and Series 66 licenses. He has 10 years of industry experience, including roles at J.P. Morgan Securities and JPMorgan Chase Bank. Prior to his finance career, he was a professional boxer for nine years. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm combines quantitative and qualitative research with forward-looking capital market assumptions to build model asset allocations, incorporating an ESG eligibility framework in its recommendations.

Justin Frame is a CFP® professional with 29 years of industry experience, currently serving as a financial advisor at UBS Financial Services since 2020. He previously worked at Morgan Stanley Smith Barney for 11 years. Outside of his advisory role, he is involved in publishing and speaking through his business, Consilium, LLC, and co-owns Prime Emergency Services, LLC, which provides GIS and logistical support for emergency incidents. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocations to tailor client strategies.

Connor Walton is a Financial Advisor at Merrill Lynch Wealth Management, where he works alongside his father, Neal Walton, as part of a multi-generational team. Together, they serve affluent individuals, families, executives, and business owners by providing personalized, goals-based financial planning and investment management strategies. Their approach emphasizes uncovering what matters most to clients and building trusted relationships anchored in fiduciary responsibility and a consistent standard of care. Prior to joining Merrill, Connor graduated from Brigham Young University with a bachelor's degree in Finance and completed a two-year mission for The Church of Jesus Christ of Latter-Day Saints in São Paulo, Brazil. He holds professional designations including CERTIFIED FINANCIAL PLANNER® (CFP), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Connor is involved with the BYU Alumni San Diego Chapter and the Financial Planning Association San Diego Chapter. Outside of his professional work, Connor enjoys surfing, skiing, and spending time with his wife, their toddler, and their dog in San Diego. He actively participates in community activities through The Church of Jesus Christ of Latter-Day Saints.

Katherine Tschida is a financial advisor with UBS Financial Services in La Jolla, CA, holding a Series 66 designation and six years of industry experience. Her prior roles include positions at Morgan Stanley and LPL Financial. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary research and model-based asset allocations to tailor plans to clients' goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management and offers a broad range of capital markets and banking services.

Victor Ng is a Wealth Management Advisor with Merrill Lynch Wealth Management and Bank of America. He began his career with these firms in 2010 and is a San Diego native. Victor is an active member of the Asian Leadership Network and the Bank of America Regional Council. He collaborates with in-house specialists to provide coordinated services across wealth management areas such as banking and lending, investment management, trust and estate planning, and business and succession planning. Victor holds several advanced professional designations, including Certified Investment Management Analyst® (CIMA®), Chartered Retirement Planning Counselor™ (CRPC™), Accredited Wealth Management Advisor™ (AWMA™), Certified Plan Fiduciary Advisor (CPFA®), and Certified Exit Planning Advisor (CEPA). He attended Mt Carmel High School, completed an Accredited Certificate Program at Yale University, and also studied at San Diego State University. His expertise encompasses corporate executive services, divorce transition planning, executive and equity compensation, family wealth management strategies, legacy and philanthropic planning, small business strategies, and tax minimization. Outside of his professional commitments, Victor enjoys baseball, biking, billiards, bowling, cooking, golfing, reading, rock climbing, traveling, and spending time with his family. He is married with a young daughter. Victor is involved in community service organizations such as Fathers Joe's Villages, Feeding San Diego, and Susan G Komen for the Cure.

Vanessa Vieira Arouca is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 designation with four years of industry experience. Her prior roles include positions at Ameriprise and Nacional Financiera SNC. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning through structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that combine financial planning with broader investment and brokerage capabilities.

Daniela Moreno is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 credential. She has been with Morgan Stanley since 2020 and previously worked at Wells Fargo Bank from 2015 to 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a variety of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by proprietary tools and market outlook models.

Jeffrey Fidel is a financial advisor with Merrill in San Diego, CA, holding a Series 66 designation and 23 years of industry experience. His career includes eight years each at Merrill and Bank of America, as well as eight years at TDAmeritrade. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a diverse range of clients including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations.

Peter Mero is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes prior roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Prudential Equity Group, and earlier experience with Wells Fargo Clearing. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, retirement plan consulting, and brokerage solutions to individual, corporate, and institutional clients. The firm employs a research-driven approach utilizing diversification principles and modern portfolio theory, supporting a wide range of financial products and services through its bank and insurance affiliates.

Christopher Bostick is a Wealth Management Advisor at Merrill Lynch Wealth Management, serving clients primarily in California with a focus on the Bay Area and San Diego. He works closely with individuals, couples, and families to create personalized wealth management strategies, including family wealth management, legacy planning, and personal retirement planning. His approach centers on helping clients feel informed and confident in their financial decisions through clear communication and ongoing planning. Chris has over two decades of experience in the financial industry, having joined Merrill in 2011 after seven years with Bank of America. He holds professional designations such as the Certified Private Wealth Advisor® (CPWA®) and Personal Investment Advisor (PIA). Chris earned a bachelor's degree in Speech and Communications Studies from San Francisco State University, where he was also a collegiate wrestler. Beyond his professional work, Chris values community involvement, volunteering with local organizations. His personal interests include baseball, billiards, boxing, traveling, and practicing Brazilian Jiu-Jitsu.

Bruce Porter is a CFP® professional with 25 years of industry experience. He is currently with LPL Financial and has previously worked at Cambridge Investment Research, Cooper Financial Group, Securities America, and Edward Jones. Porter serves as an elected member of the Santa Barbara County Board of Education. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides financial planning and advisory services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of investment strategies, including model portfolios and third-party asset management, supported by technology-driven tools for advisor support.

Mitch Ruibal is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with LPL Financial since 2008. Outside of his advisory role, he is involved in a business buying sports cards primarily on eBay. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, portfolio programs, third-party asset management, and institutional platforms, combining extensive non-advisory financial services with oversight of over $819 billion in discretionary assets.

Christopher Barber is a financial advisor at LPL Financial with 15 years of industry experience. He holds the Series 66 designation and has worked previously at Commonwealth Financial Network and Unidine Corporation. Barber is based in San Diego, CA. LPL Financial is a national broker-dealer and SEC-registered investment adviser servicing individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset managers, supported by technology tools and a broad array of financial products.

Robert Berry is a financial advisor with Morgan Stanley in San Diego, CA, holding Series 63 and Series 65 licenses and having 41 years of industry experience. He has been with Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009. Berry serves on the board and investment committee of the San Diego Downtown Breakfast Rotary Club Foundation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning using structured discovery and firm-approved tools, managing approximately $2.74 trillion in client assets.

Mario Rosas is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2006, including roles at UBS Financial Services and UBS International Inc., and previously worked at Banc of America Investment Services, Inc. His credentials include Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services to tailor plans according to clients’ goals and risk tolerances.

Richard Duarte is a financial advisor at UBS Financial Services with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley Private Bank, Wells Fargo Clearing, and Prudential Equity Group. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, using proprietary research and model-based asset allocations to tailor advice to clients’ goals and risk tolerances.

Cheryl Cousino is a CFP® with 29 years of industry experience, currently advising at Cetera since 2019. She previously worked at Foresters Financial Services and Foresters Advisory Services. She serves as the Women's Initiative Chair for the Financial Planning Association San Diego chapter and volunteers with the National Charity League. Cetera Investment Advisers LLC is a large SEC-registered firm serving individual, corporate, and institutional clients nationwide, offering diverse portfolio management and financial planning services through a multi-manager platform.