Edward Rodriguez is a financial advisor with Raymond James & Associates in Carlsbad, CA, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with Raymond James-affiliated firms since 2007, including one year at Raymond James & Associates and 19 years at Raymond James Financial Services, Inc. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base that includes individuals, institutional and pension plans, charitable organizations, and government entities, offering financial planning, investment consulting, and institutional fiduciary services.

Kristina Klamer is a financial advisor at Merrill with 10 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Merrill since 2019, following nine years at Bank of America NA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Dex Yudelson is a financial advisor with Charles Schwab holding Series 63 and Series 66 designations and has nine years of industry experience. He has been with Charles Schwab Bank since 2017 and with Charles Schwab & Co., Inc. since 2016, based in San Diego, CA. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, delivering investment guidance through multi-asset model portfolios and centralized operational support.

Brian Sward is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Charles Schwab in San Diego, CA. His work history includes roles at Charles Schwab Bank, Pro Unlimited, and Olatu S.L. He was also involved with APEX Fun Run Southern California in 2022. Charles Schwab & Co., Inc. serves a large client base primarily comprised of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary buy/sell recommendations and access to discretionary separately managed accounts using multi-asset model portfolios and a centralized operational structure.

Egan Yamamura is a financial advisor with Ameriprise in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory role, he is involved in business ownership of a McDonald's franchise in Hawaii. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement who meet specific asset thresholds, combining research, modeling, and tax-efficient strategies to provide comprehensive, written recommendation reports. The firm serves a broad client base through advisory, brokerage, and insurance solutions typical of large institutional firms.

Jerry Davis is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 10 years of industry experience. He has previously worked at Merrill and Bank of America, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Caleb Chen is a financial advisor at LPL Financial based in San Diego, CA, with five years of industry experience. He holds the Series 66 designation and has previously been associated with Forester Financial and San Diego State University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Lucas Iacarella is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation and previously worked at Lowe's and served in the United States Marine Corps. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm utilizes a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory solutions.

Scot Fairchild is a CFP® professional with 33 years of industry experience, currently affiliated with LPL Financial since 2020. His prior experience includes roles at RJL Wealth Management and Lucia Securities, and he has operated Success Financial Advisors since 1996. Outside of investment advisory, he is involved in tax preparation and accounting services through Success Financial Advisors and holds a role in Montecito Venture Partners. LPL Financial is a registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, and corporations through a national network of advisers. The firm offers various advisory programs, retirement consulting, and brokerage services, with access to model portfolios and research from multiple sources.

Deane Curtiss is a Wealth Management Advisor with over 30 years of experience in the financial services industry. He works with individuals and companies to understand their financial goals and implement strategies that align with their objectives. Deane specializes in areas such as college education planning, family wealth management strategies, LGBT wealth planning, liquidity management, retirement planning, portfolio management, tax minimization, and retirement income. Deane holds a Bachelor's Degree from Babson College and is a Personal Investment Advisor (PIA). He operates within Merrill Lynch Wealth Management, leveraging the resources and investment insights of Merrill and the banking solutions of Bank of America to provide clients with tailored wealth management strategies. Deane emphasizes a personalized approach, working one-on-one with clients to develop financial plans designed to pursue their long-term goals. In addition to his professional work, Deane is actively involved in his community through volunteering. His personal interests include cooking, fishing, hiking, running, spending time with family, table tennis, and tennis.

Mauro Ciarmoli is a financial advisor with Fidelity Investments in San Marcos, CA, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. His prior work includes 17 years at LPL Financial, LLC before joining Fidelity. He is also the owner of MCC Discovery, LLC, an LLC registered for tax and business purposes. Mauro is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to both retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of fundamental research and quantitative analysis to construct model portfolios from a broad universe of mutual funds, ETFs, and ETPs.

Erik Simmons is a financial advisor with Ameriprise who holds a Series 63 designation and has 30 years of industry experience. Prior to joining Ameriprise, he worked at Axxcess Wealth Management LLC and Arete Wealth Management LLC for eight years. He is based in Carlsbad, CA. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, providing detailed recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its advisory approach and delivers services through a centralized retirement-income consulting team.

Jon Paul Witkop is a financial advisor with Raymond James & Associates in Carlsbad, CA, holding Series 63 and Series 65 designations and possessing 10 years of industry experience. His prior work includes roles at LPL Financial and Algonquin Advisors. Outside of his advisory work, he serves as an assistant coach for the U18 team of San Diego Saints Hockey. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base, including individuals, institutions, pension plans, and charitable organizations. The firm offers financial planning and investment consulting through various programs, emphasizing tailored, non-discretionary advice supported by firm research and a range of portfolio management options.

Carlos Caceres Jr. is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds a Series 63 designation and has worked at Raymond James since 2019, following prior roles at CUSO Financial Services and Mission Federal Credit Union. Outside of his advisory work, he serves as a trustee for a family-related business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary investment consulting using analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Catherine Ferguson is a financial advisor at J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 65 credentials with seven years of industry experience. She has worked at JPMorgan Securities LLC and J.P. Morgan Chase Bank NA since 2019, including her current roles starting in 2022. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through a non-discretionary Institutional Consulting Services program that includes asset-allocation advice, investment manager and fund searches, and customized performance reporting. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Nancy Parrett is a Series 66-registered financial advisor at Merrill with 18 years of industry experience. She has worked at Merrill Lynch, Pierce, Fenner and Smith Incorporated since 2007 and Bank of America, N.A. since 2011. Outside of her advisory role, she is the managing member and owner of Willowwood, LLC, an investment-related business. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to fiduciary clients of Bank of America through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Brian Johnson is a financial advisor at Edward Jones with a Series 66 designation and 10 years of industry experience. His prior roles include positions at Bank of America, Snow Capped Peaks Mortgage, and Bbva Wealth Solutions Inc. He is based in Escondido, California. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, alongside affiliated mutual funds and a securities-based lending option.

Alexander Monroe is a financial advisor with Stifel in San Diego, CA, holding the Series 63 and Series 65 licenses and bringing 18 years of industry experience. He has been with Stifel Nicolaus & Co Inc since 2015. Outside of his advisory role, Monroe serves as Vice President and Board Member of the La Jolla Golden Triangle Rotary Club Foundation, where he is involved in community communications. Stifel serves a diverse client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Yvonne Good is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 designation and 4 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers diversified retail and institutional investment solutions.

Russel Upton is a Wealth Management Advisor with Merrill Lynch Wealth Management, serving high-net-worth families and institutional investors across major U.S. metropolitan areas including Los Angeles, New York, San Diego, and San Francisco. He directs financial strategy, asset allocation, manager evaluation, and liability management for senior executives and clients in the entertainment, sports, legal, and technology sectors. He also provides a broad range of wealth management services such as trust and estate planning, cash management, retirement planning, and alternative investments. Mr. Upton holds several professional designations including the Certified Private Wealth Advisor® certification administered by the Investments & Wealth Institute™ and completed in conjunction with The University of Chicago Booth School of Business. He also holds the Sports & Entertainment Accredited Wealth Management Advisor™ certification from the College for Financial Planning Institutes Corp. His previous roles include Senior Vice President positions at U.S. Trust (now Bank of America Private Bank) and City National Bank, as well as finance roles within the entertainment industry. He earned both his Bachelor of Science in Finance and MBA from the College of Business and Economics at California State University, Northridge. His community involvement includes service as a Director and Trustee on the boards of the San Diego Zoo Foundation, the San Diego Sports Commission, and the San Diego Opera.