Lisa Miller is a Senior Financial Advisor with Merrill Lynch Wealth Management, where she works with individuals and families to develop personalized financial strategies aligned with their long-term goals. A significant focus of her practice is supporting women navigating major life transitions such as divorce and widowhood. She holds the Certified Divorce Financial Analyst (CDFA) and Personal Investment Advisor (PIA) designations, enhancing her ability to guide clients through complex financial situations. Lisa's work includes organizing and clarifying clients' financial pictures, collaborating with attorneys, accountants, and other professionals to ensure coordinated decision-making, and providing guidance during both stable and transitional periods. She joined Merrill Lynch Wealth Management in 2016 and has over 12 years of experience in the financial services industry. Lisa holds a Bachelor's Degree from the University of Minnesota System. Outside of her professional role, Lisa participates in community activities including leadership in the Second Saturday Divorce Workshop and involvement with Wife.org. She enjoys gardening, practicing yoga, reading, and spending time with her family.

Aidan Dressler is a financial advisor with Thrivent Investment Management in Del Mar, CA, holding a Series 66 credential and three years of industry experience. His prior work includes roles at Yelp, Whova, and several educational institutions before joining Thrivent. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers goal-based, holistic planning across a broad range of financial topics, with options to combine planning with managed accounts under a consolidated billing system.

Daliya Mansour is a financial advisor at Charles Schwab with six years of industry experience. She holds Series 66 and Series 63 licenses and has worked at major firms including J.P. Morgan Securities and Bank of America. Prior to her finance career, she was employed by the San Diego Unified School District. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by in-house research and alternative investment due diligence.

Carie Phelps Estrada is a financial advisor at LPL Financial with 24 years of industry experience. She holds Series 63 and Series 65 credentials and has worked at firms including Securities Equity Group and J2X Legacy Advisors. Outside of her advisory work, she serves as president of Phelps Farms, Inc. and is involved in several business ventures such as Gypsy Road Holdings, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party subadvisors, and various portfolio management tools.

Austin Wick is a Financial Consultant currently working at Fidelity Investments since 2025. He has held multiple roles at Fidelity Investments, including Investment Consultant from 2023 to 2025, Relationship Manager from 2022 to 2023, and Financial Representative from 2021 to 2022. Prior to joining Fidelity Investments, Austin worked as a Financial Consultant at Equitable Advisors LLC from 2020 to 2021 and served as an Administrative Assistant at Fenton Wealth Management from 2016 to 2020. Austin collaborates closely with clients to understand their unique perspectives, motivations, and financial goals. He focuses on building transparent, trustworthy relationships that empower the creation and execution of effective financial strategies. He holds a California Insurance License.

Utkarsh Vasa is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 designation and 13 years of industry experience. He has been with Morgan Stanley since 2016 and concurrently associated with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he shares ownership of a residential property with family. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by proprietary tools.

Grant Kane is a financial advisor at UBS Financial Services with Series 66 credentials and has been in the industry since 2025. Prior to joining UBS, his background includes a period as a student and brief unemployment. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of investment and capital markets solutions.

Michael Lerner is a CFP®-certified financial advisor with 30 years of industry experience, currently affiliated with LPL Financial. His career includes roles at Cetera Advisor Networks LLC, CWM, LLC, and Nautica Wealth Advisors, where he has maintained a longstanding connection. In addition to his advisory work, Lerner is a Notary Public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Asako Okuma is a financial advisor with LPL Financial, holding Series 65 and Series 63 designations and two years of industry experience. Prior to joining LPL Financial, she was self-employed for nine years. Outside of her advisory work, she tutors Japanese students in English online and provides translation services through PTS Group International Ltd. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Marcus Hennen is a CFP®-designated financial advisor with 29 years of industry experience, currently with Equitable Advisors since 2026. He previously worked at SharMarc Financial Advisors, Inc. for 20 years and LPL Financial LLC for 28 years. He also provides financial planning and consulting services through SharMarc Financial Advisors, an independent registered investment advisor firm he has operated since 2006. Equitable Advisors serves a diverse client base including individuals, high-net-worth clients, retirement plans, corporations, charities, and institutions. The firm offers financial planning, brokerage services, insurance distribution, and access to third-party asset management programs, primarily operating through LPL-sponsored programs and endorsed third-party managers.

