Mario Contreras is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and possessing 26 years of industry experience. His prior roles include positions at Schwab Wealth Advisory, Charles Schwab, Envestnet PMC, J.P. Morgan Securities Inc., and Banc One Securities Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Kevin Fennell is a financial advisor at Morgan Stanley in San Diego, CA, holding a Series 66 credential with eight years of industry experience. His prior roles include positions at UBS Financial Services and BDO. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and processes supported by its Global Investment Committee.

Stephanie Van Hook is a financial advisor with LPL Financial in San Diego, California. She holds Series 66 and Series 63 registrations and has 17 years of industry experience, all with LPL Financial since 2009. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and advisory services including model portfolios, third-party asset management, and institutional platforms, supported by technology tools for operational and research purposes.

John Faustino is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. His prior roles include positions at Waddell & Reed, Inc., Ernst & Young Investment Advisers LLP, VOYA Financial Advisors, Inc., and Cantella & Co., Inc. Faustino served as a board member of the Kiwanis Club of Poway from 2012 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions through a broad network of investment adviser representatives.

Francis Dempsey is a financial advisor with Edward Jones in San Diego, CA, holding Series 63 and Series 65 designations and offering over 32 years of industry experience. He has been with Edward Jones since 1993. In addition to his advisory role, he works part-time as a college instructor at the University of La Verne in Naples, Italy. Edward Jones is a full-service wealth management firm serving a broad client base including individual and institutional investors. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including wrap fee programs and separately managed accounts, supported by a nationwide network of more than 23,000 advisors.

Thomas Domogma is a financial advisor with LPL Financial based in San Diego, CA. He holds a Series 66 designation and has nine years of industry experience. His previous roles include positions at Morgan Stanley and Morgan Stanley Private Bank, as well as experience with The Startup Garage. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services through a large network of investment adviser representatives, featuring various portfolio programs and institutional platforms.

Jessica Cuevas is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 11 years of industry experience. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and combines brokerage and advisory solutions, utilizing research and analytics based on diversification principles and modern portfolio theory.

Melinda Woodell is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 66 designations and having 29 years of industry experience. Her career includes roles at Merrill and Banc of America Investment Services prior to joining Wells Fargo. She has been with Wells Fargo Affiliates in various capacities since 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute alongside third-party analytics.

Victor Gonzalez is a financial advisor at Ameriprise with five years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Aya Healthcare, ALPS Distributors, Inc., Brandes Investment Partners, and The Old Spaghetti Factory. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on dependable income and tax-aware withdrawal strategies.

Rene' Flores is a CFP® professional with 29 years of industry experience, currently serving at Edward Jones since 1998. He holds Series 63 and Series 65 licenses and is based in Escondido, CA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated investment products.

Curt Beyer is a financial advisor with LPL Financial in Escondido, CA, holding Series 63 and Series 66 designations and 26 years of industry experience. He has worked previously at City National Bank, RBC Capital Markets LLC, and Merrill. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered primarily through a large network of investment adviser representatives.

Luis Garcia is a Financial Consultant at Fidelity Investments, a role he has held since 2022. His approach to client engagement emphasizes relationship building and understanding clients' personal goals and concerns to develop financial plans aimed at achieving financial security. Prior to his current position, he served as an Investment Consultant and Financial Representative at Fidelity Investments, and has held roles including Jr Financial Advisor at Financial Plan Design, Brokerage Associate at Wells Fargo Advisors, and Insurance Agent at State Farm. Luis holds a California Insurance License and has experience across various facets of financial advising and insurance services. Outside of his professional work, he has personal interests that include attending concerts, playing golf, military service, parenthood, and caring for pets.

Jonathan Mendoza is a Certified Financial Planner (CFP®) at J.P. Morgan Securities with 12 years of industry experience. He has worked at J.P. Morgan Securities since 2013 and also maintains a position at JPMorgan Chase Bank, N.A. Outside of his financial career, Mendoza owns an e-commerce business selling personal trading card collections. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focusing on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process integrates quantitative and qualitative research and includes broader derivatives and commodities capabilities.

Richard Reimers is a CFP® with 30 years of industry experience, currently serving as a financial advisor at LPL Financial since 2023. He previously worked at Stifel Nicolaus & Co Inc for 14 years, Wells Fargo Clearing for one year, and A. G. Edwards & Sons, Inc. for 11 years. He also acts as a trustee for family investment trusts. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions through a large network of investment adviser representatives.

Laura Fetterman is a financial advisor at UBS Financial Services with 16 years of industry experience. She holds the Series 66 designation and has been with UBS since 2005. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm delivers advice using proprietary research and model-based asset allocations tailored to clients’ goals and risk tolerances.

Jonathan Bourgeois is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, Bourgeois is involved as a business development consultant for HL Welding Inc. and owns JB Bourgeois LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Yesenia Gil is a financial advisor with Morgan Stanley in Carlsbad, CA, holding a Series 66 license and two years of industry experience. She previously worked at Wells Fargo Private Bank for six years and Wells Fargo Clearing for two years. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Greer Moseman is a financial advisor at Morgan Stanley with five years of industry experience. She holds a Series 66 license and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2021. Prior to that, she was involved with The Art Of Coaching and Coast Volleyball Club, and attended the University of North Carolina Chapel Hill. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured discovery processes and proprietary planning tools as part of its financial planning services.

Hao Hoang is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and has worked at Wells Fargo Bank, N.A. since 2008. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors, offering both brokerage and advisory solutions.

River Coop is a financial advisor with Ameriprise in Oceanside, CA, holding Series 63 and Series 66 licenses and six years of industry experience. Prior to joining Ameriprise, River worked at Professional Cleaners and Auburn University. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional firm.