Lloyd Manzanilla is a CFP® professional with 13 years of industry experience, currently serving as a financial advisor at Edward Jones since 2012. He holds the Series 66 designation and is based in Carlsbad, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Tassia Taylor is a Senior Financial Advisor at Merrill Lynch Wealth Management. She began her career in the securities industry as a paralegal assisting in the litigation of securities and investment fraud cases on behalf of consumers. After 14 years as a client advocate at a local law firm, Tassia transitioned to financial planning, proactively helping clients achieve their retirement and financial goals. Her experience in the legal field provides her with insight to help clients overcome financial obstacles and identify potential pitfalls. In 2020, Tassia joined Merrill Lynch Wealth Management alongside her husband, Randy. Together, they provide a comprehensive wealth management experience that leverages both Randy's investment and planning expertise and Tassia's legal background. Tassia holds a Bachelor's Degree from Point Loma Nazarene University and the Personal Investment Advisor (PIA) designation. She is fluent in English and Portuguese. Tassia and her husband reside in North San Diego County with their children. They enjoy playing music together, traveling, serving at their local church, and spending time at the beach in their free time. Tassia emphasizes understanding clients' life priorities to create personalized financial plans aligned with their goals and aspirations.

Robert Briones is a financial advisor at Thrivent Investment Management with 14 years of industry experience. He holds a Series 66 designation and has been with Thrivent Financial and Thrivent Investment Management since 2011. Outside of his advisory role, he owns and operates a part-time custom woodworking business, creating furniture and decor for private clients and public sale. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofits, offering broad financial planning without portfolio management for institutional clients. The firm delivers holistic, goal-based analyses and allows clients to combine planning with managed-account programs under separate billing.

Ryan Albin is a Vice President, Financial Consultant at Fidelity Investments. He partners with individuals, families, and business owners to support them in working towards their unique financial goals. Ryan holds the designations of CERTIFIED FINANCIAL PLANNER™ and Chartered Financial Consultant, reflecting his advanced training and knowledge in financial planning. Ryan has been with Fidelity Investments since 2015, progressing through roles including Financial Representative, Relationship Manager, Investment Consultant, Financial Consultant, and currently Vice President Financial Consultant. Prior to joining Fidelity, he worked as a Financial Advisor at Edward Jones from 2014 to 2015. He holds a California Insurance License. Outside of his professional role, Ryan has personal interests in art, the beach, football, museums, sailing, and traveling.

Scott O'Connell is a Senior Financial Advisor at Merrill Lynch Wealth Management, where he has been contributing since 2008. In this role, Scott focuses on developing personalized financial strategies for high net-worth individuals, families, and institutions. His approach takes into account each client’s risk tolerance, time horizon, liquidity needs, investment goals, and cost considerations. Scott offers expertise across a broad range of services including cash management, custom financial strategies, risk management, retirement planning, educational savings plans, estate planning, corporate 401(k) plans, commercial real estate loans, and customized lending through Bank of America, N.A. (NMLS#1537122). Scott holds a Bachelor of Science degree from the College of Liberal Arts and Sciences at Arizona State University. He has earned the Accredited Asset Management Specialist™ (AAMS) certification awarded by the College for Financial Planning Institutes Corp and has completed the Longevity Training Program at the University of Southern California’s Davis School of Gerontology. Additionally, his professional designations include Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Originally from Apple Valley, Minnesota, Scott currently lives in San Diego, California. Outside of work, he enjoys hiking, fishing, music, reading, and spending time with his family. Scott is engaged in community service and values volunteering with local organizations in alignment with Merrill’s tradition of community participation.

L Brokaw is a financial advisor at Wells Fargo Clearing with 54 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Nhut Anh Dang is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with brokerage and investment management capabilities, delivering non-discretionary recommendations supported by a centralized due-diligence framework.

Kelly Legg serves as a Financial Advisor and Senior Portfolio Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2021 at a boutique advisory firm that catered to retirees from Fortune 500 companies in San Diego. Since joining Merrill in 2022, Kelly has focused on building a practice centered around thoughtful planning, attentive service, and guiding clients through complex financial decisions with clarity and confidence. His expertise includes family wealth management strategies, legacy planning, managing new wealth, and personal retirement planning. Kelly earned a Bachelor's degree in Finance from San Diego State University and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He has lived in San Diego for the past nine years. Beyond his professional work, Kelly is actively involved in community volunteer efforts, including Big Brother Big Sister, Breakthrough Type 1 Diabetes, and the San Diego Food Bank. He lives with Type 1 diabetes and dedicates time to education, advocacy, and outreach related to the condition. Outside of his advisory role, Kelly enjoys cooking, hiking, soccer, and surfing. He also supports the Buffalo Bills and is training for an upcoming Half Ironman event.

Spencer Birch is a financial advisor with Edward Jones in San Marcos, CA, holding a Series 66 designation and eight years of industry experience. Prior to joining Edward Jones in 2017, he worked for nine years at Quantum Learning Network. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Clyde Chandler is a financial advisor at Fidelity with 26 years of industry experience. He holds Series 63 and Series 65 designations and has worked across multiple divisions of Fidelity since 2005. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a Charitable Gift Fund. The firm employs a blend of fundamental research and quantitative analysis to construct model portfolios from mutual funds, ETFs, and ETPs, incorporating algorithmic methods and AI-driven research in its investment process.